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2013 mfw

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  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Friday morning - glorious sunshine, best day of the week so far and I'm stuck at home waiting to have a new back door fitted :mad: (and no dirty jokes please ;))
    Still could be worse. I could be sat in the office all day. So to make myself useful I'll have an end of month tidy up.


    kitjos, kmcld2, elliejay, ixia, iquit, hildosaver, Marie27lol, Matt The Chippy, Needhelpsaving, ajmoney and QB Wolf your ops have been added for May

    April and May ops added for Retire at 50 bringing her total up to date.

    A great op from Gadfium helps get June's payments well under way.



    New starter Time to face the music has been added at No. 135 and the first op added.

    Last month's total ended up quite a bit higher after a few late additions. This month looks like setting a new monthly record for the MFW challenge after TwinnyD cleared her mortgage. Just under £1500 short of the figure from January last year.


    Overpayment Target / May Total / Year to date
    1. Spiggle £8400 / £ / £1496
    2. elantan £6000 / £500 / £2740
    3. froddington £4000 / £500 / £2500
    4. lemonpopsicle £ / £ / £0
    5. black taxi £7000 / £1293 / £4507
    6. toerag33 £10000 / £ / £9100
    7. kirstypark £14000 / £590.63 / £5528.12
    8. toerag33btl £6000 / £ / £3159
    9. lulabelle1 £16800 / £5271.8 / £11773.8
    10. Southernman £3000 / £170 / £1615.23
    11. lighthousescotland £2500 / £250 / £1250
    12. tattycath £3500 / £ / £942.90
    13. Mortgagefreeby50 £3060 / £ / £970
    14. rockabelle £5000 / £500 / £1500
    15. elliejay £4000 / £500 / £2500
    16. icklehelen £5250 / £312.25 / £1786.25
    17. saver03 £1800 / £150 / £750
    18. ecoelle £1620 / £125 / £670
    19. uzubairu £8500 / £ / £3100
    20. theyorkbrood £2500 / £200 / £1000
    21. newgirly £9770 / £1474 / £4637.23
    22. sarahevie £9700 / £ / £5000
    23. muddywhitechicken £7500 / £1825 / £5925
    24. catslovelycats £10000 / £ / £2100
    25. Skittle £5000 / £ / £40
    26. pammyj74 £6000 / £100 / £3050
    27. QB Wolf £10000 / £200 / £1250
    28. mrsyallop £4200 / £55 / £1708
    29. Needhelpsaving £750 / £142.65 / £167.21
    30. kandfs mam £6000 / £ / £1019.13
    31. mothershipton £6000 / £500 / £2500
    32. Lomcevak £5988 / £ / £1996
    33. ictquizzer £5000 / £ / £1500
    34. My life £20000 / £ / £6600
    35. greent £10000 / £ / £2075
    36. LavenderBees £10000 / £800 / £4424
    37. endoftherainbow £5000 / £87.04 / £436.20
    38. OS QS £10000 / £ / £3333.36
    39. chocoholic_chick £ / £ / £0
    40. Happy Ju £ / £ / £0
    41. JCL £10000 / £1860 / £2700
    42. cats2012 £ / £ / £0
    43. slowlyfading £7000 / £ / £2481.39
    44. bownyboy £12500 / £499 / £9138
    45. pollyanna24 £26000 / £20000 / £21500
    46. pavlovs_dog £2000 / £ / £448
    47. evi3000 £41657.47 / £3765.58 / £24805.03
    48. gallygirl £30721 / £ / £9659
    49. Jackies £6000 / £ / £2345
    50. ElusiveLucy £6000 / £500 / £2500
    51. jaywhoopee £5000 / £371.21 / £2246.81
    52. Dithering Dormouse £12000 / £ / £4000
    53. Tilly MFW in 6 YRS £35000 / £ / £13500
    54. rachelww1 £6000 / £500 / £2500
    55. BaconandEggs £ / £ / £0
    56. Mortgage Reduction Novice £ / £ / £0
    57. Barny1979 £5000 / £ / £2110.54
    58. Gadfium £6000 / £500 / £13500
    59. illgetthroughthis £ / £ / £0
    60. sillyinthepast £ / £ / £0
    61. my definition £ / £ / £0
    62. liz-paul £10000 / £ / £3200
    63. VoucherMan £3000 / £220 / £1060
    64. UnionGirl £1500 / £125 / £625
    65. rainbowcattail £2000 / £400 / £1500
    66. *Jellie* £ / £ / £0
    67. Anna Glypta £16000 / £ / £7000
    68. skaps £5000 / £894.12 / £2913.73
    69. rubyd £4000 / £ / £200
    70. ajmoney £3000 / £100 / £1127.5
    71. Retire at 50 £10000 / £1047 / £3535
    72. hannahnightmare £4000 / £1400 / £2000
    73. PaddyPaws £2000 / £ / £875.7
    74. glitterball £6000 / £500 / £2500
    75. Calfuray £1500 / £137.59 / £982.13
    76. CathT £2500 / £ / £17
    77. Sue Donim £ / £ / £0
    78. AvidSaver £3200 / £ / £1253
    79. pawlala £71000 / £ / £29123.23
    80. lincoln-potter £15866 / £6000 / £15000
    81. fluffysox £10000 / £1000 / £5344.61
    82. Kaz2904 £6316.14 / £ MORTGAGE FREE 10/04/2013 / £6316.14
    83. marinia75 £10000 / £800 / £2554.22
    84. Poppycat1 £11500 / £ / £2800
    85. hildosaver £6000 / £550 / £3200
    86. NPowerUser £16831.7 / £ / £5052.27
    87. house_help £6000 / £ / £2000
    88. Tony_R £7500 / £ / £2676
    89. darcyboo £3750 / £500 / £1625
    90. blackberrycurved £ / £ / £0
    91. foxblade £5000 / £ / £520
    92. icontinuetodream £16000 / £650 / £5808
    93. everach £500 / £ / £35
    94. LauraJo £56900 / £ / £19300
    95. rd07 £12000 / £ / £10000
    96. NellieB £4200 / £350 / £2250
    97. kansaskitty £3300 / £ / £600
    98. wonderbee £ / £ / £0
    99. wilsons £1200 / £ / £150
    100. mortgage destroyer £5000 / £ / £2050
    101. Kel £ / £ / £0
    102. twistedhazel £5500 / £601.04 / £2146.04
    103. Dot Common £10000 / £ / £1670
    104. kitjos £6000 / £680 / £1980
    105. happysocks £2516.76 / £88.68 / £1128.60
    106. southportguy £30000 / £ / £1600
    107. Matt The Chippy £13000 / £587.86 / £5325.61
    108. Mint1955 £6000 / £500 / £4000
    109. kate1979 £1000 / £ / £190
    110. jo101 £800 / £ / £50
    111. Caeraugirl £9000 / £625 / £3425
    112. moomi £1200 / £ / £189.65
    113. mamamags £3000 / £ / £150
    114. Thrifty Pixie £6000 / £372.29 / £2216.06
    115. Jolaaled £ / £ / £0
    116. blizeH £ / £ / £0
    117. cianalas £ / £ / £0
    118. katiegizmo £1000 / £ / £424.41
    119. kmcld2 £4020 / £100 / £155
    120. MoneyMission £1200 / £470 / £1015
    121. Flutteringby £ / £ / £0
    122. thriftyscotslass £6000 / £ / £1900
    123. Sundaysgirl £5000 / £500 / £3700
    124. iquit £4500 / £500 / £1098.46
    125. narnie1 £5000 / £ / £600
    126. dave j £6956.24 / £869.53 / £1739.06
    127. Marie27lol £3000 / £239.27 / £1364.27
    128. TwinnyD £4200 / £70956.82 / £73431.82
    129. freddykrueger £5000 / £1065 / £2177
    130. addyboy1982 £3000 / £ / £500
    131. Funkygibbon £ / £ / £0
    132. kbl £ / £ / £0
    133. ixia £4500 / £500 / £500
    134. Jo4nne £ / £ / £0
    135. Time to face the music £4000 / £638.2 / £638.2

