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Need a bit of advice on qualifying for council house
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And how will the council fund all these new council houses they need? Oh yeah, by upping tax. Yay
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poppysarah wrote: »The council house system is mostly flawed by the lack of properties available.
This is a national disgrace!
Oldham's waiting list is 11,000 which is the same as the number of properties they own.
If rents were cheaper would people be happy not to have a council house? I think so.
You should speak to shelter for proper advice on your housing rights.
You could also go and see your MP and state the case for more council houses OR cheaper rents in the private sector (Bearing in mind most MPs are BTL landlord).
Also once you have a property you never have to leave. Surely it would be better for people on a good wage to rent privately though more peopl would claim JSA just to stay.0 -
unfortunately this is the sort of response you'll get in public forums, theres a real stigma when it comes to social housing - Social housing is a RIGHT, not a privilege, and its certainly not just the domain of scummy single mums or drug addicts.I would suggest that if you are working, you have virtually no chance of getting a council house. Give up your jobs and get yourselves a drug habit and a few Asbos, tell them you have separated and the missus is a single mother and you will get a place in a flash. Oh, and trade in the cats for a Pitbull or similar.
In the absence of proper FTB schemes in many areas, and banks reluctanct to lend to people with less than perfect credit, what should people do? Either skint themselves to meet some ludicrous perception of 'class', or pay a BTL landlords mortgage for them?
If you can qualify for social housing, and you genuinely cant afford to buy somewhere, then good luck to you. I certainly wont be looking down my nose at such people.0 -
RichUncleSkellington wrote: »unfortunately this is the sort of response you'll get in public forums, theres a real stigma when it comes to social housing - Social housing is a RIGHT, not a privilege, and its certainly not just the domain of scummy single mums or drug addicts.
I think that may have been a joke? The sort of stereotyping humour that you see a lot in comedy sketch-shows? That's how I took it and it made me laugh. Someone needs to buy a sense of humour... Edit: if you don't like public forums then take yourself off to a private one!
In regards to the cats, if you go round the agencies then they should be able to find somewhere for you, we've just signed a contract for a new flat and whilst I was looking on the net, a few of the photos had cats sitting in them ever-so-proudly! You might have to pay a bit more of a deposit though, or sign something to say that you'll pay for the damage caused (if they cause any). You might also be better off if you rent unfurnished as the LL won't worry about any damage to furniture as it's yours!
Can I ask why the LL didn't give you the option to stay in your current place? I'm sure that even if it's a small 1-bed it would be better than having nowhere to go with a young baby, it sounds a little irresponsible on your part, if you've given up your tenancy to try and get a council flat...
**Thanks to everyone on here for hints, tips and advice!**:D
lostinrates wrote: »MSEers are often quicker than google
"Freedom is the right to tell people what they don't want to hear" - G. Orwell0 -
RichUncleSkellington wrote: »unfortunately this is the sort of response you'll get in public forums, theres a real stigma when it comes to social housing - Social housing is a RIGHT, not a privilege, and its certainly not just the domain of scummy single mums or drug addicts.
In the absence of proper FTB schemes in many areas, and banks reluctanct to lend to people with less than perfect credit, what should people do? Either skint themselves to meet some ludicrous perception of 'class', or pay a BTL landlords mortgage for them?
If you can qualify for social housing, and you genuinely cant afford to buy somewhere, then good luck to you. I certainly wont be looking down my nose at such people.
I don't look down my nose at people living in a council property just the one's who are complete trash, chavs, cheats etc, now they are the minority but they are everywhere.
Not that the OP is any of these0 -
tek-monkey wrote: »And how will the council fund all these new council houses they need? Oh yeah, by upping tax. Yay
No not at all. The control the goverment has over council housing is through a national housing subsidy system, last year the scheme was over £200m in the black. In effect this means that tenants of council housing are subsidising other services.
If Councils were allowed to keep all their rental income and not pay this addtional charge they would be able to build more houses. This could be funded entirely from borrowing supported by rental income and allowing the same financal incentives to local councils as Housing Associations.0 -
No not at all. The control the goverment has over council housing is through a national housing subsidy system, last year the scheme was over £200m in the black. In effect this means that tenants of council housing are subsidising other services.
If Councils were allowed to keep all their rental income and not pay this addtional charge they would be able to build more houses. This could be funded entirely from borrowing supported by rental income and allowing the same financal incentives to local councils as Housing Associations.
Ok, but then we'd all be taxed more to make up for the money that the govt wasn't getting from council rents, in order to continue to pay for the other services that are currently being subsidised by council rents. Or would you want the other services to be cut?0 -
carolinosourus wrote: »I think that may have been a joke? The sort of stereotyping humour that you see a lot in comedy sketch-shows? That's how I took it and it made me laugh. Someone needs to buy a sense of humour... Edit: if you don't like public forums then take yourself off to a private one!
Implying council tenants are scum? In this instance the poster may have been lying, but to say several members of the forum dont have an air of distain for council tenants would be the real joke, dont you think?
Why would I leave this forum? Because people say things I take issue with? All the more reason to stay!
Debrag - quite right, they give decent council tenants a bad name.0 -
Current model: Developer builds at a profit, using commercially borrowed money... they then sell to a BTL landlord who rents them out, at another profit, to make a profit.tek-monkey wrote: »And how will the council fund all these new council houses they need? Oh yeah, by upping tax. Yay
If they simply borrowed money on the wholesale market and had them built at cost, they could then run them on a non-profit making basis at about half what private rents currently are. They'd benefit from paying the rent on those to themselves, rather than paying higher rents to landlords.0
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