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4.15% - best 5 yr fix @75% ltv?
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clairehi
Posts: 1,352 Forumite
Post Office (ie BoI) are offering this with £595 booking fee plus £195 "lending fee" (ie redemption fee by another name). Seems like a good deal to me or am I missing something?
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It looks promising if you are OK with 75% LTV................................I have put my clock back....... Kcolc ym0
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well, I am willing to sell a small child to pay down the mortgage if needed:D0
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ive been looking at this, great deal.
only downsides I can see are 5% early repayment fee for the full 5 years and its monthly not daily interest.
right now, if they accept me, its the deal im going for myself.0 -
This looks like a cracker of a deal. Is it now time to go from the lovely tracker to a long term fix?
If the B of E doesn't fall again tomorrow I think this will be the one for me too.
I wish I had invented that time machine this time last year instead of this time next year.0 -
You can pay up to 10% of the mortgage balance each year without incurring any early repayment or administration charges. Subject to a minimum payment of £500 based on the outstanding balance as at the previous 31 March each year
this puts me off slightly as well as I'd like to be able to make smaller overpayments.
All in all I think I'll stay on the SVR a bit longer0 -
sillydaddy wrote: »I wish I had invented that time machine this time last year instead of this time next year.
Well you'll be able to change that once you've finished it. :cool:0 -
JonnyBravo wrote: »Well you'll be able to change that once you've finished it. :cool:
Just don't come into contact with yourself or we're all doomed!
Can anyone find a decent 85% LTV fixed rate deal?Fortune's always hiding, I've looked everywhere......0 -
Just don't come into contact with yourself or we're all doomed!
Can anyone find a decent 85% LTV fixed rate deal?
The Best deal @ 85% i could find myself using comparison sites
is 5.29% fixed for 4 years with no arrangement fee
By the way can anyone tell me if thats a good right for a FTB, - do i need to bother with a broker, will they be able to beat that?0 -
HSBC have got one at 3.99% for 5 years, but that is 60% LTV
not sure if it helps, but unless anyone knows any better I am very temptedI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Just heard from B&W that our mortgage application has been underwritten. LTV at 72% so just got through. glad we did not wait any longer for a valuation.0
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