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In pursuit of happiness...for real this time! Donner_kebab's debt diary!

Righteo then...here I go again!
Many of you will know from some of my more recent posts on here, that I was chosen for the Debt Makeover with Martin on Lorraine Kelly's show! Martin is gonna be giving me some advice on how to tackle my debt and I plan to account for all my money incomings and outgoings for the year and beyond! I on gonna be on the show tomorrow morning and I can't wait to see it! Gonna be very odd seeing myself on the tele but I can't wait! This whole thing of going on the tele and meeting Martin and being the case study for the year has really hit me hard! I was on the board on Monday asking if this sick ill feeling I had been experiencing ever since I completed the questionnaire for the show, was normal...luckily it appears so! I thought that I had had my lightbulb moment before, but that was just a little flicker! This is it now...full beam lightbulb here! Going on the show and talking it over, has really made me realise how my whole life needs to change, so that a year down the line when this is over, I hope to have paid off some debt and if this continues, I hope to be debt free a few years down the line! I have decided to start a new diary on here and to continue on with it throughout the year so I can keep track of how I am doing and hopefully, how far I have come and how much I have achieved!

So here's a little bit about me...
My real name is Donna and I am 28 years old. I am a single mum to Emily, a beautiful little madam...saying that she is 11 years old and nearly as tall as me already...scary! She is truly amazing and the reason I am doing this now...I so badly want to one day be debt free so that we can have a better life as opposed to having one whereas I am spending all my money on debt repayments and interest...Grrrrrr! A lot of my debt stems from a very bad relationship with my ex. After we split, he went bankrupt and the lovely banks chased me for all the debt as we had joint accounts and cards so even though he ran it all up, I am left to pay the price! Lovely guy...I picked a good one there! Anyway, I work full time in I.T (yawn!) so might not be able to post on here as much as I would like to, but I hope to get on here each day to give a little update to my DFW buddies! I have approx £17,000 worth of debt and will be listing all of that on here as soon as I have the final figures debt wise! I haven't put anything onto any cards for a few weeks now so hopefully when all the statements come through, I will have a clearer picture.

So that is me! Phew...gonna give my fingers a rest now...ouch!
:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j
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Comments

  • Well done Donna - you are so brave going on the telly!!! I would be too scared to do that - the thought of my mum seeing it would petrify me.

    I'm lucky enough to have a job where I have telly access tomorrow so I'll be watching you with earnest.

    Onwards and upwards for you :beer: and onwards and downwards for your debt:beer:

    Good luck
    Decluttering junk and debt in 2016
    Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
    Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
    THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
  • Heya! Tell me about it! I had to tell my dad on Saturday as I didn't want him finding out watching the tele! He couldn't believe it...poor bloke! I felt awful...he only thought it was a couple of thousand max! Oh well, better to be honest and have it out in the open! Felt better for it really. He said I should go bankrupt but I said I am not gonna let one failed relationship haunt me for the rest of my life...hell no!
    :j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Hi Donna - good luck for your journey and well done for your debt makeover.

    I wish you all the best and will look forward to following your progress. x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • skint_spice
    skint_spice Posts: 13,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck Donna, look forward to reading your diary.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Thanks guys! The whole TV thing was very sureal! Watching them on the tele a week before and then before I know it, I am whisked up there to be on it myself! Had a fab time though...could get used to that! Hope to hear back from them in a few days with regards to what to do next...I know the first thing was to contact the main credit reference agencies to find out if I am still linked on their records to my ex, as I know he was using my address to get credit just before the bankrupt order went through...mmmmm!
    :j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j
  • Just wanted to wish you good luck for tomorrow Donna.
    Best wishes
    ally xx
    Official DMP Mutual Support Club Member No 30
  • Thanks Valley's girl! I think I am gonna need it! Worried about how I am gonna look, but can't change it now cause it is too late! Ah heck, with the amount of slap that was plastered onto my face I can't look too bad! They done an amazing job...I loved it! I wish I could put slap on like that...I always end up smudging it everywhere...making a right mess!
    :j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j
  • sparky0107
    sparky0107 Posts: 3,496 Forumite
    Debt-free and Proud!
    Thanks Valley's girl! I think I am gonna need it! Worried about how I am gonna look, but can't change it now cause it is too late! Ah heck, with the amount of slap that was plastered onto my face I can't look too bad! They done an amazing job...I loved it! I wish I could put slap on like that...I always end up smudging it everywhere...making a right mess!


    Good Luck to you, I think I would find it nerve wracking to go in front of the nation for a money make over. You deserve a big medal for being brave
    Hope to catch the show
    Sparky 0107
    Sparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
    :rotfl:LC2 & Jakes-Mum are off their heads :rotfl
    :j DEBT FREE AS OF 20/01/2012 :j
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    I just saw you and you met Martin in the flesh...biatch :p
  • Did you see Martin rubbing Donna's shoulder - I'm not jealous really, no really I am not, really, really NOT, you believe me, don't you? DON'T YOU????????????
    Decluttering junk and debt in 2016
    Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
    Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
    THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
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