Debt Free By 29!!!

lucy-lou · 10 March 2017 at 1:21AM

So 3 days has gone by without me posting....Doesn't time fly?!
I have been continuing with my PAD's and am now sat at £110.
I was day off today and tidying up when I found a bag containing a new jumper plus the receipt. I brought it last month on the credit card whilst having a down day to cheer myself up (not that I needed a jumper!). Well as summer is just around the corner and my wardrobe is bursting at the seams, I definitely do not need a new jumper. So today I took that jumper back to the shop for a refund and despite then browsing the store for an hour brought nothing! So that's brought the balance I need to find to be able to clear my debt payday down to £140!
Therefore I am now 78% there!!! It is in touching distance and yet still feels far away.......

lucy-lou · 17 March 2017 at 11:18PM

Hi all,
Long time no speak - so today marks 1 week to debt free :eek:
My savings account is now at £119.72 so only a small amount of progress made this week.
However whilst I have been on holiday from work I got a deal from a betting company which involved a free bet on every race during Cheltenham festive and I have won £77.25 which means I have hit my target and will be debt free next week :j (slightly unconventional way to get there - I know)
Hope all your journeys are going well / to plan, now to catch up on your diaries.

dottydebts · 18 March 2017 at 9:17AM

You are so close!! And well done on the wins - every little helps

lucy-lou · 20 March 2017 at 9:44PM

Thanks Dotty Debts.

Yesterday I managed to get 11 items listed on Ebay. It is the first time I have used it so will see how it goes but 2 items already have bids so not a bad start and quite a few have watchers although not sure what this means as I am a total ebay virgin :rotfl:

Today I received my money from betting on the horses in Cheltenham and moved it straight into savings to go to the credit card Friday, not to shabby from free bets!!

I have also moved across £35 to the savings account as I have budgeted well this month so will have spare spends money so thought I should move it before I spent it! :A

I am very pleased with myself this month I have managed 11 bring your lunch to work days out of 11 days worked and I have been to the supermarket this evening to stock up for this week so should end on 15 out of 15 :j

All in all a good few days and only 3 days till payday and debt free, I am so excited :dance:

Hope everyone has had a good start to the week!!!

lucy-lou · 20 March 2017 at 11:25PM

I have become addicted to checking ebay now as well as my bank and credit cards!!!!

zippygeorgeandben · 21 March 2017 at 12:21AM

lucy-lou wrote: »

I have become addicted to checking ebay now as well as my bank and credit cards!!!!

I'm addicted to checking these forums everyday!

lucy-lou · 21 March 2017 at 1:23PM

zippygeorgeandben wrote: »

I'm addicted to checking these forums everyday!

:rotfl: I am probably slightly addicted to that as well, although ebay and bank then forum :rotfl:

lucy-lou · 24 March 2017 at 7:09AM

Today is debt free day........

Will be back later to update and confirm all my calculations where correct!!

monz · 24 March 2017 at 12:36PM

amazing

lucy-lou · 24 March 2017 at 7:56PM

I have done it debt free 2 days before my 29th birthday!!!! :j :money: :dance: Thanks for all your help and support along the way it has made the process so much easier. :grouphug:

I will continue with my diary and make it a saving/emergency savings diary as I am well aware I need to get organised to meet my next target of owning a property at 30!!!

Debt Free By 29!!!

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