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  • ccerti
    • #2
    • 10th Nov 10, 10:04 AM
    success
    • #2
    • 10th Nov 10, 10:04 AM
    i saw the Tax Code Checker this morning and just been given my wage slip.so i put the code in and it came up as wrong. i phoned the tax office today and it turns out i've been paying to much tax for over 2 years. they are going to send a letter within 5 working days. i will post details when it arrives. many thanks
    • ollybass
    • By ollybass 10th Nov 10, 11:35 AM
    • 13 Posts
    • 7 Thanks
    ollybass
    • #3
    • 10th Nov 10, 11:35 AM
    ollybass
    • #3
    • 10th Nov 10, 11:35 AM
    I thought my personal allowance was too low. On using the quick Tax Code Checker I found it to be correct.
    No rebate but thanks anyway.
  • sandonian
    • #4
    • 10th Nov 10, 1:47 PM
    • #4
    • 10th Nov 10, 1:47 PM
    I bunged all the correct figures into your calculator and it told me that "There's a difference of £6850 between the tax free allowance suggested by age & salary, and the one from your tax code".
    A split second later I was on the phone and in search of nearly £7K. After a bit of a wait, I had along conversation with a very nice lady who confirmed that my code was definitely wrong. I was underpaying tax by £12 a year!
    Huh???
    • copperjar
    • By copperjar 10th Nov 10, 2:17 PM
    • 847 Posts
    • 1,880 Thanks
    copperjar
    • #5
    • 10th Nov 10, 2:17 PM
    • #5
    • 10th Nov 10, 2:17 PM
    When you ring up, what do you say? Just that you think you've been on the wrong tax code for x years?
    I'm trying to find old payslips now, but the calculator says this year is wrong - I've also changed jobs a couple of times in the last 4 years.
    Total debt 1.11.10 £23,446
    Save £6k in 2015 #129 £6121.66/£6000
    Save £6k in 2016 #39 £6000/£6000
  • lee chuter
    • #6
    • 10th Nov 10, 2:50 PM
    Tax Code checker
    • #6
    • 10th Nov 10, 2:50 PM
    I have just used the checker and it says i over pay by £3795
  • beverleyhdsn1983
    • #7
    • 10th Nov 10, 2:58 PM
    • #7
    • 10th Nov 10, 2:58 PM
    Im sorry to be so stupid but I just did the checker for my husband and got this:

    The tax code you've input says your tax-free allowance was...
    £6475
    Based on ONLY the salary and age you've input,
    your personal allowance would have been
    (read more)£5225
    There's a difference of £1250 between the tax free allowance suggested by age & salary, and the one from your tax code. Unless you have any other income, or deductions (see below), it appears your tax code could be incorrect.


    Does that mean he has over or underpaid? Sorry again for asking what is probably a very stupid question. In my defence im carrying twins and currently severely affected by baby brain lol.
    Last edited by beverleyhdsn1983; 10-11-2010 at 2:59 PM. Reason: c+p twice by mistake
    Mummy to Leeland 5, Lakota 4, Lennox 1 and expecting non id twins March 2011.
    • wilson0406blue
    • By wilson0406blue 10th Nov 10, 3:51 PM
    • 3 Posts
    • 2 Thanks
    wilson0406blue
    • #8
    • 10th Nov 10, 3:51 PM
    • #8
    • 10th Nov 10, 3:51 PM
    well what a surprise......i got a letter last week saying i overpaid tax for the current year and was told i'de get £147 check within 14 working days i couldn't believe it, im v happy and didn't even have to put a claim in, i've just got all my previous years p60's and inputted the codes and every year i've overpaid apart from 2004/2005....yipeee, gonna be a great xmas, ill update my totals here's hoping they're as good amount as the first check.
    £15,000 in overdrafts and loans = £8,000 paid
    £7,000 and counting....i can do it...do it ...do it
    • wilson0406blue
    • By wilson0406blue 10th Nov 10, 3:56 PM
    • 3 Posts
    • 2 Thanks
    wilson0406blue
    • #9
    • 10th Nov 10, 3:56 PM
    • #9
    • 10th Nov 10, 3:56 PM
    The tax code you've input says your tax-free allowance was...
    £6475
    Based on ONLY the salary and age you've input,
    your personal allowance would have been
    (read more)£5225
    There's a difference of £1250 between the tax free allowance suggested by age & salary, and the one from your tax code. Unless you have any other income, or deductions (see below), it appears your tax code could be incorrect.


