In the Lowest Hour

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  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
    edited 18 November 2015 at 1:15AM
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    oh dear......... five days since I last posted. Have had a death in the family and working through this has been tough although I have completed the majority of the ugly jobs so can take my time over the other things at work.


    I sold about £24 worth of things on ebay after postage and fees so a lot of work for little return ..I blew the extra spends on plus one and chocolate mainly ..lol ..never mind.


    Not much to report - debts going down as of today is £2714.. But have overpaid to get interest down...cant afford to make anymore payments this month sadly.


    Payday is 27th ...so need 90 plus travel money 80...Bank ( no overdraft ) will just about cover it.


    Might cash up my coppers this month ...not a massive amount there but a few pounds :-) and it all helps .
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • catriona79
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    Sorry to hear about your bereavement Sam. Hope you are ok.

    Brilliant progress on the money saving and paying down your debt.

    Not long till payday now, just over a week!
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    So sorry for your loss Sam hope you're ok xx

    Well done on the debt reduction I can't wait to get where you are only a couple more months and you'll be debt free

    Have you thought what you are going to do once you're debt free??? Hope you're going to treat yourself xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • RosaBernicia
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    Sorry for your loss Sam. Virtual ((hugs)) and emergency pralines.

    You're doing really well on the debtbusting, you know it will happen, so do let it take a back seat for a while if you need a break.


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • moneyonmymindsam
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    catriona79 wrote: »
    Sorry to hear about your bereavement Sam. Hope you are ok.

    Brilliant progress on the money saving and paying down your debt.

    Not long till payday now, just over a week!

    Thank you for kind words


    Do hope all is good for you :beer:
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
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    abba1772 wrote: »
    So sorry for your loss Sam hope you're ok xx

    Well done on the debt reduction I can't wait to get where you are only a couple more months and you'll be debt free

    Have you thought what you are going to do once you're debt free??? Hope you're going to treat yourself xx


    Thank you <3 :A


    Still feels like a mountain of debt ;) I'm not sure what I will do ...probably collapse :rotfl:
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
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    Sorry for your loss Sam. Virtual ((hugs)) and emergency pralines.

    You're doing really well on the debtbusting, you know it will happen, so do let it take a back seat for a while if you need a break.


    Rosa xx


    Hopefully 3 months max - I do need to evaluate what is more important.


    My shiny space is a little pigstyie ..to be honest but I will leave that for another day.


    I ache to go shopping lol :D
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
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    planning to try to pay of £715 so at least that tips it under the 2's but I will have to wait until the 27th to see if I can afford to do that :-)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
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    My shiny space is a little pigstyie ..to be honest but I will leave that for another day.

    My thoughts exactly... this place is a still a complete tip but there's nobody coming round so it will survive til Sunday.

    I ache to go shopping lol :D

    So do I... winter dresses, and BOOTS :D


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Wow under 2K :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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