We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Be Optimistic in October & join our NSD Challenge!
Options
BigMummaF
Posts: 4,281 Forumite
Well folks, another pristine 31 days are ready to trip us up in our fight to be frugal & the question remains; who will win the battle? Have I tempted you enough to pledge to our Cause......
Do you fancy keeping the cash in YOUR account rather than giving it to the retailers? Are you saving for that “something special”? Then why not join us in this month's No Spend Day Challenge.
We are here to help each other avoid spending for how-ever many days you feel appropriate to your own situation, in order to take back some control over our hard-earned money.
[FONT="]
[/FONT]
What you class as a 'spend' is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Personally, I count a spend as any time I buy something, as opposed to the unavoidable utility bills & such.
So! Are we ready to do battle with all things Retail in order to keep the pennies in our pockets a while longer? Come on in & join the fun!
Good Luck everyone!
:starmod:= pledges renewed
:staradmin= pledge extension
:dance:=Target Achieved!
_party_= Still Achieved!
1 NSDs
2 NSDs
3 NSDs
4 NSDs
- Ragstoriches
5 NSDs [FONT="]
[/FONT]- Cake35:starmod:
- Eleerin:starmod:
- Justicenpeace:starmod:10:staradmin:T:dance:
[FONT="]- Louwilko04[/FONT]:starmod:
[FONT="]- Mogchops[/FONT]:starmod:
[FONT="] - Museumworker
- Sara34[/FONT][FONT="]:starmod:[/FONT]
[FONT="]- SilkCutSilver:starmod:[/FONT]:dance:
[FONT="] - Verynewmoneysaver
[/FONT]
6 NSDs
- Jedilibrarian[FONT="]
- Penny2myName[/FONT]
7 NSDs
- BusPass:starmod:
- Cashless_wonder:starmod::T
- DianaPrince :starmod:
- Emily926
[FONT="]- Frugella
- Linkypie2009
- Littlepinkstars
- Lolly-i-pop
- Musogirl295
- Thecatswhiskers[/FONT]:starmod:
[FONT="] - TwoFlower[/FONT]:starmod:
8 NSDs
- Beccad
- Brokemedic
- Claireg88
- Elfen:starmod:
- Gien
- Horace:starmod:
[FONT="]- Nicki237
- NoDebtDiva
[/FONT][FONT="]- Rachel021967[/FONT]
[FONT="] - Savingforarainyday[/FONT]:starmod:
[FONT="]- SnowyOwl
- Strumpet
- Tirlittlan8
- Urg123[/FONT]:starmod:
[FONT="] - XSpender
[/FONT]
9 NSDs
- Lollypop75:starmod:
[FONT="]
[/FONT]10 NSDs
- Andrinaperry:starmod:
- Bex37:starmod:
[FONT="]- Bigbeff[/FONT]:starmod:
- BlimusOreilly
- Bowski_1011:starmod:
- Brokemedic:starmod:
- Brummiebabe
- CatsPaw:starmod:
- Catzpaws:starmod:
- ClootiesMum
- Daffykjs:starmod::T11
- Emilyjayne
- Empy
- Everthehopeful09:starmod:
- EvertheOptimist
- Fakeplastictwee:starmod:
- Gemsie23
- Hollyberry
- Homegrown_life:starmod:
- Hypno06
- Fayjmck:starmod:
[FONT="]- GVP[/FONT]:starmod:
[FONT="]- Hayz[/FONT]:starmod:
[FONT="]- KipKip[/FONT]:starmod:
- Kittikins:starmod:
- Learntocope:starmod:
- Lysasparkles:starmod::T
- MaisieM
- Maniccow:starmod:
- MillyScarlett:starmod:
- Miss_w:starmod:
- Munkiemunkie81:starmod:
- Nargleblast
- Niklepic:starmod:
- PaintedLady
- Penelopedee
- Primula
- PurpleTea:starmod:
- Raquela
- Savingcaz:starmod:15:staradmin:dance:
- September09:starmod:
- Shell_girl
- Slm6002
- Sortingitout1980:starmod:
- Squeezymeplease:starmod:
