April Penny Pincher Challenge

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  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
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    Good morning everyone :)

    Have a few points to add this morning from completed tasks........

    Checked my bank account(s) (1 point)
    Checked my savings account(s) (1 point)
    Make a payment to one of my saving accounts (1 point)
    Today will be a NSD (1 point)
    Today is the 14th week of a clothes NSW (1 point)
    Checked my budget yesterday (1 point)
    Updated my expenses yesterday (1 point)
    Reused shopping bags to collect magazines, a cake, sweets and a pair of trainers from a friend yesterday (1 point)
    Sold some items on the Bay yesterday (1 point)

    Adding 9 points to my total :D

    Hope everyone has a great day! :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
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    Good morning everyone :) - Hope everyone is ok :)

    Checked my bank account(s) (1 point)
    Checked my savings account(s) (1 point)
    Make a payment to one of my saving accounts (1 point)
    Today will be a NSD - my second 5 in a row this month :eek: (1 point)

    Adding 4 points to my total

    Hope everyone has a great day! :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • intheearlyhours
    intheearlyhours Posts: 12 Forumite
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    Hi everyone. This looks like a great challenge - can I join, please?

    My list for April is:

    16. top up store cards such as starbucks/boots/asda with £10-£20 monthly
    27. Make a shopping list & stick to it!
    29. Cancel memberships that you don’t use
    36. Sell unwanted items
    42. Swap / borrow / Say yes to items from family & friends
    73. Check your pay & taxes
    78. Sign up for freebies
    80. Check emails for offers/vouchers/discounts & purge unneeded emails
    81. Sign up for cash back sites but only use when needed & check offers/vouchers
    83. Try Save 20ps week Challenge
    87. No alcohol week / Month
    89. Try Make £10 a day challenge week

    33. Maintain a healthy lifestyle & take care of yourself
    Be giving
    Be grateful

    I've added two of my own at the end to remind me to think positive :)

    Thank you for all the ideas.

    in the early hours
    Make £10 a day June £0/£300
    1 debt v 100 days £20/£3000 End 13 September
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
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    Hi intheearlyhours :)

    Great for you to join us with this challenge. I'm sure you'll love it :);)
    I love the additions you've made to the list :p
    Enjoy and welcome aboard :)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Options
    Good morning everyone :)

    Checked my bank account(s) tu, wed, thu (3 points)
    Checked my savings account(s) tu, wed, thu (3 points)
    Today will be NSD No.11,12 (2 points)
    Sales on the Bay Tuesday (1 point)
    Swapped magazines Tuesday (1 point)
    Re-checked my budget Tuesday (1 point)
    Updated expenses / savings log Tuesday (1 point)

    Adding 12 points to my total

    Hope everyone is ok and has a great day! :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • intheearlyhours
    intheearlyhours Posts: 12 Forumite
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    Hi everyone.

    Yesterday/today so far I've

    16. top up store cards such as starbucks/boots/asda with £10-£20 monthly - entered a tesco receipt for 25 cc points
    29. Cancel memberships that you don’t use - cancelled a slimming club subscription I've haven't been to for a long time, but kept as I was always going back "next week".
    78. Sign up for freebies - entered for freebies and competitions.
    80. Check emails for offers/vouchers/discounts & purge unneeded emails - checked emails and started to purge (the thousands :eek:) of emails in my inbox
    81. Sign up for cash back sites but only use when needed & check offers/vouchers - checked TCB and Quidco for freebie offers and some cashback I'm due, but it's not payable yet.


    89. Try Make £10 a day challenge week - I'm starting this today for a week. I'm off to a good start with a refund check from energy supplier for £46.83.

    33. Maintain a healthy lifestyle & take care of yourself - took a multi-vitamin yesterday and went for a walk round the park this morning.

    I think that gives me 7 points so far.

    Have a good day all.

    In the early hours :)
    Make £10 a day June £0/£300
    1 debt v 100 days £20/£3000 End 13 September
  • lincs1205
    lincs1205 Posts: 311 Forumite
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    Hi , this looks like a really good challenge and one that really caught my eye so please can I join?��
    My numbers are 2, 3, 5, 7, 12, 15, 18, 24, 32, 33, 41, 47, 55, 64, 72. Thank you
    MBNA 0% ends 10/04/2020 £15843
    Virgin 0% ends 09/06/19 £ 8007
    Virgin 0% ends 17/7/19 £6379
    Virgin 0% ends 17/7/19 £ 7229.26
    £30229 :eek::eek::eek::eek::eek::eek::eek::eek::eek:
    SPC 069
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    edited 13 April 2017 at 3:58PM
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    Hi lincs1205 :)

    It's a super challenge and you are more than welcome to join, so welcome aboard :)

    Great list you have there - Enjoy! :);)

    Great going with the challenge and points intheearlyhours :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
  • lincs1205
    lincs1205 Posts: 311 Forumite
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    Thanks Jo blogs, well today I have set up payments to my new Halifax and post office accounts only £25 & £10 respectively but baby steps right. I am now after I've shifted a sleeping puddy cat going to make prawn and chorizo rice for tea and also prepare some more meals for me for my nights starting tomorrow night.
    MBNA 0% ends 10/04/2020 £15843
    Virgin 0% ends 09/06/19 £ 8007
    Virgin 0% ends 17/7/19 £6379
    Virgin 0% ends 17/7/19 £ 7229.26
    £30229 :eek::eek::eek::eek::eek::eek::eek::eek::eek:
    SPC 069
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Options
    lincs1205 wrote: »
    Thanks Jo blogs, well today I have set up payments to my new Halifax and post office accounts only £25 & £10 respectively but baby steps right. I am now after I've shifted a sleeping puddy cat going to make prawn and chorizo rice for tea and also prepare some more meals for me for my nights starting tomorrow night.

    You sound like you have a great plan lincs1205 :T
    I'm sure the sleeping puddy cat won't mind as long as you share a few prawns :);)
    Enjoy! ;) Have a great evening :)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D    Sept PPChl#002 Pts 71
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