Batten down the hatches.....

I was chatting to the nice chap installing my radiator today and we got on to the subject of house buying and he was saying how he still lives at home and isn't sure whether to buy his own place. He's happy at home with his mum doing his washing and cooking for him so has no reason to leave but then he casually dropped in that he'd managed to save 60ķ by working very hard. He's 23! Oh my goodness. When he is ready to move out, if ever, he can buy somewhere outright Amazing! I might have to add heating engineer to my list of possible new careers :rotfl:

catriona79 wrote: »

Haha! Great catch! Add heating engineer to your list of dates

I know, it's great to be able to live with mum and have reduced costs, then again, it's the same as having a lodger and you're the boss;) I think, depending on the mum, the living arrangement/personal relationship might get a bit strained. I do love spending time with my mum, but I am grateful I can live apart from her.

What I am most in awe of, is that the guy is so young and so prudent! He can't be going out and getting big rounds, that's for sure! Also surely no university fees and cost of living to have paid, if at his age he has that level of savings. And here's me so seriously considering a career change!
How the times have changed!

I'm so pleased that you've got so much sorted out and ready for lodger. You're right, it's going to be strange, after you have lived by yourself - but it's a means to an end. Debt freedom and a career change are so close, you can almost touch them! And you will probably get to debt freedom way before Xmas, and beat your own target!!

Haha there's an idea!

Yeah I think while its great that he's saved so much and obviously his mum looks after him well, maybe a little too well, when / if he does move out he's going to be a bit hopeless. He might end up being one of those useless men that moves in with a lady and expects her to do what his mum did :rotfl:

It's all going well and I've really been pushing on with the house update. Hopefully it will be decorated and carpeted by the end of March then I'm good to go. I do need to get the bathroom sorted and while it's perfectly ok to use, when I do update it I think I'll have to hope the lodger doesn't mind the disruption. If really pushed though I'd be willing to knock a weeks rent off or pay for a hotel for a couple of nights for them (via TCB :rotfl:)

I'd love to be debt free by the end of the year but I think that I'll try and get my debt down to 2k first, then save like a ninja, get debt neutral and then build savings for my new life......hopefully by the sea somewhere :T:D

doingitanyway wrote: »

Sorry to hear about the £100 shortfall. It would really bug me to receive less than I expected as we MSE folk make plans for the money way before it arrives. They should have pre warned you. Just as well you are so organised with your budget that your mortgage payments are going down. A big achievement:T
Have a great weekend
DIA x

Thanks DIA. Still annoyed but not a lot I can do. They will not swerve me from my plan :T x

Where have these last few days gone? Been busy tidying and decluttering and lazing about

Friday
* £20.37 in Aldi, stocking up with good deals on household bits and a few groceries
* £30.50 in M0rrisons on groceries, but £14 of this was a dvd, birthday card and present. Dvd was for me.....Spy with Melissa McCarthy to watch Sunday night
* £3.29 for a lovely tan handbag in the charity shop. It was originally from N3xt and looks unused. I was there dropping stuff off so it balances out :rotfl:
* 2 PA surveys
* 331SB earned

Saturday
* £30 on fuel!
* £1.86 on 2 presents for the present drawer in H0mebase. They were wall plaques reduced to 93p. I think they were £5 or 6 before
* £24 on 2 tins of paint in B&Q
* £11.96 in TKM@xx on 4 gorgeous bowls. I've had my eyes on similar ones but didn't want to pay full price so happy with my bargain, although I didn't actually need them. Oh well, call it a payday treat
* £134 for a night at a spa hotel. My friend will give me half back which is £67 and I booked it via TCB which has tracked with £11.25 cashback, making my night £55.75. I've been saving £10 a month for the last 5 months specifically for a spa day so very happy with myself! I will get my friend a drink......maybe. It's a brilliant deal, bed, breakfast, 3 course evening meal and £38 worth of treatments. I loves a bargain I do :T:j
* Youg0v survey
* 2SB earned :eek:

Sunday
* NSD
* VO survey
* P0pulusLive survey
* 9SB earned
* Made panko and parmesan courgette crisps while watching Spy......nom nom better than popcorn!

Today
* £6 for a headboard for the spare room off eb@y
* £6 in Asd@ for milk that was on offer
* £17.26 on top up groceries
* 2 PA surveys
* Youg0v survey
* 39SB earned and a £5 Am@zon voucher redeemed :T
* £1.80 sweep into FD savings account

As it's the last day of February, I've totalled up all my extra income earned this month (but not necessarily received), account sweeps and NSD's:

PA - £51.44.........total YTD £65.28
Youg0v - 450 points/£4.50........total YTD 725 points/£7.25
SB - 3089SB (enough for a £20 Am@zon voucher).............total YTD 5077SB
Pinec0ne - £3............total YTD £6
P0pulusLive - £14..............total YTD £16
VO - £11.75...............total YTD £18.75
TCB - £11.25...............total YTD £11.77 (£10 missing cashback claim ongoing)
I-S@y - 510 points............total YTD 515 points
Inb0x£s - £2.40 only joined recently
Other income - £92.38 (ebay/RM refund).............total YTD £119.88

February total - £210.72 :eek::j:T:D
Total YTD - £277.33

Sweeps and NSD's
Nati0nwide - £5.25.............total YTD £16.98
FD - £8.12..............total YTD £15.32
NSD - 10............total YTD 18

Hoping for a productive March too :T:j