Pay ALL your debt off by Xmas 2017

arc_cutter

Hey all hope you've all had a good start to the year.

Made my first set of payments for the year #3with a payment of £432.94this month.

12_month_challenge

Hi all

Update for me please Muppets.
my last biggish one for the month but hope to make smaller payments through the month as and when

#2 = £1,200/£12,000

abba1772

Sold my old washing machine so sent £40 towards the Argos card brings my total to £677.95 / £600

Windofchange

Hi all - I'm back. Made a great dent in my debt for 2015. Can't remember the exact amount I had this time 2 years back, but it was around he 20k mark I think. Really went at it and took loads off, but 2016 was a bit of a bad one - fell off the wagon and I'm annoyed with myself. Anyway, have been chipping away towards the back end of last year and have brought things down to reasonable amounts again. Just opened a Virgin CC account for the 0% balance T/F off by barclaycard - checked and they charged me £67 interest last month. Screw that.

Anyway, signature line sums it all up really. Once end of financial year hits end of March I should have cleared a couple of grand off the student loan amount. I'll have the outstanding barclaycard balance cleared hopefully within the next 4 - 6 weeks, the bank of scotland card is ticking away on 0% at £100 a month, so that will be done by summer and then it is chucking everything I can at the Virgin card to finally be rid of it all after years and years of trying. I am 100% behind this now. Got a few expenses such as car insurance coming up, but otherwise it's heads down.

The other incentive is that I turn 40 this time next year, so I want to be free of all this debt by then - that'll be the best birthday present ever I reckon. In the interests of honesty, I should state that I have a couple of other loans for a motorbike and a car, but I am not including these for this year as they are set and just ticking away. They come out of my other business account and are used within that business, so I don't really see them as a debt - sounds silly maybe as they are, but they are accounted for and planned if that makes sense? If I go well this year, the motorbike is only a couple of grand so that may become a bonus target.

Anyway, can I have a number please!?

kirtsypoos

Evening all!

#006 checking in with £791.00/£10000 please muppets

kirtsypoos

Morning all,

#006 checking in with £792.00/£10000 please muppets

muppets

MrsMck wrote: »

Hi all,
I would love to join the thread please? I've lurked on and off MSE for a few years but this year something has just 'clicked' and I'm 100% focused to my goals!

I plan on clearing £2025.28 by 1st December!

Morning MrsMck and welcome. I have added you to the list, you are # 126

behenjamin wrote: »

Can I join in please to be debt free?

I'm guessing i'd be member #161?

Current Debt £0/£6650

Morning behenjamin and welcome. I have added you to the list, you are # 127 unless you would like # 161?

muppets

cmc_entertainment wrote: »

Hi.

Could i put a target of £16,000.

This includes all projected interest on approx £13,000.

Also to note paid £345 / £16,000 so far in Jan.

Current target is end of November which frees up Christmas 17.

Creditors 14 / 14

Creditors unable to comply with s77 request 1 / 3. Saving approx £600.

Morning cmc_entertainment and welcome. I have added you to the list, you are # 128

Windofchange wrote: »

Hi all - I'm back. Made a great dent in my debt for 2015. Can't remember the exact amount I had this time 2 years back, but it was around he 20k mark I think. Really went at it and took loads off, but 2016 was a bit of a bad one - fell off the wagon and I'm annoyed with myself. Anyway, have been chipping away towards the back end of last year and have brought things down to reasonable amounts again. Just opened a Virgin CC account for the 0% balance T/F off by barclaycard - checked and they charged me £67 interest last month. Screw that.

Anyway, signature line sums it all up really. Once end of financial year hits end of March I should have cleared a couple of grand off the student loan amount. I'll have the outstanding barclaycard balance cleared hopefully within the next 4 - 6 weeks, the bank of scotland card is ticking away on 0% at £100 a month, so that will be done by summer and then it is chucking everything I can at the Virgin card to finally be rid of it all after years and years of trying. I am 100% behind this now. Got a few expenses such as car insurance coming up, but otherwise it's heads down.

The other incentive is that I turn 40 this time next year, so I want to be free of all this debt by then - that'll be the best birthday present ever I reckon. In the interests of honesty, I should state that I have a couple of other loans for a motorbike and a car, but I am not including these for this year as they are set and just ticking away. They come out of my other business account and are used within that business, so I don't really see them as a debt - sounds silly maybe as they are, but they are accounted for and planned if that makes sense? If I go well this year, the motorbike is only a couple of grand so that may become a bonus target.

Anyway, can I have a number please!?

Morning Windofchange and welcome. I have added you to the list, you are # 129. I have your target as £8345,89?

muppets

Morning all.

I have added everyone's payments and new totals to the spreadsheet.:j
New members all now have their numbers.:beer:
Front page has been updated.:)

I can't wait to update you all at the end of the month, with the totals paid off so far. You have all done an amazing job of paying down your debts. :T

doingitanyway

Number 39

At last I get to make a payment! Paid £1002/13,327
Good luck everyone else.
DIA x