We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Co-Op Rant!

245

Comments

  • indebtinsussex
    indebtinsussex Posts: 447 Forumite
    I phone up everyday for a balance on the account we have with barclays, and we don't use our card anymore, all we do now is withdraw our weekly budget for childminder, food, petrol, clothes etc and thats all we have to live on, it means we dont have to panic about there being money in the account
  • Blackpool_Saver
    Blackpool_Saver Posts: 6,599 Forumite
    arrange a small overdraft buffer, then it's not a problem
    Blackpool_Saver is female, and does not live in Blackpool

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The Cashminder account is not available with an OD and as most on here are BR they are not allowed one.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • josie836
    josie836 Posts: 50 Forumite
    No overdraft allowed on basic account.
  • affluenza
    affluenza Posts: 298 Forumite
    hmmn, my thoughts were that overdrafts were forbidden... do you know something that we don't? :D
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Blackpool_Saver wrote: »
    arrange a small overdraft buffer, then it's not a problem

    :rotfl::rotfl::rotfl:
    Do you know where you are?
    Accept your past without regret, handle your present with confidence and face your future without fear
  • NigelFoster
    NigelFoster Posts: 78 Forumite
    Tenth Anniversary Combo Breaker
    peachyprice wrote: »
    :rotfl::rotfl::rotfl:
    Do you know where you are?

    Or maybe we could get a credit card and put some stuff on that :D
  • Blackpool_Saver
    Blackpool_Saver Posts: 6,599 Forumite
    tigerfeet2006 wrote: »
    The Cashminder account is not available with an OD and as most on here are BR they are not allowed one.


    I'm sorry, I hadn't realised I was on that forum. Good luck peeps :)
    Blackpool_Saver is female, and does not live in Blackpool

  • KimYeovil
    KimYeovil Posts: 6,156 Forumite
    1,000 Posts Combo Breaker
    How many Tesco's do you know that do not have ATMs nearby?

    And you do not need an overdraft - you can (and should) craft your own buffer. You would think on this part of the board people might have learned from previous mistakes and would have started sensible practices. Apparently not.
  • GEEGEE8
    GEEGEE8 Posts: 2,440 Forumite
    You need to ask them for a cleared balance. I've gone over twice now and once more and I'm in the shizz.. but I've got a back up account that I've started using instead.

    If you have been charged, ring them up and ask if you can get one of the charges back as a goodwill gesture, they did for me, whilst telling me to write down all my spending to keep track on it (if only it were that easy).. lol..

    You need to take control of your money and not let it take control of you x
    9/70lbs to lose :)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.4K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture