Caz counts it down

Thanks all - yes, he's dun and he knows he's gorgeous

Mfmaybe, the fly spray is a home-made job. Quantity to fit my spray bottle, so scale up or down as required.

750ml cold tea (I just get Mr Minx to stick his used teabags in a jug of water for a few days!)
1 tablespoon of clear vinegar
1 teaspoon of Dettol

Smells pretty rank, but does seem to do the job - either spray or wipe on with a sponge.

Lots and lots of proofreading today. I have about three days' worth to put on my invoice, but I think if I add in the transcription as well, I'm probably over £450 for the month already!!

A quiet-ish day on the bead front, the American customer is having a think about her order.

I'm not on shift for transcription or proofreading tomorrow afternoon and I don't think I'm expected over at the tack shop, so tomorrow will hopefully be a bit of a 'stop it and tidy up' day. A list may be required....

My half day for the proofreading today, so I was able to catch up with my July invoice. If I add the proofreading and transcription together, I'm *already* up to £533 It's just possible that I could make £1000 in a month, which would be absolutely unbelievably awesome.

The beads also had a pretty good day, I banked £260 and the American lady ordered, which is another £150 on its way via credit card. She didn't buy quite as much as she asked me to get in for her, so I have a bit of surplus stock kicking about, but she picked two of my most popular settings, so the rest will sell through fast enough. Looking on the bright side, her order weighed in at 30g under the maximum limit for Royal Mail International, so from that point of view she ordered exactly the right amount!

The Barclaycard statement came through today, interest now down to £6.41 a month (this is the 6.5% life of balance card). The minimum payment was £10.62, but I paid off the budgeted £40 plus interest and the outstanding balance is now exactly £500 which should be wiped with next month's proofreading and transcription money

I still haven't paid myself from the bead shop this month, but every other bill for July is now covered, so I've been able to tell YNAB to put £50 into my drawings for this month and hopefully I'll be able to take out my usual £1300. I am going to *try* to keep the beads going enough to continue to draw out £1300 a month until the cards are gone, then I'll switch to living off the proofreading and transcription money and just topping up to £1300 a month from the beads until the business overdraft is gone.

These Fridays are rolling around rather quickly, aren't they...?

Business
Overdraft: -£-9000.00 / -£8860.00 +£140.00

Business total: -£9,000.00 / -£8,860.00 +£140.00

Personal
Barclaycard: -£540.00 / -£500.00 +£40.00
Nationwide card: -£2,330.00 / -£2,330.00 no change
Halifax card: -£5,640.00 / -£5,640.00 no change

Personal total: -£8,510.00 / -£8,470.00 +£40.00

Grand total: -£17,510.00 / -£17,330.00 +£180.00

Okay, not *quite* last week's £670 reduction, but I'll take that, thank you very much Having a rough crunch of the numbers, I'm averaging just over £250 a week in debt reduction at the moment. If I can keep that rate up, then I'll only be £3,000 short of paying everything off by my 40th, as originally planned, not just the personal cards. I'm sure I can find £3,000 somewhere over the next 13 months...

I was getting slightly worried this morning about the fact that it's the middle of the month and I only have £313 left in my NatWest current account - then I remembered that I still haven't paid myself from the bead shop and that should actually be £1613. With this morning's bankings (£255) plus the money I'd put aside to pay myself, I've only got to find another £30 to allocate to last night's stock order, so next week I might actually get paid