Pay ALL your debt off by Xmas 2017

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  • sharronej
    sharronej Posts: 578 Forumite
    First Post First Anniversary Combo Breaker
    edited 28 January 2017 at 12:41PM
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    January's payment finally cleared!

    NO 156 £1065/£13000 8.12% (I think lol)

    I've started a list in a notepad of monthly totals just so I can make myself accountable if the temptation to use the cards rears it's head! I've also invested a lump sum of money into a very large food shop and have been batch/bulk cooking in an effort to bring my food bill back in line - hopefully freeing up a bit of money to either pay off the debt or make life a bit more comfortable in the meantime.
  • fire-wannabe
    fire-wannabe Posts: 105 Forumite
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    Another £10 off for #46 please Muppets.

    Nearly the end of the month and I can't believe how much I paid off already, such a confidence boost. Amounts might seem small to some but being on low income I really feel a sense of achievement, thank you all.
  • sharronej
    sharronej Posts: 578 Forumite
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    fire-wannabe wrote: »
    Another £10 off for #46 please Muppets.

    ..... I really feel a sense of achievement, thank you all.

    There's no better feeling! Well done x
  • Windofchange
    Windofchange Posts: 1,167 Forumite
    First Anniversary First Post Name Dropper
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    £500 paid off onto the Barclaycard for me today - Number 129.

    I should be able to get some more off the debts in the coming couple of weeks too as have overtime money coming my way.

    Also have a lot of updates for the student loan total, but I am going to wait until the end of March when the yearly amount gets submitted to HMRC and give you one number for the year as opposed to every month sending something.

    Plan of attack is the rest of the barclaycard, then the bank of scotland card, then the student loan as currently I am losing about £200 - £250 a month to that, and then the Virgin card will be last as that is new and 0% for 2 years.

    Feeling positive again. I'm going to finally nail this debt this year.
  • Mikaelsonfan
    Mikaelsonfan Posts: 10 Forumite
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    Another £20 off the Very

    #104- £530/£4500

    Thanks
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
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    Morning all!

    #006 checking in with £1012.00/£10000 please muppets :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • cmc_entertainment
    cmc_entertainment Posts: 338 Forumite
    First Anniversary Combo Breaker
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    Paid £1439 / £16,000 - 8.99% so far in Jan.

    Creditors 13 / 14

    Total creditors paid off : 1

    Creditors unable to comply with s77 request 1 / 2.
  • leanne0121
    leanne0121 Posts: 40 Forumite
    First Anniversary
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    #78 paying another £650

    Many thanks Muppet !!!!
    Might seem like I'm doing well, but once this is clear, I've got another £56,000 to go.
    Going to be at least another 6 years living like this, but if don't do it, the bank will stretch it to 16 years!!!!!
    mortgage free wannabe outstanding Now £26,000 2019 £40,000 2018 £46,900 2012 £109,000 Survey 2017 £355 2018 £438 2019 £412.91 2020 £260.43 2021 £308.89. 2022 £383.70
  • chocoholicqueen
    chocoholicqueen Posts: 565 Forumite
    First Anniversary
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    #30


    £355 Paid to some more bills, brings my total to,


    £812/£6000
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
  • donkids22
    donkids22 Posts: 281 Forumite
    First Anniversary Name Dropper First Post
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    Oh has paid another:£100 off their cards new total is £386.61/£9661.07
    If you dream it can you do it????????
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