Goals for 2014
Options
Comments
-
Hey hon - welcome back. You haven't gained that much at all. You'll get that off in a jiffy once your head is back into it.
I will be out of action for 2 weeks - I'm off on holiday tomorrow abroad. I can't blooming wait. Really need this break.
No update from me this week, apart from that I'm now 2.5lbs heavier than my pre-pregnancy weight so not too bad at all for 18 weeks!! Starting to feel flutters which is lovely. Hope the flight will be ok and I don't get a bug when I'm away (which I normally do although I always eat salads and never even thought that they use their local water...duh!)
Speak to you all soon.
NYD xx2019 goal
0/£150000 -
Update from me 1. Get sugar control (I'm diabetic)
back to kinda normality and have yoyoed back to 14st 6lb.
2. put savings in best place possible
see sig.we now have £8k earning 1.3% more pa than our mortgage costs. Still hold £1k in current account and have £201 in cash & regular saver ISA with £1550 @ 2.09% more than mortgage
3. Make mortgage annual overpayments equivalent to 4x monthly payment plus interest
managed q1 & q2. paid one off £2000 in q3. otherwise missed q3 target by £60 but will recover by year end
4. Lose weight. .
see 1
5. Declutter
while on holiday, identified 1 item to go on ebay. it makes me look like a box!
6. Take garden in hand
Fundamentally lazy
7. expand 'flylady' daily routines
I wish
8. Get rid of ugly clothes bought because they fit and not cos they were nice.
see 5
9. Appreciate my home and make it nicer
too tired
10.be more disciplined in my job
babysteps
11. Be less wasteful
Ok I suppose
12. Donate
holiday gifts distributed!
13. eat out less, fewer takeaways (inc lunch)
1 takeaway this week
14. Move, as in exercise, at least twice a week
zilch
Good to see the post coming through. NYD, your weight gain is impressive! Hope everyone manages a good week.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.0 -
Hey hope you are all well my darlings.
Just realised I havent updated in a while, here goessssssssssss!
1. Save £5000 (want to buy a house so this will be a start)
Well this has went downhill, Used all of the saving to reduce the debt. Will start this again from January 2015 & this is when it will be kicked into overdriveeeeeeeeeeeeeeee
2. Weigh 10st 7lbs (long long longgggggggg road)
Started at 16st 7lbs.
Currently I am 15st 10.5lb
Lost 10.5lbs already & currently looking out for a good deal on my nomination charms! Want to have one for each mini goal I reach.
3. Get into exercise (I am a lazy sod)
Well lets just say this hasnt happened at all!
4. Keep to my shopping budget (Not good at this at all)
Meh, Up & down with this. Started keeping receipts & doin my books weekly. I am like a wee accountant :rotfl:
Did overspend last week but I am hoping that I can save the overspend from the next few weeks, Should be able to reign it back in.
5. Get a job (This should probably have been number 1! Oops)
Still in the job I started in March 2014, Enjoying it but still dreaming for the lotto win, I have been playing this for years when when when is it my blooming turn!
6. Pass my driving test (Theory passes 13th December 2013)
Passed this on 4th February 2014, Beautiful Primrose (Yes I know shes not yellow I just love the name) purchased 16th March 2014.
Still the best thing I ever done! No further wing mirror damaging incidents with fences however this wintery weather is not the best, Dreading the snow & ice if I am being honest
7. Pay off debt £5009.88
Total debt remaining is £2714.42.
I have a few wee things on BNPL with a catalogue & managed to pay one of them in full. Also gonna start cancelling down my credit cards once the balances are paid off. I will keep the Barclaycard one just incase.
8. Save up £10,000.00 for Las Vegassssssssssssssss 2016
Havent saved anything towards this yet will start in the new year.
9. Surprise trip to Berlin or Paris for husbands 40th December 2015
This is a new goal, Planning to save £1500.00 between now & next December so that I can whisk him away for a few days. Will decide which place nearer the time but its to go to the Christmas markets so maybe Berlin as they did originate in Germany & he has always said he would like to go there. Saved £100.00 already & I have done a few extra shifts in work to bring in more pennies. Will be working again this Friday. Wont get paid any of my OT until end of this month so no idea how much better off I will be but all I know is that anything extra is a massive help.
