2016 mfw

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  • skye_blue
    skye_blue Posts: 301 Forumite
    First Anniversary Name Dropper First Post
    edited 6 April 2016 at 10:44PM
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    Hi

    Nothing to report money wise unfortunately, but was told on the phone by a member of staff that the sant..... bank now allow smaller overpayments from the 1st April as long as they are after the direct debit payment date. It was minimum £500 prior to this

    Hope this helps
  • Miss_Pinky
    Miss_Pinky Posts: 56 Forumite
    First Post First Anniversary
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    15 Miss Pinky checking in with this months target of £500 been paid! Made a £350 payment at the start of the month and then topped it up with the other £150 this morning. Rest of the month might be a bit tight but workable!

    Miss Pinky xxx
    MFW #15
  • TwentySomethingGirl
    TwentySomethingGirl Posts: 201 Forumite
    First Anniversary Name Dropper First Post Wedding Day Wonder
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    Hi


    #85 total for March ended up as £110.84...every little helps, eh...


    April so far £105.05.


    Thanks :)
    Mortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16 Remortgaged Sep17 to pay off HtB loan £150000 - £140500 JUL19 Moved house Oct19 £230000 £230400 DEC20
  • linzipinz
    linzipinz Posts: 65 Forumite
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    no 71 an over payment of £149.47 total for year is £3889.62
    Initial mortgage £101,700 Jan 2016 initial end date Aug 2038
    Current mortgage end of March 2016 £95889.58 Aim to pay mortgage off by 2025
    Over payments since Jan 16 £5169.79 :rotfl:
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
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    Amazing fantastic news Norfolk dream! Thats just incredible and inspiring!

    Jodles :D:j:beer:
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • norfolkdream
    norfolkdream Posts: 383 Forumite
    First Anniversary First Post Mortgage-free Glee!
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    Thanks for the messages, it will probably feel more real next month when I actually have some money left in my bank haha. got my new badge too :D
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    First Anniversary Debt-free and Proud!
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    Well done Norfolk Dream :T

    #61 reporting in with April's payment of £870, total £3,900 for the year to date.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • selloptape
    selloptape Posts: 632 Forumite
    First Post Combo Breaker First Anniversary
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    First OP of £255 for the year! :j

    #29
  • pavlovs_dog
    pavlovs_dog Posts: 10,199 Forumite
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    #22 reporting April payment of £610.03.
     Cumulative total = £2479.61 / £6000 (41%)
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Lomcevak
    Lomcevak Posts: 1,023 Forumite
    First Post First Anniversary Name Dropper
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    Spreadsheet updated, sorry for the lack of update last weekend - i'm afraid that life got in the way. I'm running the Brighton Marathon next weekend too, so I may well be busy pasta-munching rather than spreadsheet-updating - back to normal after that :D

    Great to see so many great updates, I've been going through a bit of a financial low in the last few days as it all seems rather difficult at times, but this thread has picked my up again and I feel like I've got my MFW mojo back. £600 OP'd for me this month and hopefully a bit more to come. And (as I posted on MFiT-T4) this month marks ten years since we moved in, and also £100k paid off the original amount. And almost two thirds of that is in the last three years when we decided to really take mortgage OPs seriously - amazing what difference overpayments can make. So far we've taken six years off the mortgage, and on track now to finish late 2020 which would be eleven years early.


    norfolkdream - many congratulations on becoming mortgage free, it's a great inspiration :)

    SavvySaver007 - well done on your April OP, you've well and truly busted your target, do you want to increase it? :)

    rasputin_thorpedo - added you in to the original post list, my apologies, I blame the staff ;)
    £40k-in-’23#18 £78,628.29/40,000 (196.57%)
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