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6p left and benefit stopped.. ideas please?

2

Comments

  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Get a few copies of your cv together, and go to as many agencies as you can TODAY. Tell them you will accept anything - factory work, fruit picking, ANYTHING.

    I imagine you will have work by the end of the week, or potentially, tomorrow.
    Gone ... or have I?
  • ukdickie31
    ukdickie31 Posts: 522 Forumite
    DMG is spot on.

    The only way out of this may be to find employment sooner rather than later, and consider any job that you are capable of, rather than your ideal job.

    JSA sanctions for leaving employment can last up to 26 weeks and although Hardship provision is there, you live at home with parents, have a roof over your head etc so you may not be classed as in hardship.
  • kosma1
    kosma1 Posts: 243 Forumite
    You could ask for a crisis loan, you must be entilted to income support now tho....

    You cannot live on nothing

    unfortunately you have to satisfy certain conditions of entitlement to qualify for income support, such as, being a lone parent, being a carer for someone so unable to work, registered as incapable of work through sickness, these are the main client groups anyway, but there are some more, however, it doesnt sound like you fall within these catgories.

    dmg has offered great advice, wishing you luck with your cv and job search, and would definitely phone crisis laons first thing in morning, if you qualify you may be able to collect a payment same day
    Thanks to all who post comps :T


  • viktory
    viktory Posts: 7,635 Forumite
    How did you get on OP?

    Just had a thought - have you got anything you can pawn? I can remember we were forever pawning stuff years ago.

    To be honest, I am surprised the hug brigade haven't come along and offered hugs, sympathy and a collection! :D
  • boy_3
    boy_3 Posts: 50 Forumite
    You haven't given details about your last job and skills. Are you only looking to get some money to eat/drink or are you after real jobs? Unfortunately, many people in this country just want to live on benefits than look for a job. If you don't have skills, council and other charities offer free training which you can do.
    Also, some of the work does not require any skills at all. If you don't have something to eat, how about going to a restaurant and offer your services as a waiter or even wash dishes. For instant money, probably sell the computer you are using or stop using the cafe.

    Sorry to be rude, but I can't think of me resigning from my job when I only have 6p left in my bank. This just does not sound sensible.
  • Karfypie
    Karfypie Posts: 218 Forumite
    ok can you go to a CAB citizens advice bureau and tell them about your situation, there are charities set up especially for people who are in desperate need of money quickly.

    just did a search on google for 'charities for people in need'

    http://homepage.ntlworld.com/stuart.blackstock/funding/trust-funds-table.htm some of them won't be right but found one that could be possible to help....

    it is the second one down the vicars relief fund and says:

    The Fund helps those in the greatest of need, regardless of who they are, where they live in the UK, their origins, legal status or belief.
    The VRF makes grants to 'those who are in need or suffering hardship'. Hardship for one person or family may not be the same for another, so they attempt to be flexible in their approach. Although it is impossible to define a 'typical' grant, their aim is to help provide the recipient with ordinary necessities many people take for granted. They respond to requests for items such as beds and bedding, clothing, domestic appliances, furniture, equipment for babies and toddlers, and arrears on rent, council tax or utility bills.
    The grants they are able to make are not for luxuries, nor are they meant to simply make people's lives easier (though that happens as a result). Grants are relatively small (on average about £150). Just as important as providing help is how quickly help can be given. They recognise that people in need are in need now : 7 out of 10 grants are sent within 3 days of receiving the request. VRF make grants to more than half of the requests received that meet their criteria.

    But you have to apply through a professional and I'm guessing that you don't have a social worker or support worker so it says a grant can be applied for through the CAB or voluntary agency.

    I really feel for you as I know what its like when you are in a horrible crisis situation as i was declared homeless and so had to go and live in temporary accomodation and even if you get the benefits they may not kick in for the next few days, but there are people out there who can help you and your here which is good so we can try and help you.

    Where are you in the UK? If you don't have a phone that you can use you can pm me if you want and I can make a call for you to the CAB or agency.

    I think you probably need to go to the benefits people in your local council and tell them your situation that you have no money and no food, they cant let you starve. even if you are living with people you are living as an adult independently and so they have to take you as an adult who is unemployed and so you should qualify for some benefit.

    Ok, I've just got out my old crisis loan details and it says 'you can get a crisis loan if you are aged 16 or over and need money in an emergency'.

    You do not have to be getting income support or income based job seekers allowance to apply for a crisis loan but you do have to show you will be able to pay back the loan in the future. (which you will because you are applying for jobs and so will hopefully be employed soon).

    The only criteria for people who can't apply are prisoners or people lawfully detained, people in residential care or hospital, and young people in full time education who do not get income support so sounds like you would definitely qualify.

    It says to get a crisis loan you must have insufficient money available to meet your needs. I have a number you can call if you live in hertfordshire to get a crisis loan and if you live outside then it says contact your nearest jobcentre plus office.

    My form also says 'Sometimes reception staff at the jobcentre plus office will tell you that you cannot get a crisis loan in your situation and that there is little point applying. You should insist on filling in an application form and getting a written decision on your claim'. It says there is no minimum amount but the max is 1000pounds. It says if you get a social security benefit they will take 12% of it to pay off the loan and if you work you can pay a regular weekly or monthly amount.

    ok so maybe a call to your local jobcentre http://www.jobcentreplus.gov.uk/JCP/Aboutus/Ouroffices/index.html

    there is the page but I can only find the number for the claim for benefit or try and find your local jobcentre online.