Phew that was longggggggggggggggggggg
Anyway most of these goals will carry on into 2015.
Still counting down the days till we start the 2015 thread!
Dxxx0 -
Love your goals Dolly Rocker!!!
Since nearing end this year I will put my goals in next post. I am just very nosey xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Update from me 1. Get sugar control (I'm diabetic)
back to kinda normality and have yoyoed back to 14st 7lb.
2. put savings in best place possible
see sig.we now have £8k earning 1.3% more pa than our mortgage costs. Still hold £1k in current account and have £201 in cash & regular saver ISA with £1550 @ 2.09% more than mortgage
3. Make mortgage annual overpayments equivalent to 4x monthly payment plus interest
paid £20.33 today from unexpected savings and a TT
4. Lose weight.
see 1
5. Declutter
1 item gifted, 1 item to charity shop, 1 book to go to sis
6. Take garden in hand
Fundamentally lazy
7. expand 'flylady' daily routines
I wish
8. Get rid of ugly clothes bought because they fit and not cos they were nice.
see 5
9. Appreciate my home and make it nicer
can't do much as guest in residence
10.be more disciplined in my job
babysteps
11. Be less wasteful
Ok I suppose
12. Donate
see 5
13. eat out less, fewer takeaways (inc lunch)
1 and a bit takeaways this week
14. Move, as in exercise, at least twice a week
zilch
I'd love a massive push towards year end but can feel the indulgences and the spending creeping up.
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.0 -
Update times
1) Pay off all my debt Done and staying debt free :j
2) Save £8000 towards a house deposit a little over 4.1k still making weekly overpayments
3) Exercise twice a week have run twice this weekend now 34min for 5k
4) Tone up my tummy (don't need to lose weight as such but everything's a bit less firm than it used to be and I'd like to change this) have a good core wokout in my running magazine- have done half a session :rotfl:
5) Pass the next module on my course no progress
6) Make more of an effort to socialise been very hermit like
7) Have a holiday done, considering the next one
Well done to everyone on their progress for this year and goal planning for next year.MFW 2024 £0/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £99,801.75 FP May 36 Emergency Fund £17,500 100% Added to ISA 24 £0 Save 12k in 24 #31 £0/20,000 Debt Free 31.07.140 -
Hey guys - I'm back. Had an amazing holiday! Will update later.
Just to let you know the Baby NYD is a GIRL!!!
NYD xxx2019 goal
0/£150000 -
Newyorkdreams wrote: »Hey guys - I'm back. Had an amazing holiday! Will update later.
Just to let you know the Baby NYD is a GIRL!!!
NYD xxx
Congratulations!Must use my stash up!0 -
So, back to 14st 6 lbs, sugar intake was so so as it was an odd week with missed meals then snacks. 1 book identified for charity shop, nowt on exercise front but my wonderful OH gutted our bedroom yesterday and it's now a much nicer place. We also had two £25 wins from the lottery which will feed the mortgage and start me eating into this quarter's target. Also, had half a takeaway one night. Bought chips to serve with dinner.
I really feel that year end is galloping towards me. While I'd like to achieve more by then, thanks to NYD and little miss NYD for starting this thread and making me more accountable. I'd probably have achieved a lot less if it wasn't here.
Hope everyone has a good week. Take careMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.0 -
Me too INOD I love this thread & already cant wait for the 2015 one!
Defo need to do more updates.
OH NYD a GIRLLLLLLLLLLLLLLLL - How exciting!!!
Dxxx0
This discussion has been closed.
Categories
- All Categories
- 343.3K Banking & Borrowing
- 250.1K Reduce Debt & Boost Income
- 449.7K Spending & Discounts
- 235.3K Work, Benefits & Business
- 608.1K Mortgages, Homes & Bills
- 173.1K Life & Family
- 248K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards