Spent 4 years pretending it's all OK

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
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    Yep :) Although knowing you are having to share the pain NOA is helping me knuckle down and do it :p

    Also have a tax bill to sort.

    Oh well its what Fridays were made for :rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
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    brizzledfw wrote: »
    Yep :) Although knowing you are having to share the pain NOA is helping me knuckle down and do it :p

    Also have a tax bill to sort.

    Oh well its what Fridays were made for :rotfl:

    All done and dusted and paid :dance::dance::dance::dance::dance:
    NOA is a free elf_party__party__party__party__party__party_
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
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    Work related stuff under control now :)
    Now Have room in my head to try get paperwork/money ordered etc for hols, and start trying to make dent in my domestics.
    Cooked double yesterday so no meal to prepare for tonight.

    Updated list

    DD's insurance renew
    Update elec meter readings
    Check bank statements etc/budget
    2 creditor call to make
    Voluntary work admin
    Mums tv licence - contact as should be free now.
    Mums utilities - look up new fixed rates etc/ switch if needed
    Mums cancelled apt - chase again
    Book hair cuts for dd and me

    In prep for Hols
    Travel insurance - basic research done, more comparisons
    Money - order
    Vaccinations booked for next week/pick up prescriptions
    Documents
    Shopping For... some done, more to do still
    Order luggage online from debs sale

    House domestics
    Major tidy up clean, 15 min stints whenever I can.
    washing/washing/washing and syphon off stuff into cases

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
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    Weekend has just flown by, very up and down in lots of ways but muddling through. A couple of shopping trips and I think I have most of the kits needed for DS trip. New trainers/boots x2, spare shorts, smart trouser for post match socialising, flipflops, baseball cap. need to get sunglasses. all on top of a smart suit and a dinner suit, all purchased in last three weeks. :eek:Have also bought new luggage in the sales, its been a long long time since we have been on a big holiday where I'm not just throwing things in the car!
    tomorrow am home with DS, will get him to count things up. Have done lots of washing and I want to put away everything that I can this week (also need to sew in loads of name labels:(
    Am working at 2nd part time job from Tuesday until following Tuesday, also have DD's graduation on next Monday - she got her results and has got 1st class hons :T:T:T Also had speech day last weekend and DS did me proud too and came away with year subject prizes for 3 of the 4 subjects that
    he has chosen for A level. :T:T boasty mum moment:rotfl: sorry about that :rotfl: I am just so relieved that they both put their heads down and got on with it despite the sad year we have had.
    DD just accepted an offer to do MA so she must have enjoyed it :)
    though the level of student debt is going to be horrendous.

    Mum has been staying with sister helping her this week, so didn't have to visit anyone this weekend. Lucky, as hands quite painful, driving would only exacerbate it more.

    Am going to struggle for holiday clothes, feeling very frumpy at the moment. Though it will be winter there so won't need to expose much fortunately:rotfl:

    Need to have a soak now to try and ease up joints ,

    Hope everyone has had a lovely weekend :)
    NOA
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
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    Weekend has just flown by, very up and down in lots of ways but muddling through. A couple of shopping trips and I think I have most of the kits needed for DS trip. New trainers/boots x2, spare shorts, smart trouser for post match socialising, flipflops, baseball cap. need to get sunglasses. all on top of a smart suit and a dinner suit, all purchased in last three weeks. :eek:Have also bought new luggage in the sales, its been a long long time since we have been on a big holiday where I'm not just throwing things in the car!
    tomorrow am home with DS, will get him to count things up. Have done lots of washing and I want to put away everything that I can this week (also need to sew in loads of name labels:(
    Am working at 2nd part time job from Tuesday until following Tuesday, also have DD's graduation on next Monday - she got her results and has got 1st class hons :T:T:T Also had speech day last weekend and DS did me proud too and came away with year subject prizes for 3 of the 4 subjects that
    he has chosen for A level. :T:T boasty mum moment:rotfl: sorry about that :rotfl: I am just so relieved that they both put their heads down and got on with it despite the sad year we have had.
    DD just accepted an offer to do MA so she must have enjoyed it :)
    though the level of student debt is going to be horrendous.