    Does that mean he has over or underpaid? Sorry again for asking what is probably a very stupid question. In my defence im carrying twins and currently severely affected by baby brain lol.

    sorry hun i think that the result is underpaid, specially because your husband didnt start to pay tax until he reached £6475, when actually he would need to pay tax when he reached an allowance of just £5225, sorry about that xxx
    £15,000 in overdrafts and loans = £8,000 paid
    £7,000 and counting....i can do it...do it ...do it
  • makeithappen
    Hey i didnt know if anyone could help me, I too tried to use the checker but got confused

    I started the end of Jan 09 on a little apprenticeship earning around 85 a week so i wasnt taxed...i did that until aug of that year. I then began working there will a full wage but getting paid by the hospital rather than the apprenticeship company...I dont have my payslips to hand but i was earning around £200-250 and getting £50ish PAYE taken from me a week. then in the nov i had another job within the hospital where i recieved a p60 from this april saying i had earned 4880.40 and payed 760.00 tax. I then got another job within the trust in the april but i dont think i need to take that into consideration?

    I know that probably is very complicated and im sorry but does anyone know if i overpaid/underpaid?

    If you need anymore info i can try and get some

    Any replies would be much appreciated....thank you
  • beverleyhdsn1983
    sorry hun i think that the result is underpaid, specially because your husband didnt start to pay tax until he reached £6475, when actually he would need to pay tax when he reached an allowance of just £5225, sorry about that xxx
    Originally posted by wilson0406blue

    Thanks for your reply.x

    I had a feeling he would end up being one of the unlucky ones. 22 years loyal service in the armed forces and he has never had a day off sick never mind a tax rebate, ahh well thats the way the cookie crumbles I suppose.
    Mummy to Leeland 5, Lakota 4, Lennox 1 and expecting non id twins March 2011.
    • Mikeyorks
    • By Mikeyorks 10th Nov 10, 5:09 PM
    • 10,287 Posts
    • 4,692 Thanks
    Mikeyorks
    Does that mean he has over or underpaid?
    Originally posted by beverleyhdsn1983
    It doesn't mean either. He is probably paying the correct tax for the Code he has. The real question is - what Code does he have ...... and why, if it is different to 647L (and we are talking 10-11)?

    Does he have a Forces pension which is coded out in order he pays the tax on that via his main employment?

    Post his tax code ..... and the detail from his last P2 (Coding Notice) if you have it?
    If you want to test the depth of the water .........don't use both feet !
  • Jake'sGran
    Hey i didnt know if anyone could help me, I too tried to use the checker but got confused

    I started the end of Jan 09 on a little apprenticeship earning around 85 a week so i wasnt taxed...i did that until aug of that year. I then began working there will a full wage but getting paid by the hospital rather than the apprenticeship company...I dont have my payslips to hand but i was earning around £200-250 and getting £50ish PAYE taken from me a week. then in the nov i had another job within the hospital where i recieved a p60 from this april saying i had earned 4880.40 and payed 760.00 tax. I then got another job within the trust in the april but i dont think i need to take that into consideration?

    I know that probably is very complicated and im sorry but does anyone know if i overpaid/underpaid?

