Breaking Through, Travelling On
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Absolutely - we've never met physically (yet) but I can guarantee you we think alike on that
I have an mse confession to make tho I have an online account for gas and elec, and I took part in Martin's 2nd big switchover, which was last Nov apparently. It was cheapest for me to stay with my existing supplier, so I did, *and* I got the £30 credit for "switching". And they put my DD down by £10 a month, so its now literally half what they invoiced to me when I moved in nearly 5 years ago
So far, so good. But I haven't submitted a reading for at least 18 months _pale_ and last winter when I was so ill, I just didn't care (rightly, I think) what the cost was, I heated my home to take account of being so ill. But the possibilities of the financial impact have been nagging at me, and I haven't dealt with it.
Until today :j:j:j:j:j
I've used 300 more units than they estimate (since the "Tariff Comparison Rate is 12.98p per kWh, this means they're about £40 out). Gas is about tuppence ha'penny out
Which all means, after submitting the real figures, I'm £140 in credit :j:j:j:j:j
I can't tell you how relieved I am ... I've realised a few more ways I can be a frugalista, but I'm doing okay as is2023: the year I get to buy a car0 -
Better than okay.0
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Thank you Al! I've just hopped back online after trying to harvest the blackcurrants - there's quite a few thats ready, but they've got ants all over them. I'm not prepared to let the crop go without a fight this year, so I've gone back onto El's website to find the best way to shoo them off the blackcurrants.2023: the year I get to buy a car0
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Don't shout at me but... we had a flea problem a few years ago that were under patio. We tried all kinds to rid them, but in the end the only effective method was a concoction of Jays fluid, Bleach and Boiling water. I poured it on several times a day for a few days and gladly it worked. So not sure if i poisoned them, drowned them or scalded them but it got rid! It had gotten so bad we were finding them in the babies nappy, it was a horrendous few weeks and Mrs SJ nearly had a breakdown. We were covered in bites every morning and embarrassed to wear shorts or t shirts.
The council sprayed the house for us, and that didn't work. They insisted they couldn't possibly be coming from outside until i stood on a flag with white pants on and jumped up and down. Even covered in them he still insisted they were coming from inside.
So if all else fails chemicals may be your only option.
Sorry!MFW: Was: £136,000.......Now: £61,892.24......
Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
1% Mortgage Challenge 2022 - £157.59 of £6500 -
Good result :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hoorah, you kept warm and saved money too.
I can't help with the ants, hope you can find a natural way to remove themEarly retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Hi KC - if you can find where their nest is (usually a small pile of sand) a kettle or two of boiling water poured straight on it, will put an end to them at source - now while I'm all for balance in a garden, you can't let them overrun you & some selective culling is in order!
On the subject of selective culling, I've found out that the cute little bunnies that visit from the nearby farmer's field & munch on my clover filled lawn are routinely culled by the farm handyman. What ever am I going to do if he stops by and offers rabbit??? :eek:He's already been spotted with a brace of pheasent!:eek: I'm going to plead city-girl-itis & say that if it does not come on a styrofoam tray in unidentifiable cubes, that I've no clue what to do with it!:D
XO - enjoy your Saturday! will it involve a trip to the city? - RT4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)17 YEARS 4 MONTHS LEFT OF 20 YEARS0 -
shangaijimmy wrote: »Don't shout at me but...
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So if all else fails chemicals may be your only option.
Sorry!
I won't shout, I promise thanks for posting, jimmy I'm prepared to use chemicals on the ground as a last resort - I don't want to use chemicals on the plant itself, because that would cover the blackcurrants I intend to eat :eek:
Two applictions of vinegar/washing up liquid/water have made precious little difference - I'll do some more today, before I go out. I wonder if there's a time of day when ants are most active?
Goldie - thank you! Yep, I was really chuffed about the utility supply thing :jHi KC - if you can find where their nest is (usually a small pile of sand) a kettle or two of boiling water poured straight on it, will put an end to them at source - now while I'm all for balance in a garden, you can't let them overrun you & some selective culling is in order!On the subject of selective culling, I've found out that the cute little bunnies that visit from the nearby farmer's field & munch on my clover filled lawn are routinely culled by the farm handyman. What ever am I going to do if he stops by and offers rabbit??? :eek:He's already been spotted with a brace of pheasent!:eek: I'm going to plead city-girl-itis & say that if it does not come on a styrofoam tray in unidentifiable cubes, that I've no clue what to do with it!:DXO - enjoy your Saturday! will it involve a trip to the city? - RT
Let me know what you're doing2023: the year I get to buy a car0 -
Morning! My day went brilliantly :j
A pillar candle in a charity shop for 99p, the new Julian Graves shop - 2.5kg of protein and 1kg of dried fruit for £7.75, and handfuls of broken shells from the beach for the garden, to deter slugs and snails from my plants
Shattered tho :rotfl: I just sat still and ate for the rest of the day
I've decided to buy some diatomaceous earth from ebay - £11.75 for 5kg, seems a good deal. And I have some paypal money from selling books
Today is much quieter - possibly a bit of garden work, it feels so good to be out there :j, but definitely some research on what to do on the next bit of Norfolk we'll be exploring on holibob.2023: the year I get to buy a car0 -
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