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MSE News: Top cash Isa deal launched by Alliance & Leicester

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Former_MSE_Guy
Former_MSE_Guy Posts: 1,650 Forumite
I've been Money Tipped! Newshound! Chutzpah Haggler
in ISAs & tax-free savings
This is the discussion thread for the following MSE News Story:

"The account pays a market-leading 3.5% easy access but is not open to transfers from other accounts ..."

Read the full story:

Top cash Isa deal launched by Alliance & Leicester

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Comments

  • Comfortably_Numb
    Comfortably_Numb Posts: 7,983 Forumite
    This looks pretty good for new money. I wonder if others will beat it in the next few weeks.
  • jeferey
    jeferey Posts: 4,300 Forumite
    Mortgage-free Glee!
    I've applied and been accepted this morning.
    If at first you don't succeed, try, try, try - oh bu99er that just cheat :D
  • Comfortably_Numb
    Comfortably_Numb Posts: 7,983 Forumite
    jeferey wrote: »
    I've applied and been accepted this morning.

    I've used up this years allowance. Can you apply for this now without putting any money in, so that it is ready for the new tax year?
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Comfortably_Numb wrote: »
    I've used up this years allowance. Can you apply for this now without putting any money in, so that it is ready for the new tax year?

    The minimum investment is £1 so I would suspect not.
  • jeferey
    jeferey Posts: 4,300 Forumite
    Mortgage-free Glee!
    Comfortably_Numb wrote: »
    I've used up this years allowance. Can you apply for this now without putting any money in, so that it is ready for the new tax year?
    Looks like it but the 12 month bonus clock probably starts ticking from when you are accepted so worth waiting till April before you apply. I haven't had to put any money in yet as they are writing to me to tell me how I can use my account. I have an account number though.
    If at first you don't succeed, try, try, try - oh bu99er that just cheat :D
  • Comfortably_Numb
    Comfortably_Numb Posts: 7,983 Forumite
    jeferey wrote: »
    Looks like it but the 12 month bonus clock probably starts ticking from when you are accepted so worth waiting till April before you apply. I haven't had to put any money in yet as they are writing to me to tell me how I can use my account. I have an account number though.

    Thanks. I'll give it a bit longer then. Who knows, there may even be better deals come up:)
  • rb10
    rb10 Posts: 6,334 Forumite
    The article doesn't mention that Santander also have a Flexible ISA, with, from what I can see, exactly the same rates and conditions.

    Link here.
  • Baldur
    Baldur Posts: 6,565 Forumite
    edited 24 February 2010 at 4:53PM
    rb10 wrote: »
    The article doesn't mention that Santander also have a Flexible ISA, with, from what I can see, exactly the same rates and conditions.

    Link here.
    See the article (unless, of course, it's been edited since your post):
    The Flexible Isa, also available to Santander customers, is only open to new money, so you cannot transfer in from other accounts (see the Top Cash Isa guide).
  • rb10
    rb10 Posts: 6,334 Forumite
    Baldur wrote: »
    See the article (unless, of course, it's been edited since your post):

    Yes, I did see that, thanks.

    It just strikes me as odd that the whole article focuses on the fact that A&L are offering it, only mentioning that it's also available from Santander in half a sentence. And that half-sentence isn't totally clear anyway, as it could be interpreted as 'Santander customers are eligible to open this A&L ISA', as it says that 'it' (i.e. the topic of this new item, the A&L Flexible ISA) is also available to Santander customers.
  • hansi
    hansi Posts: 3,001 Forumite
    Part of the Furniture 1,000 Posts
    I wish you all well with your Santander dealings. Wouldn't do it myself!
This discussion has been closed.
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