Mackenzie Hall persuing husband!

Under the Statute of Limitations act 1980, no actions formed upon a simple form of contract may be brought after 6 years from the expiry of that contact.

Or in plain English!, if the debtor has made no payment or admission to the debt for in excess of 6 years then the creditor, or their agents have no lawful cause to any further recovery action.

If you are sure that the above applies then send them the following;

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Name of Creditor
Address of Creditor


Dear Sir/Madam

Re: Account No/Reference No:

No debt is acknowledged to you. You have contacted me regarding the account with the above reference number, which you claim is owed by myself.

I would point out that under the Limitation Act 1980 Section 5 “an action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued.”.

The last correspondence/payment/acknowledgement of this debt was made over six years ago and no further acknowledgement or payment has been made since that time. Unless you can provide evidence of payment or written contact from me in the relevant period under Section 5 of the Limitation Act, I suggest that you are no longer able to take any court action against me to recover the alleged amount claimed.

I await your written confirmation that no further contact will be made concerning the above account and confirmation that this matter is now closed.

I look forward to your reply.

Yours faithfully

(Your signature)

If They Can ?????

The debt is Statute Barred, therefore there is no debt to be paid - no-one can take your husband to Court for anything!