- So here we are:starmod::dance:
- Starnac:starmod::T
- SueP19
- Surfbabe:starmod::T
- Timetogrowup
- Wit40iwtwan
- Workhard50:starmod:
11 NSDs
- Motoko
12 NSDs[FONT="]
[/FONT]- Andrina_nightshade
- Angelflower
- Badpenny:starmod:
- Bagpuss741:starmod:
- Bubbahut
- Buffythedebtslayer
- Daisyisarobot
- Dreamer40
- Karom:starmod::dance:18
- Katy83:starmod::dance:
- LemonTree
- Little_miss_moneysaver:starmod:
- LulaHula:starmod::dance:
- Magni
- MoneyFritter[FONT="]:starmod:[/FONT]_party_7
- PaulB79
- Pookie_lou
- Prophecy_grrl
- Purpleroses:starmod:
- Rainy:starmod:
- RedFraggle:starmod:
- Smithy22:starmod::dance:12
- SnowWhite
[FONT="]- Taka
- Twingo
- Walshj77
- Wannabedebtfree:starmod:
- Wannaberich[/FONT]:starmod:
13 NSDs
- CraigLoans:starmod:
[FONT="]- SlowlyFading[/FONT]:starmod::dance:
[FONT="]
[/FONT] 14 NSDs[FONT="]
- Focus888
[/FONT]- Keiss21:starmod:
[FONT="] - Milann[/FONT]
[FONT="]- Stinkybell
- Twirly09
[/FONT]
15 NSDs[FONT="]
- BeautyandtheBeast[/FONT]:starmod:
- BigMummaF:starmod:_party_12
[FONT="]- Bisselljk1986:starmod:
[/FONT]- Coffeeholic:starmod::T
[FONT="] - ColleenPamela
[/FONT]- Dancingfairy
- Debtbegone
- Dizzytina
- TheDragon:starmod::dance:
- Flying_fresian
- Flutterbyuk
- 40somethingmum
- Geranium72
- 1Hannah:starmod:
- Ilovetea:starmod:
- JulieK1313
- KatyDiesel
- Katylittlelady:starmod:
- Kathy40uk:starmod:
- Lilmrsmullen:starmod:
- LittleMis-spent:starmod:
- Lurker1972
- MissPiggy
- MoneyQueen
- Mymess
- Natty68
- OliveOyl
- Peony40
- PipsMum
- RocksFanDebbie
- Scottishmummy
- SianmeLaz
- Spykey_uk
- Still-in-debt:starmod:
- Sunshinesheli
- Thisisforthekids
- Trishamggirl:starmod::dance:18
16 NSDs[FONT="]
[/FONT]- Dobs
- Nickynoo08:starmod:
- Savvykaz [FONT="]
[/FONT]
17 NSDs
- Fedupandskint:starmod:
- Webitha[FONT="]
[/FONT]
18 NSDs
- Lola34
- Missrlr:starmod:
- Shrimpy_80
- True27
19 NSDs
20 NSDs [FONT="]
[/FONT]- Cake21
- Changingme
- Cinny91
- Determinedtodothis(23):starmod:
- Ehallett
- HockeyDuo8083
- *Jellie*:starmod:
- Keza
- Kiwigirl
- Missymoo81:starmod:
- Mrsrobinson:starmod:
- Naurdu:starmod:
- SarahNeedle1872:starmod:
- Scrooge2008:starmod:
- ToottiFrootti
- x_raphael_xx
21+ NSD
- BaileysBabe(23)
- Katy_M(26)
- Kezlou(25):starmod:
- Poohbear59(31)
- Rictus123(28)
- Toto(25)
Do you fancy keeping the cash in YOUR account rather than giving it to the retailers? Are you saving for that “something special”? Then why not join us in this month's No Spend Day Challenge.
We are here to help each other avoid spending for how-ever many days you feel appropriate to your own situation, in order to take back some control over our hard-earned money.
[FONT="]
[/FONT]
What you class as a 'spend' is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Personally, I count a spend as any time I buy something, as opposed to the unavoidable utility bills & such.
So! Are we ready to do battle with all things Retail in order to keep the pennies in our pockets a while longer? Come on in & join the fun!
Good Luck everyone!
:starmod:= pledges renewed
:staradmin= pledge extension
:dance:=Target Achieved!
_party_= Still Achieved!
1 NSDs
2 NSDs
3 NSDs
4 NSDs
- Ragstoriches
5 NSDs [FONT="]
[/FONT]- Cake35:starmod:
- Eleerin:starmod:
- Justicenpeace:starmod:10:staradmin:T:dance:
[FONT="]- Louwilko04[/FONT]:starmod:
[FONT="]- Mogchops[/FONT]:starmod:
[FONT="] - Museumworker
- Sara34[/FONT][FONT="]:starmod:[/FONT]
[FONT="]- SilkCutSilver:starmod:[/FONT]:dance:
[FONT="] - Verynewmoneysaver
[/FONT]
6 NSDs
- Jedilibrarian[FONT="]
- Penny2myName[/FONT]
7 NSDs
- BusPass:starmod:
- Cashless_wonder:starmod::T
- DianaPrince :starmod:
- Emily926
[FONT="]- Frugella
- Linkypie2009
- Littlepinkstars
- Lolly-i-pop
- Musogirl295
- Thecatswhiskers[/FONT]:starmod:
[FONT="] - TwoFlower[/FONT]:starmod:
8 NSDs
- Beccad
- Brokemedic
- Claireg88
- Elfen:starmod:
- Gien
- Horace:starmod:
[FONT="]- Nicki237
- NoDebtDiva
[/FONT][FONT="]- Rachel021967[/FONT]
[FONT="] - Savingforarainyday[/FONT]:starmod:
[FONT="]- SnowyOwl
- Strumpet
- Tirlittlan8
- Urg123[/FONT]:starmod:
[FONT="] - XSpender
[/FONT]
9 NSDs
- Lollypop75:starmod:
[FONT="]
[/FONT]10 NSDs
- Andrinaperry:starmod:
- Bex37:starmod:
[FONT="]- Bigbeff[/FONT]:starmod:
- BlimusOreilly
- Bowski_1011:starmod:
- Brokemedic:starmod:
- Brummiebabe
- CatsPaw:starmod:
- Catzpaws:starmod:
- ClootiesMum
- Daffykjs:starmod::T11
- Emilyjayne
- Empy
- Everthehopeful09:starmod:
- EvertheOptimist
- Fakeplastictwee:starmod:
- Gemsie23
- Hollyberry
- Homegrown_life:starmod:
- Hypno06
- Fayjmck:starmod:
[FONT="]- GVP[/FONT]:starmod:
[FONT="]- Hayz[/FONT]:starmod:
[FONT="]- KipKip[/FONT]:starmod:
- Kittikins:starmod:
- Learntocope:starmod:
- Lysasparkles:starmod::T
- MaisieM
- Maniccow:starmod:
- MillyScarlett:starmod:
- Miss_w:starmod:
- Munkiemunkie81:starmod:
- Nargleblast
- Niklepic:starmod:
- PaintedLady
- Penelopedee
- Primula
- PurpleTea:starmod:
- Raquela
- Savingcaz:starmod:15:staradmin:dance:
- September09:starmod:
- Shell_girl
- Slm6002
- Sortingitout1980:starmod:
- Squeezymeplease:starmod:
- So here we are:starmod::dance:
- Starnac:starmod::T
- SueP19
- Surfbabe:starmod::T
- Timetogrowup
- Wit40iwtwan
- Workhard50:starmod:
11 NSDs
- Motoko
12 NSDs[FONT="]
[/FONT]- Andrina_nightshade
- Angelflower
- Badpenny:starmod:
- Bagpuss741:starmod:
- Bubbahut
- Buffythedebtslayer
- Daisyisarobot
- Dreamer40
- Karom:starmod::dance:18
- Katy83:starmod::dance:
- LemonTree
- Little_miss_moneysaver:starmod:
- LulaHula:starmod::dance:
- Magni
- MoneyFritter[FONT="]:starmod:[/FONT]_party_7
- PaulB79
- Pookie_lou
- Prophecy_grrl
- Purpleroses:starmod:
- Rainy:starmod:
- RedFraggle:starmod:
- Smithy22:starmod::dance:12
- SnowWhite
[FONT="]- Taka
- Twingo
- Walshj77
- Wannabedebtfree:starmod:
- Wannaberich[/FONT]:starmod:
13 NSDs
- CraigLoans:starmod:
[FONT="]- SlowlyFading[/FONT]:starmod::dance:
[FONT="]
[/FONT] 14 NSDs[FONT="]
- Focus888
[/FONT]- Keiss21:starmod:
[FONT="] - Milann[/FONT]
[FONT="]- Stinkybell
- Twirly09
[/FONT]
15 NSDs[FONT="]
- BeautyandtheBeast[/FONT]:starmod:
- BigMummaF:starmod:_party_12
[FONT="]- Bisselljk1986:starmod:
[/FONT]- Coffeeholic:starmod::T
[FONT="] - ColleenPamela
[/FONT]- Dancingfairy
- Debtbegone
- Dizzytina
- TheDragon:starmod::dance:
- Flying_fresian
- Flutterbyuk
- 40somethingmum
- Geranium72
- 1Hannah:starmod:
- Ilovetea:starmod:
- JulieK1313
- KatyDiesel
- Katylittlelady:starmod:
- Kathy40uk:starmod:
- Lilmrsmullen:starmod:
- LittleMis-spent:starmod:
- Lurker1972
- MissPiggy
- MoneyQueen
- Mymess
- Natty68
- OliveOyl
- Peony40
- PipsMum
- RocksFanDebbie
- Scottishmummy
- SianmeLaz
- Spykey_uk
- Still-in-debt:starmod:
- Sunshinesheli
- Thisisforthekids
- Trishamggirl:starmod::dance:18
16 NSDs[FONT="]
[/FONT]- Dobs
- Nickynoo08:starmod:
- Savvykaz [FONT="]
[/FONT]
17 NSDs
- Fedupandskint:starmod:
- Webitha[FONT="]
[/FONT]
18 NSDs
- Lola34
- Missrlr:starmod:
- Shrimpy_80
- True27
19 NSDs
20 NSDs [FONT="]
[/FONT]- Cake21
- Changingme
- Cinny91
- Determinedtodothis(23):starmod:
- Ehallett
- HockeyDuo8083
- *Jellie*:starmod:
- Keza
- Kiwigirl
- Missymoo81:starmod:
- Mrsrobinson:starmod:
- Naurdu:starmod:
- SarahNeedle1872:starmod:
- Scrooge2008:starmod:
- ToottiFrootti
- x_raphael_xx
21+ NSD
- BaileysBabe(23)
- Katy_M(26)
- Kezlou(25):starmod:
- Poohbear59(31)
- Rictus123(28)
- Toto(25)
Full time Carer for Mum; harassed mother of three;
loving & loved by two 4-legged babies.
