We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Need a bit of advice on qualifying for council house
Comments
-
PasturesNew wrote: »Current model: Developer builds at a profit, using commercially borrowed money... they then sell to a BTL landlord who rents them out, at another profit, to make a profit.
If they simply borrowed money on the wholesale market and had them built at cost, they could then run them on a non-profit making basis at about half what private rents currently are. They'd benefit from paying the rent on those to themselves, rather than paying higher rents to landlords.
That is great in theory.
The problem is they would end up paying 3 or 4 times the going rate to get them built (Olympics, Dome etc) and then find they would be so inefficent in managing them that they would lose money hand over fist.0 -
Ok, but then we'd all be taxed more to make up for the money that the govt wasn't getting from council rents, in order to continue to pay for the other services that are currently being subsidised by council rents. Or would you want the other services to be cut?
Basically, Yes.
Why should some of the poorest people in society susidise others?
And as PasturesNew has said, contrast this to the private sector where the housebuilder and the BTL landlord are both making profit from rent paid by Housing Benefit. I would much rather this money went to local councils.0 -
RichUncleSkellington wrote: »Implying council tenants are scum? In this instance the poster may have been lying, but to say several members of the forum dont have an air of distain for council tenants would be the real joke, dont you think?
Why would I leave this forum? Because people say things I take issue with? All the more reason to stay!
Debrag - quite right, they give decent council tenants a bad name.
Lying? What about? And as for social housing being a right not a privilege, we're not socialist yet... If it's a right then why aren't we all in government-subsidised housing? I'd love to be but unfortunately I work, pay my bills, rent, taxes and National Insurance. And into a private pension scheme.
Also I think you may have meant "do" have an air of disdain, not "don't", as you've just contradicted yourself.
**Thanks to everyone on here for hints, tips and advice!**:D
lostinrates wrote: »MSEers are often quicker than google
"Freedom is the right to tell people what they don't want to hear" - G. Orwell0 -
carolinosourus wrote: »Lying? What about? And as for social housing being a right not a privilege, we're not socialist yet... If it's a right then why aren't we all in government-subsidised housing? I'd love to be but unfortunately I work, pay my bills, rent, taxes and National Insurance. And into a private pension scheme.
.
But council housing is not subsidised. Council tenants subsidise other services and many tenants also pay bills, taxes and National Insurance as well as the rent.
This is not just a socialist view. In the post war years each successive goverment tried to outdo the previous administration building more and more council homes, its only really since 1979 that views started to change, until then council housing was seen as a realistic option for many people. Now it is often portrayed as poor quality housing for people who have no other option.
We should'nt we (the country) invest in building more good quality homes?0 -
So then who pays for social housing?**Thanks to everyone on here for hints, tips and advice!**:D
lostinrates wrote: »MSEers are often quicker than google
"Freedom is the right to tell people what they don't want to hear" - G. Orwell0 -
carolinosourus wrote: »So then who pays for social housing?
It pays for itself.0 -
Half this forum has disdain for council tennants, nobody seems to want to buy a house within 100 yeards of a council house! Which is good, cos it keeps prices low for us that don't care and the snooty ones can fight over the others.
Would just like to say though, that in my youth I probably was one of those problem neighbours. Go home wasted after the pub with a dozen mates, music all night and drunk people coming and going at all hours. It was fun at the time, but looking back I was a right ******. That was private rental all the way, there could have been no council houses in 5 miles but you could still end up with people like me as neighbours. The building means sod all, its the people you find in it.0 -
The tenants?carolinosourus wrote: »So then who pays for social housing?0 -
carolinosourus wrote: »Also I think you may have meant "do" have an air of disdain, not "don't", as you've just contradicted yourself.
...actually no I havent, try reading the whole sentence before you 'correct' me! :rolleyes:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards