Main site > MoneySavingExpert.com Forums > Essential Money > Credit Cards > Discuss the BA Amex credit cards (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Discuss the BA Amex credit cards
Reply
Views: 26,039
Thread Tools Search this Thread Display Modes
Old 02-11-2010, 12:07 PM   #1
Former MSE Alana
Former Editorial Assistant
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 248
This thread is to discuss the BA Amex credit cards.

Please read the Airline Credit Card guide for full info about all the top flight reward cards.

Click reply to discuss

Last edited by Former MSE Alana; 02-11-2010 at 2:44 PM.
Former MSE Alana is offline   Reply With Quote
# 2
dino70
Old 03-11-2010, 9:15 AM
MoneySaving Newbie
 
Join Date: Nov 2010
Posts: 1
Default

I've had a BA Amex card for a number of years. At the time I applied for it, AMEX reduced the 150 pa fee to 30 as I had an AMEX Platinum Cashback card (no annual fee on this one). I've been paying 30 pa ever since. I'm not sure if this offer is still valid, but its worth calling them to find out.
dino70 is offline
Reply With Quote Report Post
# 3
Roger1
Old 03-11-2010, 10:51 AM
Serious MoneySaving Fan
 
Join Date: Jul 2004
Posts: 895
Default

No, grandfathered rates are no longer offered, so it's the full 150 if you take the PP card now.

IMO the BA AmEx cards are better suited to travellers, especially BA and OneWorld travellers, who can combine earnings from flights with those from the credit card. Add in miles from Tesco Clubcard, and it's an inviting proposition, but better for regular travellers.
Roger1 is offline
Reply With Quote Report Post
# 4
troubleonline
Old 03-11-2010, 11:15 AM
MoneySaving Convert
 
Join Date: Mar 2008
Posts: 36
Default

The article doesnt mention that you can get 45 cashback on this via quidco! or 10 for the card without the annual fee.
troubleonline is offline
Reply With Quote Report Post
# 5
steadysaver
Old 03-11-2010, 12:03 PM
MoneySaving Stalwart
 
Join Date: Feb 2007
Posts: 347
Default

Quote:
The BA Amex card is the only one that gives a free companion ticket without any annual fee, but you need to spend over 20,000 in a year to get it.
Again not a very well researched article. The Virgin Atlantic Amex Credit Card (White) also gives a free companion ticket (for travel on virgin) without an annual fee, and your required spend is less at 15,000. A premium economy upgrade is available with a 10,000 yearly spend. Better than the BA card

The Virgin Amex black card is similar to the better BA card, its a cheaper annual fee to BA, with 115, compared with 150 for BA, and you get the companion ticket with an annual spend of 7,500.

http://www.virgin-atlantic.com/en/gb/creditcard/index.jsp?mc=VAA-WEB-51366-63708
steadysaver is offline
Reply With Quote Report Post
# 6
knightfox
Old 03-11-2010, 12:50 PM
MoneySaving Stalwart
 
Join Date: Jun 2008
Posts: 282
Default

THe BA premuim card gives your a free companion ticket for spending over 10,000 in one year. Also you get the excellent customer service from AMEX instead of the cheap MBNA serivce.
knightfox is offline
Reply With Quote Report Post
# 7
steadysaver
Old 03-11-2010, 1:24 PM
MoneySaving Stalwart
 
Join Date: Feb 2007
Posts: 347
Default

Quote:
Originally Posted by knightfox View Post
THe BA premuim card gives your a free companion ticket for spending over 10,000 in one year. Also you get the excellent customer service from AMEX instead of the cheap MBNA serivce.
Yes, and the premium Virgin Amex card, with 115 annual fee compared to 150 (BA Amex Fee), gives you a free companion ticket for spending over 7,500.
steadysaver is offline
Reply With Quote Report Post
# 8
EricDeeson
Old 03-11-2010, 2:12 PM
MoneySaving Convert
 
Join Date: May 2006
Posts: 27
Default

The article makes it clear that there's a danger that the flights you want are not available - and this is (a) true and (b) much more a problem than it used to be. (We've had the card and used the companion vouchers for years.)

For instance, this year we had the Miles and the voucher for us both to go to Oz business class - but there was NO availability on any route near the weeks we wanted although I tried to book six months ahead. In the end, we had to use the Miles and voucher to go business to Singapore and first class back - and pay about 5000 for two business class returns Singapore to Sydney.

I suspect we can use Trailfinders and such to get the whole trip with reputable airlines at much the same cost....

