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Lapland New Forest Scam. How to get money back...

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  • GomerPyle wrote: »

    Oh and cynical-lady I wasn't being rude to you with my 'pompous demagogue' comment, it was a self mocking remark, as I can be a little 'Captain Mainwaring' meets 'Genghis Khan'..

    Thanks Gomer, it was all going so well until that last sentence. Now I am scared, unless you tell us that Captain Mainwaring can convince Genghis Khan to kick the wrong way as he did in that classic episode. (apologies to younger listeners).

    Mind you, bank manager/Genhis Khan, could we spot the difference?;)
  • hollydays wrote: »
    Do you live in Swa-afham?

    Quite nere me dear. In Pickenham but me feild is in Dunham. I loike the addreses cos it seems to fit
  • GomerPyle wrote: »
    Oh and cynical-lady I wasn't being rude to you with my 'pompous demagogue' comment, it was a self mocking remark, as I can be a little 'Captain Mainwaring' meets 'Genghis Khan'..


    I didn't think that for a minute Gomer,why would I?

    I understood your message completely (I think) and one day I'm sure your special services will be needed again.

    Up Up and awaaayyyy!:A


    xx
    I don't want to buck the system....I just want it to WORK!!!
  • Any card company or bank doubting why you are claiming, just refer them to these links showing the latest episode of 'Have I Got News for You'

    Part 1

    http://uk.youtube.com/watch?v=jLDZv9rbyp8&feature=related

    and

    Part 2

    http://uk.youtube.com/watch?v=HGax2XcX5rA&feature=related

    It is referred to towards the end of Part 1 and the start of Part 2 and is not nice about it.
  • I spoke to Barclaycard (MasterCard) yesterday and got the official response

    ..... as the tickets were £30 each (therefore under the £100 limit), no matter how many were brought Barclays wouldn't be able to process a claim through "section 75"......

    It certainly isn't the last time my Barclaycard hears from me!

    As others have said so well on this thread it is now up to all of us to put pressure on the banks to do the right thing and not be associated with this scam.

    Thank you GomerPyle, and others for all your hard work to help bring the scam to an end and therefore preventing any more money being swindled from unsuspecting families.

    Can I also say thank you for some of the light hearted posts that have helped make a terrible situation a little easier to handle for me and my own family. Nothing like a smile to put things in perspective!
  • EdnaCloud
    EdnaCloud Posts: 203 Forumite
    I spoke to Barclaycard (MasterCard) yesterday and got the official response

    ..... as the tickets were £30 each (therefore under the £100 limit), no matter how many were brought Barclays wouldn't be able to process a claim through "section 75"......

    It certainly isn't the last time my Barclaycard hears from me!

    As others have said so well on this thread it is now up to all of us to put pressure on the banks to do the right thing and not be associated with this scam.

    Thank you GomerPyle, and others for all your hard work to help bring the scam to an end and therefore preventing any more money being swindled from unsuspecting families.

    Can I also say thank you for some of the light hearted posts that have helped make a terrible situation a little easier to handle for me and my own family. Nothing like a smile to put things in perspective!

    I am sorry that Rockerfella and others are caught in what seems to be a consumer rights black hole, and I am in no way qualified to advise on the best course of action, I would however suggest that the details at:
    http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases
    are studied carefully, in particular the piece about purchases under 100GBP

    I hope it does not offend but I will copy that piece of text from the link above for clarity:
    This can get more complicated though. If the company links the transaction together, for example by giving a special offer if two flights are purchased together, then you should be covered.
    This hasn’t been tested yet
    This information is based on conversations with eminent legal brains and Trading Standards yet this part of the law doesn't have any case law behind it.
    Therefore, if in doubt it’s always worth contacting your credit card company to make a claim and if you consider it to be a ‘single item’ do ensure that’s how you phrase it to the card company. Please report your experiences in the single item claims thread to help others in a similar boat.


    Now, I would consider the purchase of a group of tickets to be a single purchase and that is the approach I would use. I would avoid being drawn into any further discussion regarding the purchase if at all possible, we must remember that these companies are not in the habit of refunding willy-nilly and will often try to confuse the issue to avaoid having to refund money that they probably have no chance of subsequently retrieving from the merchant. Stand your ground and take the good advice provided elswhere on this forum.
    I must point out that I am not a legal or financial advisor and I am posting this merely to provide more background information and possibly to assist those who have missed other posts/threads.Please do check the other threads and seek advice from qualified persons before taking action.
    Edna
    still looking for justice
  • GomerPyle
    GomerPyle Posts: 451 Forumite
    Excuse me asking Rockerfella but how many tickets did you buy and what was the cost, how was it worked out and did that include children and the ages ?

    I own up to being a bank's worst nightmare and have an irritating lust for small details and once spent 2 years arguing a case with the Financial Ombudsman Service and I won largely because the bank lost the will to live.

    I'm not intending to do the same to you Rockerfella, but maybe if a few principles can be established, it will help others.

