Curve Card

Ok here is an update, a lot has happened since I last posted.

First to answer steven's question.

Since I was getting no email correspondence (I was more on that below), I was accessing their replies in the curve app, web links in the app are not clickable (tappable) links. You also cannot select the text for copy and paste.

I dont know which law trumps the other, as data protection law requires private documents to be wiped within a short time period, as obviously there is a risk of said documents been put into the wrong hands.

So out of nowhere about 2 days ago, they decided to change their stance, the following happened.

1 - Agreed to delete my ID evidence after its used for the verification.
2 - Agreed to update their website with the missing information, they had already previously acknowledged the app needs updating to allow for the document uploads directly.
3 - After some security questions provided me with the email address I used to register, I used a throw away account, changed it to a different email address.
4 - Even before the ID check is completed agreed to take my card out of pending status and it arrived today.
5 - ID check still required to activate the card but thats already been done now, as finally the upload link worked.
6 - The reason for the ID check as as was speculated in this thread, my automated ID check for whatever reason failed.

There is still the issue of not been able to login to somewhere, whether its the app or website to check and change contact details.

Can a curve card be used for money laundering? its just a frontend for other payment cards right, so I am not even sure if those laws would apply.

Anthorn wrote: »

email received today from Curve re. a change in the T&Cs. Of note:

I foresee lots of Curve prepaid cards being lost or stolen lol

I wonder when the changeover happened, checking the BIN on a card received about 2 weeks ago seems to show it as a debit card already.

BIN: 537590
Card brand: MASTERCARD
Card type: DEBIT

What was the BIN on the older issues?

Heng_Leng wrote: »

Your foresight is wonky!

I've had Curve for around a year and never had a single issue with it being a 'prepaid' card.

It's been used to Mastercardify a Visa Debit, make a non-contactless card contactless and make impromptu credit card transactions.

What’s the BIN on your card?

Hey it's not me saying it, it's Curve and I just reported it and quoted part of the email I received today. My guess is that all Curve card holders will have received that email. I wonder why certain responders to my post have apparently not received it.

Anyway here is what Curve itself says about the difference between Curve prepaid and Curve debit cards:

Your Curve spending limits

Brand new users are subject to extra checks until they build up a spend history with us. Please always take a back up card. We!!!8217;re in beta so we are tweaking our risk engine all the time to make sure it's doing a good job of protecting you whilst letting you spend easily with Curve.

Standard limits are:

£2,000 spend per day
£5,000 spend per month (rolling 30 days)
£200 cash withdrawal per day
£10,000 yearly (rolling 365 days)
Curve limits will increase over time as you cultivate a spend history with us and pass our account risk checks.

Enhanced limits for Curve Debit(Business and Personal) users are:

£3,750 spend per day
£20,000 spend per month (rolling 30 days)
£1,000 cash withdrawal per day
£50,000 yearly (rolling 365 days)
Enhanced limits for Curve Prepaid (business) users are:

£5,000 spend per day
£15,000 spend per month (rolling 30 days)
£500 cash withdrawal per day
£50,000 yearly (rolling 365 days)
You can also view your Curve Mastercard® limits in the app:

Android: Tap the 'hamburger' menu at the top left and choosing "Curve Limits".

iOS: Tap the 'card' menu at the bottom left and choosing "See your Curve Limits".

If you would like to get in touch regarding your Curve limits, you can get in touch with our Support team anytime at support@imaginecurve.com.

https://support.imaginecurve.com/hc/en-gb/articles/213638909-Your-Curve-spending-limits

Hi,

I have card ending 5162 73 old version - Was this classed as a credit card before?

Is it better to request a new card?