Cheers - Eric
EricDeeson is offline
Reply With Quote Report Post
The Following User Says Thank You to EricDeeson For This Useful Post: Show me >>
# 9
powerone
Old 03-11-2010, 5:51 PM
MoneySaving Convert
 
Join Date: Oct 2010
Posts: 177
Default

Quote:
Originally Posted by steadysaver View Post
Yes, and the premium Virgin Amex card, with 115 annual fee compared to 150 (BA Amex Fee), gives you a free companion ticket for spending over 7,500.
Yes but if you fly BA all the time its pointless getting virgin points.
powerone is offline
Reply With Quote Report Post
# 10
steadysaver
Old 03-11-2010, 5:59 PM
MoneySaving Stalwart
 
Join Date: Feb 2007
Posts: 347
Default

Quote:
Originally Posted by powerone View Post
Yes but if you fly BA all the time its pointless getting virgin points.
Agreed, but its great if you do prefer to fly with Virgin. However my beef was more with the inaccurate journalism and clear lack of research when they claimed the BA card was the only card available with free companion tickets without a fee, it is not. Infact the article is just plain wrong when it says the BA card is best overall for longhall. Virgin card requires less spend, and the premium virgin card also has a lower fee. (I feel like I have come over all Ian Hollaway)

Surely you would fly with whoever is cheaper anyway. As you only need to spend on the card and not fly with the air line to get the points anyway.

I was just pointing out that you are able to get a free companion flight without having to spend 20k in a year on a credit card, granted 15k isn't much less, but if people do spend just over 15k then there is an option.

Last edited by steadysaver; 03-11-2010 at 6:12 PM.
steadysaver is offline
Reply With Quote Report Post
# 11
Debunk
Old 03-11-2010, 6:22 PM
MoneySaving Newbie
 
Join Date: Apr 2010
Posts: 1
Default Availability

Quote:
Originally Posted by EricDeeson View Post
The article makes it clear that there's a danger that the flights you want are not available - and this is (a) true and (b) much more a problem than it used to be. (We've had the card and used the companion vouchers for years.)

For instance, this year we had the Miles and the voucher for us both to go to Oz business class - but there was NO availability on any route near the weeks we wanted although I tried to book six months ahead. In the end, we had to use the Miles and voucher to go business to Singapore and first class back - and pay about 5000 for two business class returns Singapore to Sydney.

I suspect we can use Trailfinders and such to get the whole trip with reputable airlines at much the same cost....

Cheers - Eric
Agree completely that getting companion tickets, or even single person tickets, to popular destinations is very difficult. We have been twice to Sydney in Economy Plus in the last ten years but trying to get tickets in the last year (and we also have enough for business class) has been a nightmare. Eventually we did make it for Economy Plus eleven months in advance and then extended it for another two weeks a few months later. It takes patience and logging on after midnight, usually on a Monday or Tuesday, to see if an opportunity has occurred. Apparently BA put the airmiles tickets on in batches, but no one knows precisely when or how many. They claim a fixed proportion of all classes for all flights (not sur of the figures) but I do not believe them as Business Class is unavailable for many routes at any time.

But, if you can land the long routes, it is worth it.
Debunk is offline
Reply With Quote Report Post
# 12
knightfox
Old 03-11-2010, 8:32 PM
MoneySaving Stalwart
 
Join Date: Jun 2008
Posts: 282
Default

I do feel that you need to be flexible on the different flights that are available for use of the miles. however there is still plenty of options over Christmas, if your had the miles needed.
knightfox is offline
Reply With Quote Report Post
# 13
knightfox
Old 03-11-2010, 8:33 PM
MoneySaving Stalwart
 
Join Date: Jun 2008
Posts: 282
Default

But what the report doesnt say. That whilst these are nice cards to have. They are getting more difficult to get one. It depends on peoples finances.
knightfox is offline
Reply With Quote Report Post
# 14
knightfox
Old 04-11-2010, 9:12 AM
MoneySaving Stalwart
 
Join Date: Jun 2008
Posts: 282
Default

http://www.flyertalk.com/forum/briti...dit-cards.html

A discussion about the discussion
knightfox is offline
Reply With Quote Report Post
# 15
Former MSE Alana
Old 04-11-2010, 12:39 PM
Former Editorial Assistant
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 248
Default Virgin Atlantic Cards

Hi folks,

I just want to mention that with the Virgin credit cards the free companion flight can only be used when purchasing a qualifying flight on Virgin (with the cards we mention in the guide you can use the companion flight when redeeming miles).