    Let me give a hint of the way my mind is working. Certain of the terms and conditions made it obligatory that children of a certain age had to be accompanied by an adult, in which case the tickets are tied together. also certain discounts were offered, in which case (and this is not established legally as mentioned on this site) it may join them together, not making them individual transactions. It may be a long shot, but worth investigating. It will be necessary to review the company's terms and conditions at the time you booked, and the credit card company is hardly in a position to dictate to you, as the company ran a shambolic event and website.

    The bottom line is that taking disputes to the FOS is an expensive and time wasting ordeal for a financial institution, so if you can mount a reasoned explanation and you have a good reason for disputing the payment, they won't waste hundreds of pounds to challenge your modest claim. If they face many claims like this, it becomes easier to behave with your best interests uppermost.

    You may not wish to go to the trouble, or wish to be so confrontational with your bank and card company, though you are only seeking to ensure that you are treated fairly, but if you wish to proceed, it is your choice.

    I can't give details (to retain my anonymity), but recently I had a dispute with a bank, and you'd be surprised what I got them to do with some stern words and a clear willingness to turn it into a fight. Not all people are like me, and what you do is your choice. You may also find that funds will become available in due course to repay all people with a complaint.

    Here's some evidence.

    The ITN newsreader specifically states that family tickets cost £100 - which is a clear reference to it as a unit. You win legal disputes with evidence and a good argument.

    http://uk.youtube.com/watch?v=oRnyDgDYlAs&feature=related

    [minirant]Apart from the trader I have some anger with the party who was legally obliged to know their customer, their business operation and what they were doing, and who facilitated the one thing that allowed them to take money prior to providing a service before it was visible on site. Immediately they saw a problem coming, they took steps to protect their position, but nothing to protect the victims.[/minirant]

    Providing this trader with a merchant facility doesn't seem to have been a very wise decision, in my opinion, which may be confirmed when the various authorities have completed their investigations.
  • EdnaCloud
    EdnaCloud Posts: 203 Forumite
    GomerPyle wrote: »
    **snip**

    I own up to being a bank's worst nightmare

    Go, Gomer, Go

    I don't mean leave! We are coming from a common belief as far as I can see, I do wish I had your banking knowledge but I don't so that's tough. I'm glad you are still here to add your considerable weight and obvious knowledge to this thread.

    This may be better on a different forum, but I have also had success dealing with organisations who,quite frankly, treat customers like poo.I do not have your knowledge of the banking system (just a fair amount) but I do have an attention to detail and a persistence that makes a Jack Russell on steroids seem like a friendly little bundle of fun. Long live the fighters for consumers.

    To all of you seeking recompense do not give up and consider the advice given in these fora, and thank Gomer and the others who have helped to take action against scammers and advise as best they can - they all deserve our praise.

    Good night all
    Edna pillow soon.
  • I just want to say a huge thank you to everyone here.:T

    I am still worried about being able to claim a full refund, but we can only try. Halifax is posting a form out for completion. Good luck to all others trying to reclaim.

    I must say that the research that certain members have done and the efforts that most have gone to is astounding. It really warms my heart to know that there are people that care about other peoples misfortune. The jokes have left me laughing so hard :rotfl: in such a time that has been very worrying.

    All that is left to do now is find somewhere to take the three children where they can enjoy a genuine day out at a reasonable cost. They seem to be limited in the South, but i'm sure we will manage.

    Have a super Christmas everyone :j
  • Thanks for cheering me up Rockerfella ......;)

    I too used a Barclaycard Mastercard and after several calls to India! last week I was led to believe that the money would be refunded.

    I have finally received the form from them and today is the day for completing said item.Oh joy,after all I had nothing better planned!

    I think that the frustration at the time I am wasting lately dealing with companies that just can't do things properly, is actually on a par with the annoyance at the fact that they keep trying to take my hard earned money!
    Life is too short for all this nonsense.

    One example is that it has taken me aprox 6 weeks of constant harrassment to get a refund of money I paid to a transfer shuttle company in Spain ,who failed to turn up to take me to the airport.Allegedly it was my fault for not using my psychic powers to know that they pick up from a different hotel to the one I was dropped at!

    They had finally,and very grudgingly, agreed to refund the cost of the taxi (£50) and my booking fee on the Friday before all this kicked off. So as you can imagine my celebration at consumer success was short lived!

    Anyway ,I digress,(but that rant was actually quite good therapy) I have been told by Consumer Direct to claim it as a single transaction.I only completed the on line booking form once,as a group booking, so that seems right to me.

    It is frustrating that all banks seem to be treating this from a different angle,ie some trying to help,others doing all in their power to make it difficult.

    My take on this though is as Gomer said,the financial institutions did nothing to stop these people (with financial history) being able to take our money ,so it is only fair that they have the hassle of getting it back ,not us!

    I don't know much about the workings of threads on this site,do they close them down at some point? It would be really helpful if we could keep this one open to compare results at getting the money back. I'm sure it would be useful ammunition if any banks refuse to refund.

    Right ,diatribe over,where's that blasted form!!:mad:
    I don't want to buck the system....I just want it to WORK!!!
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