    .
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    £1.26 from OH for May :o

    Usual £137.59 for June.

    Thanks VM :)
  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No 3 - £300 OP made today as it's pay day! :D
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • nicolula87
    nicolula87 Posts: 190 Forumite
    Hi

    Can I join please? I would like to aim to overpay £1200 this year. So far I have OP'd £122.50 (in May) I have only just started :)
    Kitchen Debt - 2820/260
    Save £12k in 2013 #060: 1293.24/3000
    MFW: 88760.00/85000.00 (4.24% paid)
  • Gadfium
    Gadfium Posts: 763 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £10,000 made last week and my monthly £500 overpayment today.
  • theyorkbrood
    theyorkbrood Posts: 87 Forumite
    edited 31 May 2013 at 6:43PM
    Hi all ... the Yorkbrood has made another payment of £200 for June.... :j (no 20)
    Hope everyone else doing well ... it is a long haul for us but we are doing our best... ;)
    Dec 2011 £101,000 :(
    March 2013 - £90,000 (ish) April 2013 - in the 80's
    June 2014 - in the 70's :j
    July 2015 - will be in the 60's :T
    Original end date - December 2026 We're getting there
    Hoping for - asap :rotfl:
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello everyone, #79 here

    Another 5-figure month for May, I hereby reduced my mortgage by £10329.84 :D

    So far this year I have reduced my monthly mortgage bill from ~£330 to ~£150. Council tax will soon become my biggest outgoing, ironically the same month we went to fortnightly collections.

    The Corporation, :iloveyou: :lipsrseal

    By my reckoning, only 7 mortgage payments to go to MF#2 :)
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    morning, my usual payment and overpayment of £590.63 please. We are selling our house and buying a new money pit next month, so not making any additional overpayments at the moment, but saving up in a separate savings account for moving expenses instead. total is now 51,686.78 ( but going to increase by quite a bit shortly).
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • :) Ooo June OP of £250 and it is sunny today as well so quite happy up here. Thank you VM :) MFW - 11
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
  • freddykrueger
    freddykrueger Posts: 283 Forumite
    Morning everyone :) great to see some fantastic overpayments just need to keep the momentum going now that summer is here....honestly!! :beer:

    Anyway no 129 June overpayment if £203 in line with my increased direct debit. :j
    Mortgage when started October 2011 : £94,134

    Total mortgage balance Mar 2016 [STRIKE]£78,417[/STRIKE] [STRIKE]£77,523[/STRIKE] [STRIKE]£76,181[/STRIKE] £72,001
    Offset Saver account Mar 2016 [STRIKE]£45,238[/STRIKE] [STRIKE]£45,666[/STRIKE] [STRIKE]£47,593[/STRIKE] £52,093
    Mortgage paying interest on Mar 2016 [STRIKE]£33,179[/STRIKE] [STRIKE]£31,859[/STRIKE] [STRIKE]£28,588[/STRIKE] £19,907
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