See here for the terms and conditions:
http://www.virgin-atlantic.com/en/gb...ions/index.jsp

MSE Alana
Former MSE Alana is offline
Reply With Quote Report Post
# 16
CAG_8888
Old 15-11-2010, 3:27 PM
MoneySaving Convert
 
Join Date: Nov 2009
Posts: 19
Default

Hi,

Just called AMEX re transfering a balance and they said 'we are not doing transfers at the moment'.

Anyone else had this experience?

Regards,

CAG_8888
CAG_8888 is offline
Reply With Quote Report Post
# 17
Deano1979
Old 13-05-2011, 3:34 PM
MoneySaving Newbie
 
Join Date: Sep 2010
Posts: 7
Default

Quote:
Originally Posted by MSE Alana View Post
Hi folks,

I just want to mention that with the Virgin credit cards the free companion flight can only be used when purchasing a qualifying flight on Virgin (with the cards we mention in the guide you can use the companion flight when redeeming miles).


MSE Alana
This is very important - especially the 'Qualifying Flight' bit. After paying for the Premium Virgin card and recieving my companion voucher, I was looking forward to treating my wife to a week in Miami or Vegas...

It turns out that the cheapest 'economy' flights available do not qualify. The qualifying flights in the same class are much more expensive. To book 2 flights in economy using a companion voucher, you have to pay the full (increased) cost of the fist qualifying ticket, then the taxes on the companion flight. The combined cost is usually more than simply paying in full for 2 normal economy fares.

Although I could 'save' more by booking Premium Economy, this requires an even bigger actual outlay as the 'purchased' ticket costs even more.

I therefore feel a bit cheated by the VA credit card. I'll continue to use VA, as thier prices are good to start with, and the miles plus money fares are readily available and provide some value. But I will not be paying for the premium card next year.

Is the 'companion voucher' for BA any better, or are there similar catches??
Deano1979 is offline
Reply With Quote Report Post
# 18
speedbird1973
Old 13-05-2011, 4:30 PM
MoneySaving Stalwart
 
Join Date: Jan 2008
Posts: 512
Default

Quote:
Originally Posted by Deano1979 View Post
Is the 'companion voucher' for BA any better, or are there similar catches??
The BA voucher cannot be used with a cash paid flight. It's 2 for 1 on your airmiles purchased ticket. So you pay taxes for both, but no fare itself. Not great value for NYC, but for Las Vegas or west coast USA it's OK value in economy. 50k miles + 600 in taxes gets you two tickets. Discount economy is about 750 return for each ticket. 100k + 800 in taxes will score you 2 Club World returns with a face value of about 8000 in total if you bought two tickets.
speedbird1973 is offline
Reply With Quote Report Post
# 19
Deano1979
Old 17-05-2011, 11:47 AM
MoneySaving Newbie
 
Join Date: Sep 2010
Posts: 7
Default

Quote:
Originally Posted by speedbird1973 View Post
The BA voucher cannot be used with a cash paid flight. It's 2 for 1 on your airmiles purchased ticket. So you pay taxes for both, but no fare itself. Not great value for NYC, but for Las Vegas or west coast USA it's OK value in economy. 50k miles + 600 in taxes gets you two tickets. Discount economy is about 750 return for each ticket. 100k + 800 in taxes will score you 2 Club World returns with a face value of about 8000 in total if you bought two tickets.
That sounds more like it. Only possible issues there are
1) Availability of reward flights
2) If you are qulifying for an annual companion voucher, you may not be able to actually use it if you don't have enough points to purchase a ticket.
Deano1979 is offline
Reply With Quote Report Post
# 20
speedbird1973
Old 17-05-2011, 12:56 PM
MoneySaving Stalwart
 
Join Date: Jan 2008
Posts: 512
Default

Quote:
Originally Posted by Deano1979 View Post
That sounds more like it. Only possible issues there are
1) Availability of reward flights
2) If you are qulifying for an annual companion voucher, you may not be able to actually use it if you don't have enough points to purchase a ticket.
Availability is very much an issue - Las Vegas never has availability between 2 and 8 months out. Over 8 months, or in the next month is usually OK. SYD can be a real problem. People seem to need to book the outbound leg at midnight on release day and then the inbound a single two weeks later!

You should have enough miles. With the standard BA Amex you need to spend 20k to get the voucher, so you're almost halfway to a redemtion there. If you fly a little/exchange clubcard points you should be OK.
speedbird1973 is offline
Reply With Quote Report Post
Reply

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 2:55 AM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 22 October 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • ED SHEERANX (DELUXE EDITION)
  • SAM SMITHIN THE LONELY HOUR (DELUXE EDITION)
  • VARIOUS ARTISTSNOW THAT'S WHAT I CALL MUSIC! 88

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.