Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    Santander123 As A Savings Account?
    • #1
    • 14th Nov 12, 11:03 AM
    Santander123 As A Savings Account? 14th Nov 12 at 11:03 AM
    Given the low rates on easy access accounts I've been thinking of converting our Santander current account to a 123 account.

    As I understand it we can get interest of 3%, paid monthly, on credit balance up to £20000, with a £2 a month charge.3% seems pretty good at the moment.

    The only problem is we don't use this account for direct debits and I think you are supposed to have two direct debits set up on it.

    Anyone any experience of opening one without having any direct debits?.
    Waddle you do eh?
Page 1
Welcome to our new Forum!

Our aim's to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

4,148Posts Today

7,531Users online

Martin's Twitter
  • Poor sophie from @itvMLshow hadn't realised what our show t shirts backs say when collecting me from Tory conference

  • RT @hselftax: .@MartinSLewis now talking (engagingly) about the need for trust in the energy market. Fiery tone! #CPC15

  • Going to my energy debate at Tory conference, protestor outside as I go in heckles "don't do it martin, you'll come out dirty"

  • Follow Martin