0
Comments
-
I've chosen 15 days for this month as there's a lot going on & I'm bound to get caught out somewhere along the line :doh:Might need some hints on how yooze lot manage to be so organised....
Good Luck with your personal targets & looking forward to swapping stories :beer:
Here are some threads to help keep us on the straight & narrow & if you know of others, please post. Many of the lunch box ideas are aimed toward children but could easily be adapted for adults.
August Grocery Challenge. First page of any Challenge has lots of recipes.
Tinned Food Recipes.
Leftovers? Don’t Throw It..
Exciting Sandwich Fillings on a Budget.
Lunch for Work.
Laptop Lunchbox Ideas.
Packed Lunches.
Cheap Healthy Snacks.
Cheap Snack Ideas to Stop Buying Crisps.
Homemade Snack Ideas…contains further links for ideas.
Sprouting Seeds to Eat.
Really Quick & Alternative Snacks.
Easy Homemade Biscuits.
Muesli & Cereal Bar Recipes.
Weetabix Cake.
HM Popcorn.
Smoothie Recipes.
Yoghurt Without a Yoghurt Maker.
Ham Economics.
Low Carb Kids Lunches...contains advice for diabetics.
Kids Lunch Box Ideas.
Back to School Lunches.
Healthy Kids Snacks.
HM Lollies.
Ice Lolly Ideas
Cheap Healthy Playground Snacks.
Homemade Fudge.
OS HM Sweets.
Forgotten Puddings.Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
0 -
Thanks BigMomma for adding me (and Strumpet - the little tinker) to your list for October.0
-
He BigMummaF
Thanks for doing the challenge again & I hereby renew my pledge for 12 Spend Free Days in October
Lula
xx0 -
Thanks for the brand new shiny thread
I'm going to try for 15 NSDs for Oct, I have found 10 achievable for past 2 months so I'm going to try and stretch myself and see how I go!All the coffee in Columbia won't make me a morning person...
Virtual Sealed Pot Challenge Member #5 - £128.19
NSDs - April 9/18
Grocery Challenge - April £22.94/£160
6 months to slim into clothes challenge - started March 2010
0 -
Thanks for adding me to the new thread BigMumma :beer:
Was thinking about dropping my target to 12 days this month but seeing my name in the 15 category has made me decide to stick with it & try harder
Good luck to all!
xx0 -
Hi BigMumma and everyone else,
Can you please add me to the thread for 12 NSDs this October?
Thanks!LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.0 -
Thanks MummaF - can I down grade to 15 please though
Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
0 -
Can I join? I'm going to go with 5 to begin withMint £5,624 [STRIKE]£5,700[/STRIKE] Capital One £338.26 [STRIKE]£350[/STRIKE] Next £390 [STRIKE] £460[/STRIKE] Overdraft [STRIKE]£1400[/STRIKE] £900£2 Coins '09 £142 £2 Coins £4 '10 DF Reward Pot £33/£153 My own crazy little Green Metropolis challenge 17/100 books sold = Sept: £29.25 Oct: £0.00 Nov £9.00 Dec: £3.00 Jan NSD 5/7
0
-
Thanks for new October thread - I'm going to try for another 15 days in October for definite!! Looks like I may fail this months challenge by a day or two so must try harder!!!28.08.2009 Total Debt:= £21,518.59PaD total reduced: £209.660
-
Thanks BigMumma for starting the new thread!
Please put me down for 12 NSDs this month.
Thanks
LMMS:j Baby boy arrived 22nd August 2012 :j
:jSecond menace arrived safely 13th February 2014 :jDebt Free Wannabee 20150
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards