Milann's life keeps getting in the way.......

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  • beanielou
    beanielou Posts: 90,308 Ambassador
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    & please keep us posted.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 10,586 Forumite
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    twas scary Beanie - the worst bit was warning my kids of what might have been lol and i don't like not knowing - me thinks I'm a bit of a control freak.................
    January spends - £587.58
  • beanielou
    beanielou Posts: 90,308 Ambassador
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    milann wrote: »
    twas scary Beanie - the worst bit was warning my kids of what might have been lol and i don't like not knowing - me thinks I'm a bit of a control freak.................

    I think we all are to a agree.
    Shudders at the thought of having to tell your kids:(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 21,299 Forumite
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    What a frightening time for you. Thank goodness it wasn't what they first thought it was but it's still not great. Take care xx
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
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    what beanie and SA have said. take lots of care of you
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • milann
    milann Posts: 10,586 Forumite
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    Well today I went on line and sorted my finances.

    The couple of weeks before I went into hospital were a bit out of control financially and I went a tad mad going out celebrating my birthday and I bought a very expensive new coat - it's just an ordinary looking coat but has goose feathers in.....I bought it totally on a whim as the sleeves fit....I have terrible trouble with sleeves burying me and annoying me. I last bought a decent coat for cold, wet weather 7 years ago and it is getting a tad thread-bear...........I'm justifying my purchase as it was very indulgent.........but it's done now and it's not going back - I intend to enjoy it and if it lasts as long as my last one it'll be ok...

    So after the payment I made today I owe a total of £1,150 - I was tempted to pay more and bring it under £1000 but that would have taken me into my overdraft - something I said I wouldn't do.

    So realistically I can have it paid by the end of the year - birthday season in my family is upon me until January and Christmas is looming so it's no good kidding myself saying it'll be next month - I want to be debt free - able to pay my Mr T cc off in full every month by the end of the year.

    I have no idea how long I will have to be off work - I get paid for a few months - I think its 6 but need to pull my contract out to check its not just 3. I'm hoping my leg will regain some power and I'll be off the crutches fairly quickly but it's wait and see. I am in a much better position than I was 11 years ago when I ended up being off a year. I can do this - even if the worse comes to the worse and I can't work.
    Feeling positive.
    January spends - £587.58
  • beanielou
    beanielou Posts: 90,308 Ambassador
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    Well done on sorting out the finances.
    Enjoy your new coat :grin:
    Hope you get 6 months sick pay.
    As you say though your finances are in way better shape than they were which is great :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 90,308 Ambassador
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    & even if you dont get it all paid off by the end of the year you will get most of it paid off which will be great.
    Dont be to hard on yourself :naughty:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 10,586 Forumite
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    ohhhhh myyyy goodness............
    I've just read over this last diary. Talk about catalogue of disasters.......... enough is enough - me and my family are making a pledge not to use the NHS anymore, keep well and let someone else have a turn;) ;) - I know I like to get my monies worth - but honestly - where would we have been without the NHS faults and all.

    On a plus I have some Simply Health money coming my way for the 13 nights I spent in hospital, this is something that has paid for itself too.
    January spends - £587.58
  • beanielou
    beanielou Posts: 90,308 Ambassador
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    milann wrote: »
    ohhhhh myyyy goodness............
    I've just read over this last diary. Talk about catalogue of disasters.......... enough is enough - me and my family are making a pledge not to use the NHS anymore, keep well and let someone else have a turn;) ;) - I know I like to get my monies worth - but honestly - where would we have been without the NHS faults and all.

    On a plus I have some Simply Health money coming my way for the 13 nights I spent in hospital, this is something that has paid for itself too.


    Every cloud and all that...........
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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