First Debt Elimination

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Hi All,

Has anyone had any dealings with a firm called firstdebtelimination.com ?

There are a few around at the moment claiming that they can exploit loopholes in credit card agreements that were signed prior to 1st April 2007. They claim that they may be able to get the balance written off !

I've heard another company advertising on Talk Sport radio for the same thing.

They charge a fee which is said to be refundable if you are not successful.

Has anyone successfully done something like this or in the process of trying?
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Comments

  • Orford
    Orford Posts: 2,199 Forumite
    First Post Combo Breaker First Anniversary
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    Upside;
    Sounds good
    Downside:
    Company only been going since February
    No mention of what their fees are on their web pages
    Link to T&c's not working
    They want £795 up front

    Your choice.
  • Tallymanjohn
    Tallymanjohn Posts: 1,060 Forumite
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    Very suspect, but they are offering a free e-book 'worth £50' on 'recover excess bank charges'!!!! (I think Martin should know about this..;-) )
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
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    Very suspect, but they are offering a free e-book 'worth £50' on 'recover excess bank charges'!!!! (I think Martin should know about this..;-) )
    Blimey, that must be value for money. I will go and get this freebie.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • rudekid48 wrote: »
    Hi All,

    Has anyone had any dealings with a firm called firstdebtelimination.com ?

    There are a few around at the moment claiming that they can exploit loopholes in credit card agreements that were signed prior to 1st April 2007. They claim that they may be able to get the balance written off !

    I've heard another company advertising on Talk Sport radio for the same thing.

    They charge a fee which is said to be refundable if you are not successful.

    Has anyone successfully done something like this or in the process of trying?
    They have been going since Oct/November 2008. No one has been sucessfull and they dont give refunds unless you scream and go via Ministry of Justice who they are being investigated by. You will be assigned a case manager and she sits on the right of the reception/switchboard and wont take calls(in a meeting,on phone, busy e.t.c). They are based in Alhaurin and Fuengirola Spain. All town numbers listed are fake and go to the same switchboard. test 0034952197094 and all listed numbers will arrive at same switchboard. They cold call which breaks the code to start with and missell. Linked to Escort site scams and timeshare and ppi scams. Main office is in Fuengirola and anyone that has been there will find the office on the left on the way to the market in Los Boliches. What was known as Telephone Tinas. Operation legally listed in Spain as Investment Marketing S.L More details and names available on request.
  • Jackman73_2
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    I think I've just been scammed by this company. I've tried to stop a transaction through Virgin Credit Card and their refusing to stop or take back the payment.

    Thank you
  • Greg56
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    Having read a recent post about a company dealing in debt elimination, thought I would pass on my experiences with a company with a similar name. I have no knowledge of the other company mentioned, but a first hand knowledge of the company detailed below

    Warning, if anyone has had or thinking of dealing with First Step Debt Elimination otherwise known as 1st Step Solutions, website www. 1ststepdebtelimination. com, telephone numbers 0843 207 1783 and 0207 193 5428. I would strongly advise you think again and also to claim back any monies you may have paid them..
    This company has only recently started operating; they say in London (Shakespeare House, 2nd Floor, 168 Lavender Road, London, SW11 5TG) this is not true, they only operate in Spain. If you do a little research, you will see their address leads to a virtual office address (www. shakespearehse. co. uk), so all mail that is sent to that address will be forwarded onto another location of their choice for a small fee. Since I have been doing a lot of investigation, I have only managed to track down the post to another type of virtual office in Arroyo de la Miel, Costa del Sol, Spain, more like a post office to me but not quite. That’s where there mail is either dropped off at their office (small cold call illegal telesales office) or is collected up by a member of their staff.
    They also claim that they are regulated with the ministry of justice (MOJ) with the authorization number CRM61241 which DOES NOT exist. I have been in contact with the MOJ and passed on all paper work I have received to them. Let’s hope we can get this company put to sleep for good and hope that no one will be caught out by these scamming (I can think of a lot more appropriate words) people.
  • psyduck
    psyduck Posts: 11 Forumite
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    Jackman73 wrote: »
    I think I've just been scammed by this company. I've tried to stop a transaction through Virgin Credit Card and their refusing to stop or take back the payment.

    Thank you


    I think I've been scammed too. I've been ringing them daily since middle of July and always get 'someone will call you back'. I paid for 3 agreements to be challenged. They were confident they could be challenged and if not would get refund -£50 for them looking at the agreement.

    I've phoned the ministry of justice today as First Debt Elimination/Park Lane Services (as they are now known) are regulated by them. Just got to hope that something can be done by them.
  • simon_templar_2
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    Should be called £795 Elimination
  • oceanv
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    Yes, I have experience of these conpanies. They took my money and I have got no where with them. I have attempted to call First Debt Elimination many times. The phone rings once or twice and goes dead. Park Lane Services are as bad. No one has a surname, the phone numbers I have ring once or twice and go dead. When I ring the number on the website, if it gets answered, the person who I need to speak to is always out of the office and my calls do not get returned, my emails to them do not get replied to. I am sure this is a scam and a costly one at that. I have checked the details on Companies House for Park Lane Services, there is a company with that name, but registered to a different address to that on my letters from them????? . I read somewhere that they are being investigated by The Ministry of Justice. I shall be phoning them tomorrow. I hope I can recover my money.
  • esmerellda
    esmerellda Posts: 2,237 Forumite
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    If you paid by card then you can try claiming from your credit card/visa debit card company using section 75.
    LegalBeagles
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