Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
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    You lot really are battling the dreaded lurgies but glad to hear things appear to be on the turn. Just try not to wear yourself out over the next few days as it's so easy to overdo things when you start to improve. Does DS2 have an idea how much all the admin and paperwork costs to move overseas?

    Thanks INOD :). DS2 has no idea about many of the practicalities of life :(. He will want us to help him do it :(. Does it cost a lot? I really hope that his romance dies a natural death before he manages to move out there. Because it's not an ideal relationship for various reasons. Anyway if he goes for two months then that will be more of a test than talking on the internet and a five day visit.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Morning Hairy,

    Hope you're feeling better today?

    Sounding very positive for BiL, hopefully the chemo will work and he'll be fighting fit soon.

    Hope the curry was nice, yay to free wine xx
  • in_need_of_direction
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    The visa process is quite costly plus they will ask for details of how he will support himself while there, etc. and there's an embassy / consulate interview to pass, etc. if he went, it could also jeopardise his current income arrangements. Not wishing to be too cynical but, as we know, you do need more than love to keep you warm. Maybe you could suggest that his love interest comes to you for a visit!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    edited 17 December 2017 at 1:01PM
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    Thanks gor the useful info INOD, DH and I are a bit clueless ourselves as to what's involved.

    Yes that would be good and nice for us to meet her, but she has money difficulties and dependents, so I doubt if she could afford to come here for a visit :(.

    We're just hoping that he will realise himself eventually that the whole thing is a bit impractical.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
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    Morning Hairy,

    Hope you're feeling better today?

    Sounding very positive for BiL, hopefully the chemo will work and he'll be fighting fit soon.

    Hope the curry was nice, yay to free wine xx

    Thanks purplemum :). I'm a bit tired but not too bad. Trying not to overdo things today. Hope you're having a good day.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • mummytogirls
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    Your weekend sounds lovely so far HHOD.

    I hadn't realised DS was going away to meet someone! I can see why you might like it to fizzle out before he wants to move there.

    Happy Sunday x
    Mummytogirls x

  • HairyHandofDartmoor
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    Thanks MTG you too :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
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    I'm on here procrastinating instead of writing my Christmas cards :mad:. Gives self a slap.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    I'm on here when I should be doing things too :o

    Hope you're all feeling better for Xmas x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • HairyHandofDartmoor
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    Thanks Wannabee :).

    I've hung up the laundry and put the dishwasher on, but I still haven't written a single Christmas card :wall:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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