    I just read over some of the other peoples posts and they said because you live with parents that you won't be classed as being in hardship, I don't think that matters with the crisis loan. You don't have to be in receipt of benefits for it and that charity looks like a real possibility for you as they don't have specific criteria that you have to meet, you just have to be in desperate need right now which it sounds like you are.

    hope that can help, let us know how your doing. take care, karfy xxxxxxxx
  • Karfypie
    Karfypie Posts: 218 Forumite
    boy wrote: »
    You haven't given details about your last job and skills. Are you only looking to get some money to eat/drink or are you after real jobs? Unfortunately, many people in this country just want to live on benefits than look for a job. If you don't have skills, council and other charities offer free training which you can do.
    Also, some of the work does not require any skills at all. If you don't have something to eat, how about going to a restaurant and offer your services as a waiter or even wash dishes. For instant money, probably sell the computer you are using or stop using the cafe.

    Sorry to be rude, but I can't think of me resigning from my job when I only have 6p left in my bank. This just does not sound sensible.

    Why are you even bothering to apologise when you know you are being rude and don't care at all?! This person is obviously in a very difficult situation that no one wants to be in or chooses to be in. I don't think they decided to resign thinking it was a 'sensible' thing to do, maybe they felt they had absolutely no choice. It just makes me feel really angry when people come on here asking for help and then a reply has absolutely no empathy more of a 'well you got yourself into your situation so don't expect any help from it'. I just don't get it how people can't think past there own situation because the tables can completely turn, you can become disabled and unable to work or in some unforseen crisis. Its so narrow minded.
  • bajangal
    bajangal Posts: 538 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    boy wrote: »
    You haven't given details about your last job and skills. Are you only looking to get some money to eat/drink or are you after real jobs?
    Whatever he wants the money for is irrelevant.
    Unfortunately, many people in this country just want to live on benefits than look for a job. If you don't have skills, council and other charities offer free training which you can do.
    Registering for training is not going to put money in his pocket or food in his stomach (at this time). That is a long term thing that he needs to consider.
    Also, some of the work does not require any skills at all. If you don't have something to eat, how about going to a restaurant and offer your services as a waiter or even wash dishes.
    The chances of walking into a restaurant nowadays and offering your services in exchange for food, is beyond slim to a point of non-existent.
    For instant money, probably sell the computer you are using or stop using the cafe.
    If he sells the computer, how is he going to read your sarcastic remarks.
    Sorry to be rude, but I can't think of me resigning from my job when I only have 6p left in my bank. This just does not sound sensible.

    When he resigned he did not have 6p left in the bank. He clearly states that he was getting JSA and now it has stopped.

    This person asked for help, he didn't ask to be judged. Whatever his reasons for resigning have nothing to do with us.
  • HC_2
    HC_2 Posts: 2,239 Forumite
    Karfypie wrote: »
    Why are you even bothering to apologise when you know you are being rude and don't care at all?! This person is obviously in a very difficult situation that no one wants to be in or chooses to be in. I don't think they decided to resign thinking it was a 'sensible' thing to do, maybe they felt they had absolutely no choice. It just makes me feel really angry when people come on here asking for help and then a reply has absolutely no empathy more of a 'well you got yourself into your situation so don't expect any help from it'. I just don't get it how people can't think past there own situation because the tables can completely turn, you can become disabled and unable to work or in some unforseen crisis. Its so narrow minded.

    Karfypie, I agree with both you and boy, in a way.

    Why would anyone knock someone who is so clearly in a dreadful and depressing situation? There but for the grace of God go most of us.

    But boy's point is worth pursuing - was there a reason why the OP left her job with no savings and no new job to go to? We don't know that the OP 'had no choice', as you suggest might be the case.

    Saying that, how difficult is it to find a new job? My 17-year-old daughters have Saturday jobs paying between £5.50 and £7.00 per hour. I'm quite sure that each could leave school and be offered a full-time post, very possibly with the companies they currently work for, so are jobs so really hard to find? I appreciate that it's more difficult in some areas than others.

    People who are genuinely struggling through no fault of their own deserve our support, both financially and in other ways. My friend lost her husband in a car crash; she had five children, including a month-old baby. Due to the recent collapse of their business, they lived in a rented house and had no assets or life insurance. My friend worked her backside off, accepting nothing but the minimum of government help, and finally made it on her own. I was delighted that my taxes helped her, and people like her, find their feet.

    I guess that in my (no doubt right-wing) view we are responsible for ourselves. We should not expect others to subsidise us. In the short-term, maybe. Just to tide people over difficult times.

    I would not want my neighbour to subsidise or keep me.

    I would echo dmg24's post - search hard for a job and take any that is offered to you.
  • terryw
    terryw Posts: 4,396 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    HC wrote: »
    Karfypie, <snip>.

    I guess that in my (no doubt right-wing) view we are responsible for ourselves..

    Reminds me of Bacon's famous dictum "chiefly the mould of a man's fortune is in his own hands"

    terryw
    "If you can bear to hear the truth you've spoken
    Twisted by knaves to make a trap for fools"
    Extract from "If" by Rudyard Kipling
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