Round and round the overdraft....soon to be no more

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  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
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    Yay to the extra £19 Louby!!! :beer:

    London sounds fab, enjoy xx
    Mummytogirls x

  • Poor_Single_lady
    Poor_Single_lady Posts: 1,527 Forumite
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    Well done Louby. Enjoy London. Maybe our paths will cross! xx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Scott_Weiland_2
    Scott_Weiland_2 Posts: 799 Forumite
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    I know what they are dafty I was implying I never have them lol
    Cashback Earnings YTD £46.04 Survey Earnings YTD £182.66
    "Always always train, be the best version of you that you can physically be"
  • louby40
    louby40 Posts: 1,519 Forumite
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    Scot.....lol :rotfl: I'm blonde! that's my excuse anyway :rotfl:

    Payday - and although it's not yet February I've updated my signature to reflect my new debt payments!
  • louby40
    louby40 Posts: 1,519 Forumite
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    Yesterday was NSD#15. That is amazing.

    Had to buy wine and Nibbles on my way home as I'm out over at a friends later for a girls night in later. Not seen a few of them for ages, think there's about 9 of us so should be a good night.

    Aldi shop tomorrow and nothing else planned for the weekend. It's too cold to do anything.
  • Bobarella
    Bobarella Posts: 10,824 Forumite
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    It's freezing isn't it!! Well done on your NSDs
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
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    Yay to the 15 NSD Louby thats amazing, thats like more than half the month so far!!!

    Enjoy you night xx
    Mummytogirls x

  • louby40
    louby40 Posts: 1,519 Forumite
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    Oh dear! Suffering today, headache and VERY tired. The wine was flowing last night and we had a really good catch up.

    Just spent £70 in Aldi - quite a bit more than normal but did buy coffee, dishwasher tablets.
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
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    Ooffft to the adult headache you are suffering with today Louby!!! Hope it shifts soon x
    Mummytogirls x

  • louby40
    louby40 Posts: 1,519 Forumite
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    Well it appears that I've paid my First Direct credit card off. :j:j:j:j My son had a £1000 payout from a child's saving plan that I've been saving for him for years. It has to be paid to me and he knows that I'm keeping it for him.

    I'm keeping it until July/August when he passes his driving test and it's to go towards his car insurance. I decided to pay my credit card off with it and then transfer the monthly amount I was going to pay back into my savings account ready for when he needs it. It would only sit in my savings account doing nothing and £400 of my credit card debt is on 18.9% so it makes sense.

    Psychologically it feels good - even if I do feel a bit guilty using his money. :rotfl:

    I still have the debt though - just in a different form!
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