Sentinel card protection

superhoop · 23 December 2004 at 2:36PM

I've had a Lloyds TSB Asset Gold card for 3-4 years now. I never spend on it and never use it because with it comes free Sentinel card protection for my Wife and I.

I've been stoozing over the last few months, and currently am maxed out on MBNA, Barclaycard I'm getting there with Sainsbury's.

Clearly I don't want too many cards to my name for the sake of future applications.

Is the Lloyds TSB card worth keeping for Sentinel?

What is the cheapest way of obtaining a Sentinel-type service?

Thanks

Steve

lisyloo · 23 December 2004 at 3:23PM

The DIY version is the cheapest.

Write down all your card numbers on a piece of paper with contact numbers for the companies.
Keep it safe.
Job done.

superhoop · 23 December 2004 at 3:26PM

LOL!

What do others think - is this type of protection really not worth having?

What about if you're abroad or something?

Thanks

Steve

Martinslovechild · 23 December 2004 at 3:37PM

I have approx 8 cards but only ever take 2 out with me (plus a stack of loyalty cards, but that's another matter!! - you can't register these with Sentinel anyway).

If you also only ever carry a couple of credit cards, then write down the contact numbers for these 2 cards in a notebook / diary / scrap of paper and carry that along with you.

johnllew · 23 December 2004 at 4:02PM

I've had credit cards for over 30 years and I've never had such cover (unless it was free) and have never had need of it. Make a note of the details yourself and save several hundred ££s over your lifetime.

chewyjoint · 27 December 2004 at 8:38PM

My Sentinel comes up for renewal in January and they want to charge me £50 for three years' cover.

I'm debating whether to renew it.

Has anyone got any ideas of how to get it cheaper?

Lungman · 31 December 2004 at 2:13PM

That sounds quite steep to me.

I renewed earlier this year for 3 years (and it worked out you got the 3rd year virtually free).

cloud_dog · 31 December 2004 at 2:37PM

I've got to be honest I've never used this type of service or seen the need for this type of service.

In the UK I have the details on my PC (encrypted of couse - call me paranoid). When I'm abroad I keep the contact details with my passport (as you always need to keep these safe. What I also do is put the CC company contact number in my mobile so the numbers are there also (they will be able to identify the card(s) and card numbers once you give them address details, etc.

cloud_dog

booogle · 31 December 2004 at 4:19PM

If I remember rightly, sentinel also provide £200 cover for personal money lost or stolen ouside of your home country and cash advances should you need emergency travel tickets etc. I got it free with a corporate barclaycard so can't complain

strappingyounglad · 21 October 2007 at 5:16PM

hello

can anyone help me here..

i signed up for sentinel gold maybe 12 months or more ago, forgot about it really then was offered to go with CPP by barclaycard for protection (im pretty sure they offered me sentinel too!)

anyway dont both do the same thing and as such i dont need to renew sentinel gold (29 quid a year)

can you guys help me before i give away 30 quid i'd rather spend elsewhere

nomoneytoday · 21 October 2007 at 8:36PM

They are similar - one is on the individual, the other on everyone at the same address...

Sentinel card protection

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