Mortgages & Benefits

Fran · 1 February 2005 at 1:49PM

Criteria for getting Mortgage Interest paid?

Will I still get mortgage interest paid?

Mortgage interest payments

Will they help with mortgage payments?

moragfraser · 6 January 2006 at 1:14PM

My rented house is about to be sold and I heard of a company that gives mortgages to people on benefits. We are on IS & DLA. Could we buy a house on IS & get the mortgage paid. I read not but there was an exception where if you'd been on HB prior to buying, the payments would be met to the same level as HB. Does anyone know about this?

Morag

moragfraser · 12 January 2006 at 1:16PM

Thanks for that, a lot to think about. It sounds as if it's unlikely to happen. I have also heard Housing benefit can pay for rental purchase schemes. .Any idea about that?
I'd like to stay in this house cos we've been here a long time & I love it, ramshackle as it is.
Morag

Ted_Hutchinson · 12 January 2006 at 2:17PM

Income Support housing costs

UnhappyofSuffolk · 1 November 2009 at 6:34PM

I was getting Working Tax Credit as working for 16 hours a week but in June was told that from July my hours were being cut to just 6 a week and also my ex was made redundent so child maintenance payments stopped. I put in a claim for Income Support at the beginning of July and got a letter saying that I was entitled to a one month run on of Working Tax Credit even though my hours were less that 16 a week, so that my claim for income suppport started in August. I got a letter saying that I could get my mortgage interest paid after 13 weeks. I expected this and my mortgage company said they would wait for this payment to start. I should have got it at the beginning of December but on Wednesday I got a letter from the Benefits agency which said that as I was getting money from Working Tax Credit at the beginning of my claim I could not get the mortgage interest for 39 weeks not 13 weeks as they previously stated. They also said that it is the current law that says payment for mortgage interest is paid after 39 weeks. I rang them straight away and the lady told me that this was a government loop hole to stop them paying out after 13 weeks. I have looked at all the web sites and they all say that the new rules say you can get it after 13 weeks. I have put in an appeal but dont hold out much hope. Has anyone else been told this?

Oldernotwiser · 1 November 2009 at 7:03PM

UnhappyofSuffolk wrote: »

I was getting Working Tax Credit as working for 16 hours a week but in June was told that from July my hours were being cut to just 6 a week and also my ex was made redundent so child maintenance payments stopped. I put in a claim for Income Support at the beginning of July and got a letter saying that I was entitled to a one month run on of Working Tax Credit even though my hours were less that 16 a week, so that my claim for income suppport started in August. I got a letter saying that I could get my mortgage interest paid after 13 weeks. I expected this and my mortgage company said they would wait for this payment to start. I should have got it at the beginning of December but on Wednesday I got a letter from the Benefits agency which said that as I was getting money from Working Tax Credit at the beginning of my claim I could not get the mortgage interest for 39 weeks not 13 weeks as they previously stated. They also said that it is the current law that says payment for mortgage interest is paid after 39 weeks. I rang them straight away and the lady told me that this was a government loop hole to stop them paying out after 13 weeks. I have looked at all the web sites and they all say that the new rules say you can get it after 13 weeks. I have put in an appeal but dont hold out much hope. Has anyone else been told this?

You really need to start a new thread; this one is more than 3 years old.

Mortgages & Benefits

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