    Mum has been staying with sister helping her this week, so didn't have to visit anyone this weekend. Lucky, as hands quite painful, driving would only exacerbate it more.

    Am going to struggle for holiday clothes, feeling very frumpy at the moment. Though it will be winter there so won't need to expose much fortunately:rotfl:

    Need to have a soak now to try and ease up joints ,

    Hope everyone has had a lovely weekend :)
    NOA
    xx

    Dear Noah,

    :T:T:T:T to both your wonderful children :T:T:T:T

    I am intrigued by your upcoming trip.. winter.. so long flight.. upside down maybe...? Not flying upside down I mean visiting the other side of the world?? Where ever you are going I hope you all have a lovely break as a family (well ds is doing his own thing.. but I assume you are in the same vicinity..)

    Take care and make sure you relax before you go, don't want you all worn out and unable to enjoy it..

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
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    Hello Puzz, Thank you :)

    11 hour flight will be hard, am more than a little worried :(,
    It is upside down but not Oz.
    Clue 1 Penguins...
    Clue 2 Batman wears them so
    Clue 3 Can but Hope
    Clue 4 2C Big 5
    Clue 5 and dine on a mountain
    Clue 6 and spend time in my favourite place.

    Lots more clues available but I think that's a giveaway:rotfl:
    Injections later today :eek:

    NOAh
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
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    Hello Puzz, Thank you :)

    11 hour flight will be hard, am more than a little worried :(,
    It is upside down but not Oz.
    Clue 1 Penguins...
    Clue 2 Batman wears them so
    Clue 3 Can but Hope
    Clue 4 2C Big 5
    Clue 5 and dine on a mountain
    Clue 6 and spend time in my favourite place.

    Lots more clues available but I think that's a giveaway:rotfl:
    Injections later today :eek:

    NOAh
    xx

    Got it... never been.. and they have penguins.. I love penguins.. when I went to Oz to visit my sis we went to Phillip island.. lovely penguins... smell of fish mind..:rotfl:

    Have a lovely time.. and 11 hours flying.. that's nothing, you can sleep, read a book or watch tv without being disturbed.. easy for me to say as my last long haul was posh class..:D

    Have a super super time.. although I don't think your going yet so I will say it again nearer the time..!

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
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    Work work work today but did manage to nip into town today after work to enquire about currency, check prices for insect repellent, and buy other odds and ends in boooots and Sooperdrug and ordered prescription sun glasses for DS (with 50% off voucher), fill up car with fuel and do a grocery shop in 90 mins :)

    A couple of quotes to type up and send off (2 more referrals) fingers crossed - desperately needed to feed the pipeline for when we get back!

    Very pleased to report that I've just got my first TopCB payout in Deben**hams evoucher of £92 for the past year:T:T A big thank to MSE diaries for introducing me to that .... was it you Brizzle? I can't quite remember now - saw it talked about in several places.....

    Anyway,
    got to get ready for work tomorrow, feeling very tired and wishing I had not agreed to work this week, but find it hard to turn work away. Probably too late for a soak now :(

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • trix-a-belle
    trix-a-belle Posts: 1,481 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    I can highly recommend jungle formula insect repellent, available at the usual high street suspects, worked like a dream for me when I went to Cuba a few years ago.
    Hope you have a lovely time
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
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    Puzzcat wrote: »
    Got it... never been.. and they have penguins.. I love penguins.. when I went to Oz to visit my sis we went to Phillip island.. lovely penguins... smell of fish mind..:rotfl:

    Have a lovely time.. and 11 hours flying.. that's nothing, you can sleep, read a book or watch tv without being disturbed.. easy for me to say as my last long haul was posh class..:D

    Have a super super time.. although I don't think your going yet so I will say it again nearer the time..!

    Love Puzz. x

    Thanks Puzz :)
    Lucky You going posh class, The thought did cross my mind but it would have made us slide backwards into an even bigger black hole of debt!:rotfl:
    xx
    NOA
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
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