Thanks Mum this is for you...single gal, a pony and a mission to beat the mortgage

smallholdingsister wrote: »

She is gorgeous.

Thank you, not so on one of her grumpy days, but on the whole she is great

Good afternoon, monday nearly over

So friday and sunday ended up being a NSD, had 10 in july, last few years averaging 16 or so, must do better!

Saturday took dad for eye test, 2 new pairs of glasses ordered, £198 paid but dad has re-paid. Came back and weeded half of sisters garden. Sunday spent some time with the hoss and then took dad to a joint church service on our local green, not normal as village closed for the ride london bike race so couldnt go anywhere even if we wanted to!

Yesterday took dad to memory clinic, got some different medication to help with Alzheimers, will start later today, hope it helps, then picked up sister and co from airport. Was in short term car park for just over an hour £12 :eek: so expensive!

Back home now and although living with dad has been ok, it has been quite tiring as was going back lunchtimes at home so nice to have a few days off. Sister is on school holidays now so easy for her to look after dad.

Money gone out to savings Standing orders now, £600 sent to various accounts Still need to pay my Bcard off but awaiting refund of an item, got a few weeks before interest starts so will keep a close eye on it. Bit short in current account this month due to spending last week, suitcase for sis, plus books and other random stuff cant remember it all, £6 landed from survey site, have kept in account. Have no overdraft these days, wont use my CC except in emergency, may need to use some savings but suppose at least thats what its there for Have some stashed for fun savings and have been to a few "fun things" and used my normal account so ok to dip into this if needs be, hope not to for everyday bits, watch this space.

zcrat41 wrote: »

Hi Baldybear. Sometimes it's hard to remember that's what savings are for sometimes! It's a balance between enjoying life and a secure financial future

Hello, thanks for dropping by, yep its a hard line, after scrimping to pay of debt its such a novelty having savings I dont want to use them :rotfl:

I have done a quick tally up today and have reached over £5k over various accounts need to continue to reach targets and then can think about overpaying the mortgage, it is getting there and nice to know I have them there in case of emergency etc.

So next few days nothing major on apart from work etc, must clean out my hammie tonight, means can have a few NSD's, got plenty at home for food so no reason to spend

Good afternoon

Must write in here more often as it motivates me well. So friday low spend day and just bought a bar of choc.

Saturday ex came round and took a van load of his rubbish to the tip, hopefully a few more weeks and then ta dah all of his stuff gone Spent rest of saturday giving house a general tidy and then had a nap/chilled out. Evening went to friends wedding reception, spent £6 on drinks. Sunday didnt spend a penny, cut my grass, painted 3 of my external windowsills and then spent afternoon with sister in her garden. Cooked a massive leg of lamb that had stashed away in the freezer, dinner sunday and monday night, lunches for monday and today and another 2/3 meals stashed away in freezer. Yesterday achieved another NSD and did a wee bit more house tidying.

Today dont aim on spending anything, was going to do grocery shop last week but am trying to stretch it out for as long as possible, hoping to make it last till the weekend, plenty in freezer and should have enough fresh bits. Great to stretch the budget

So speaking to a friend last night, who has been eternally single, he went out on a date on sunday, now thats great, obviously still early days and he does deserve happiness, but gets me thinking about my own future. For now am happy being single, am used to my own independence and doing things with friends and family. Now if the opportunity arose I wouldnt turn it down, but I dont think I am in the right frame of mind to go out looking yet.

I want to achieve my goals first including the savings, the holiday, concentrating on the hoss so plenty to keep me focused I also want to lose some weight, am not obese per se as carry my weight well but I could do with losing a few stone and need to tone up and improve my fitness levels. I weighed myself at the weekend and weight 14'6 heaviest I have been for ages, bah! So I would like to get down to 10 stone. Last few days have definitely looked at my eating and exercise habits and these can be changed quite easily. I started yesterday my walking to the hoss in the evening, its only a 10 minute walk so no excuse really and is nice on a sunny evening. So tonight I wont walk but am going to long rein and then ride the hoss, definitely exercise for me. Cant walk to yard as keep tack at home but its all a good start. Havent told anyone I am going to try and lose weight, feel destined to fail if I do, so its just between me and the internet here