Pay ALL your debt off by Xmas 2017

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Been paid from one of my parents so sent £33.16 towards the Argos card brings my total to £569.27 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Megano wrote: »
    So I really wanted folks advise - Im not sure how many follow my diary but I currently work 3 jobs.
    Now Ive just been told that the overtime train in W1 has stopped and might not be coming back. Ive been offered a cleaning job in the morning from 5am - 7am
    Which means my day would look like 4.30 - 7 cleaning an office
    7.15 until 8 cleaning a bookies
    10-6 at W1 and if required 6.30pm - 8pm doing telephone surveys.
    It would be Monday to Friday (on Saturday the bookies would be done twice once when it opens and once when it closes)
    On paper it looks fine but Im just wondering if its all manageable

    Gosh, reading that makes me feel tired!! If you feel it's doable then give it a go, but don't over stretch yourself - you can only be stretched so thin :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Morning all,

    #006 checking in with £745.00/£10000 please muppets :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • fire-wannabe
    fire-wannabe Posts: 105 Forumite
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    #46 with another £35

    Thanks Muppets
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    Pushing myself to the limits another 100 pounds off today

    #16 960/4300.

    Keep going folks.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Sparrow123
    Sparrow123 Posts: 5 Forumite
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    # 56 Checking in.

    Well done to everyone with making their payments. Especially 16 for adding an additional £100. Well done.

    I have to say that I'm struggling with Money this month. I got paid mid-Decmeber (we always do at xmas) so it's a six week month. Inevitably I have little money in fact only £28 until the end of Jan but I feel great. Great because I'm working hard to budget and get rid of this horrid debt!!!

    Debt was £9400 Now £9100 Target by Dec - £5000
  • Calling14
    Calling14 Posts: 3,498 Forumite
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    Sparrow123 wrote: »
    # 56 Checking in.

    Well done to everyone with making their payments. Especially 16 for adding an additional £100. Well done.

    I have to say that I'm struggling with Money this month. I got paid mid-Decmeber (we always do at xmas) so it's a six week month. Inevitably I have little money in fact only £28 until the end of Jan but I feel great. Great because I'm working hard to budget and get rid of this horrid debt!!!
    Debt was £9400 Now £9100 Target by Dec - £5000
    Thanks Sparrow. I am now broke until February but can honestly say happier being broke than using one of my credit cards which I usually do for shopping, it has taken me years to realise that paying that off each month - is stopping me clear my debts.Only put petrol on this month. So easy answer is no spending, hardly think I will starve. Keep working at budgets and look forward to being debt free sooner:D
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
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    Megano wrote: »
    So I really wanted folks advise - Im not sure how many follow my diary but I currently work 3 jobs.
    Now Ive just been told that the overtime train in W1 has stopped and might not be coming back. Ive been offered a cleaning job in the morning from 5am - 7am
    Which means my day would look like 4.30 - 7 cleaning an office
    7.15 until 8 cleaning a bookies
    10-6 at W1 and if required 6.30pm - 8pm doing telephone surveys.
    It would be Monday to Friday (on Saturday the bookies would be done twice once when it opens and once when it closes)
    On paper it looks fine but Im just wondering if its all manageable
    That looks like a very long day!
    I used to work 7am-3pm then 4pm-9pm and that was ok, but there wasnt much travel between jobs xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
  • Zoel91
    Zoel91 Posts: 39 Forumite
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    Sold one of my many pushchairs on the weekend and finally just been to take the money to the bank onto the CC. Thats another £110. Seem to be starting the year off well, just hope I can keep up the rest of the months.

    #077 - £880.91/£5532.04
    N - £4531.62/£4655.15 (plus interest monthly)
    T - £1700/£2617.80 (interest free)
    V - £216.89/£216.89 (plus interest monthly)
    PAYDBX2017 #077 - £5408.51/£5532.04
  • NewMeNewLife
    NewMeNewLife Posts: 187 Forumite
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    Hi Muppets and everyone!

    I've been so lucky today! I had to pay £850 less to the finance company for my car :eek: More money to pay off my debts!

    #123 - £1,137.80/£2,990.41

    Thank you :money:
    Emergency Fund: £300 / £1,000 (30%).
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