    If you need anymore info i can try and get some

    Any replies would be much appreciated....thank you
    Originally posted by makeithappen
    If you go along to the Inland Revenue's website you will be able to find the amount of tax free pay allowed for a person of the age you were up to April. To me £4880 does not seem the kind of sum a person would pay tax on but I am out of touch now. When you find what you could earn tax free you can then work out if your Tax Paid is correct.
    • sickasachip13
    • By sickasachip13 10th Nov 10, 5:19 PM
    • 1,173 Posts
    • 1,510 Thanks
    sickasachip13
    So, following using the new tool (which is great) we've realised my OH has been on OT tax code since April 2010. HMRC inform us this is incorrect and it should have been 647L (he earns £16500 pa). They are now 'looking into it'.

    I'm assuming, from what I've read, this should mean a repayment?! Anyone?
    • jem16
    • By jem16 10th Nov 10, 5:27 PM
    • 18,498 Posts
    • 11,296 Thanks
    jem16
    I'm assuming, from what I've read, this should mean a repayment?! Anyone?
    Originally posted by sickasachip13
    OT means that no tax free allowances have been given so yes it should mean a repayment if it turns out to be incorrect.
    • jem16
    • By jem16 10th Nov 10, 5:30 PM
    • 18,498 Posts
    • 11,296 Thanks
    jem16
    I bunged all the correct figures into your calculator and it told me that "There's a difference of £6850 between the tax free allowance suggested by age & salary, and the one from your tax code".
    Originally posted by sandonian
    That's the problem with the code checker - it doesn't say that's the difference in the tax free alliowances and it doesn't say whether it's too high or too low.

    A split second later I was on the phone and in search of nearly £7K.
    It wouldn't have been £7k anyway - it would have been 20% of £7k.

    After a bit of a wait, I had along conversation with a very nice lady who confirmed that my code was definitely wrong. I was underpaying tax by £12 a year!
    Huh???
    Did you ask why? What should it have been and why?
    • jem16
    • By jem16 10th Nov 10, 5:46 PM
    • 18,498 Posts
    • 11,296 Thanks
    jem16
    I have just used the checker and it says i over pay by £3795
    Originally posted by lee chuter
    No it doesn't. It simply says your tax -free personall allowance differs by £3795.
  • dawkins
    I just called HMRC after checking my code 451L - and it turns out I was still on an old code from when I had a full-time job with medical insurance (I'm now working part-time with no work benefits). So, over the phone, the chap I spoke to could confirm that I'm due a couple of hundred for this year, plus the two previous tax years are being investigated already and a rebate will be in the post in the next few weeks. I'm feeling a bit thick for not checking the code sooner, but very grateful for your article getting me to check at all! I'll be checking my tax code every year from now - thank you!
    • Mikeyorks
    • By Mikeyorks 10th Nov 10, 6:28 PM
    • 10,287 Posts
    • 4,692 Thanks
    Mikeyorks
    I'm feeling a bit thick for not checking the code sooner .......... I'll be checking my tax code every year from now -
    Originally posted by dawkins
    I think if there's any real success out of this checker ........ that encompasses it?

    I check my Code microscopically every year when I get the P2. After all Income Tax represents the largest outgoing - by far - from my income. So why wouldn't everyone check what is essentially a statement of 'this is what you will pay in the coming year'!
    If you want to test the depth of the water .........don't use both feet !
  • beverleyhdsn1983
    It doesn't mean either. He is probably paying the correct tax for the Code he has. The real question is - what Code does he have ...... and why, if it is different to 647L (and we are talking 10-11)?

    Does he have a Forces pension which is coded out in order he pays the tax on that via his main employment?

    Post his tax code ..... and the detail from his last P2 (Coding Notice) if you have it?
    Originally posted by Mikeyorks

    Hi, his tax code is 647L but I have no idea about the P2 thing sorry, he keeps all his payslips in a safe place, you know the safe place where no one ever finds them again
    Mummy to Leeland 5, Lakota 4, Lennox 1 and expecting non id twins March 2011.
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