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The path of my life is strewn with cowpats from the devil's own satanic herd.
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boredofbeingathome
Posts: 15,657 Forumite
Well it is early morning- nearly the New Year and the start of another diary._party_
As ever another reference to Blackadder..which some of you may know i am slightly addicted to:rolleyes: and he has graced the titles of my other diaries.
It has been an interesting journey so far..err to say the least.:o Like Baldrick, my Cunning plans are always complicated and never always coming to fruition. However, there has been a lot of progress made. We paid off a substantial amount last year and i am aiming for a similar amount this year.
My personal debt stands at £4,500-which is the back end of the car loan and a couple of credit cards.
Joint debt ( loan taken out, credit card and overdraft is currently at £15000:o) Long story and to do with a certain other person responsible for a few old cowpats in my life:rotfl: So that is my target for this year- to clear these and make some progress at last. As it seems to have been one step forwards and 10 steps back.
So i thought i would be out slightly early with my lumps of coal ( no it is not a dirty innuendo George, Pepe, Z:rolleyes:) But a reference to first footing http://en.wikipedia.org/wiki/First-Foot:D
Step across the threshold of my diary and bring with you some good cheer as i reckon after this last year i need it.:beer:
Bob:D
As ever another reference to Blackadder..which some of you may know i am slightly addicted to:rolleyes: and he has graced the titles of my other diaries.
It has been an interesting journey so far..err to say the least.:o Like Baldrick, my Cunning plans are always complicated and never always coming to fruition. However, there has been a lot of progress made. We paid off a substantial amount last year and i am aiming for a similar amount this year.
My personal debt stands at £4,500-which is the back end of the car loan and a couple of credit cards.
Joint debt ( loan taken out, credit card and overdraft is currently at £15000:o) Long story and to do with a certain other person responsible for a few old cowpats in my life:rotfl: So that is my target for this year- to clear these and make some progress at last. As it seems to have been one step forwards and 10 steps back.
So i thought i would be out slightly early with my lumps of coal ( no it is not a dirty innuendo George, Pepe, Z:rolleyes:) But a reference to first footing http://en.wikipedia.org/wiki/First-Foot:D
Step across the threshold of my diary and bring with you some good cheer as i reckon after this last year i need it.:beer:
Bob:D
Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:
Still lurking around with a hope of some salvation:cool:
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Ooooh a new diary, fantastic.:j So much easier to keep up with a new diary than it is to catch up with the multitude of pages in an old one when you have been away for a few months like wot I have.
Many lumps of coal went on the fire tonight to keep us cosy and keep the gas central heating off. More lumps of coal always welcome.
Looking forward to reading what 2010 is going to bring forth.:T Here's to a happy and healthy and debt reducing one.The person who moves a mountain begins by carrying small stones.
Diet loss starting Sept 2019 0/80lbs:eek::o
Proud to be No. 47 of the DMP mutual support club
DFW Nerd #380. Proud to be dealing with my debt0 -
Scottishmummy wrote: »Ooooh a new diary, fantastic.:j So much easier to keep up with a new diary than it is to catch up with the multitude of pages in an old one when you have been away for a few months like wot I have.
Many lumps of coal went on the fire tonight to keep us cosy and keep the gas central heating off. More lumps of coal always welcome.
Looking forward to reading what 2010 is going to bring forth.:T Here's to a happy and healthy and debt reducing one.
OOh welcome SM.:D
Passes around the coal...:rotfl:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Just thought i would re paste my goals for this year off my other diary..just to keep me on track.
Personal Goals:
1. is to finish my Master's degree.
2. Be less miserable and stop dwelling in the past.
3. To lose weight ..again. But more importantly to build up my walking.
4. To meet more of the lovely folk off here.
5. To look into starting up my own business with a couple of colleagues..currently in planning stages and linked to Master's course and research.
General Goals:
1. To be personally/jointly debt free which will happen this year and pay more off mortgage.
2. To ensure Mr.B's debts are controllable- which i suppose if i clear the other stuff off ..will happen.
3. To have money set aside for DD2 Uni fees..i have £500 so far, not a lot but i don't want her to struggle as she has so much to deal with in life. It may go for a small car for her, if she passes driving test this year.
I will be reviewing at regular periods.. a bit like one of those awful end of the year shows, filmed in August:rotfl::rotfl:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
brings a pie in from Mrs Miggins pie shop, and settles down
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
hi Bob
Happy new diary. I will try and keep up with this one. I found your old one was so popular that if i it for a bit there was so much to catch up on LOL.
So looking forward to this installment. and thanks for the coal
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Morning BOB, yeay for the new diary!
*settles down next to Hypno and her pie** xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
:wave: @ bob and spanky new diary
bob, sooo glad xmas went pretty well for you hun :j Glad to see you've brought the goals with you from the last thread - they are good and realistic targets to aim for...and I'm sure you'll continue to get support here if nowhere else
Now, young bob, in true blackadder stylee..let's go forth into 2010 and kick some a$$ together ......Gettin' There, Wherever There is......
I have a dodgy "i" key, so ignore spelling errors due to "i" issues, ...I blame Apple0 -
Nice sparkly new diary :beer: - yep 2010 is debt busting year all round I reckon! (even if I am going for the long haul and hope to be debt free by the end of June 2012 :eek:)Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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"Am I jumping the gun Baldrick or are the words "I have a cunning plan" marching with ill deserved confidence in the direction of this conversation" :rotfl:
Ooh BOB :j:j
You may have the body of a weak and feeble woman - but you have the heart and stomach of a concrete elephant
Shiny new diary - good luck!
Lots of love Wol and piggies
xxxxFlooded 20/07/07.
Normal service FINALLY RESUMED 31/07/10 :j:j" It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
Numptie groupie #2 :cool:
Mortgage offset drawdown [STRIKE]£60861[/STRIKE].... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14
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[FONT=Verdana, Arial, Helvetica, sans-serif]Blackadder: A man may fight for many things. His country, his friends, his principles, the glistening ear on the cheek of a golden child. But personally, I'd mud-wrestle my own mother for a ton of cash, an amusing clock and a sack of French !!!!!!.
Seemed appropriate bobiliscious one! Happy new diary! Hope this year you both go from strength to strength and Mr Bob spends more time with head out of sand rather than in!
Looking forward to the adventures of bob in dfw land! Cheers me lovely - will raise a glass to us tonight (11am a bit early-even for me!!)...and dont forget you owe me a visit!
Lots of love and a purr from destructocat!
[/FONT]Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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