children, cross-stitch and chocolate. Chickywiggles debt-free diary

chickywiggle · 21 January 2012 at 3:00PM

2012 - Week 4 (Sunday 22nd-Saturday 28th January)

Still attempting to sell things to raise funds but it's not going well!!

Targets:

Food shopping - top up = £30
Baby shopping = £10
Other shopping = £10

Days out = £0 (from now on will have to come out savings)
meals out/ takeaways = £0 (if any money left at end of week)
Clothes = £0
Presents (birthday/ Christmas) = £0 (from now on will have to come out savings or be made/ recycled)

Total available to spend = £50

chickywiggle · 30 January 2012 at 7:56PM

Summary - Week 4 (Sunday 22nd-Saturday 28th January)

sold baby playmat - £10
Recieved £15 capital bonds from food diary.

Targets:

Food shopping - top up = £6.02/ £30
Baby shopping = £8.69/ £10
Other shopping = £7/ £10

Total available to spend = £21.71/ £50 :j:j

money taken out of savings
Days out = £0
meals out/ takeaways = £0
Clothes = £9
Presents (birthday/ Christmas) = £35.44 (bargain lego put away for birthday/ special treats)

chickywiggle · 30 January 2012 at 8:09PM

2012 - Week 5 (Sunday 29th January-Saturday 4th February)

STTTIIILLLLL sellling things (well trying)

Have written the meal plan for the next 5 weeks (including this week) trying to use up as much as possible from what is left in the freezer/ cupboard (not much but surprisingly more then I expected). Have earmarked £80 for a big food shop to account for meal plan food (although I *hope* to come in more around the £50 mark) AND £20 a week for any little extras (milk, bread etc).

Targets:

Large Food shop = £80
Food shopping - top up = £20
Baby shopping = £10
Other shopping = £10

Total available to spend = £40 + £80.

money taken out of savings
Days out = £0
meals out/ takeaways = £0
Clothes = £0
Presents (birthday/ Christmas) = £0

chickywiggle · 30 January 2012 at 8:30PM

Meal Plan
28th January - 2nd March 2012

Have given up planning things for hubby after his "I don't do roasts" revelation (and the fact I hate constantly eating processed cr*p).

So if he wants to eat it he can if not I will buy in some rubbish for him.

Saturday 28th January - Friday 3rd February

Saturday - is it really bad I can't remember what we ate 2 days ago?
Sunday - Pizza Hut
Monday - pasta and sauce
Tuesday -plaice and hash browns
Wednesday - gammon, egg and chips
Thursday - sausage and mash
Friday - N/A (work meal)

Saturday 4th February - Friday 10th February

Saturday - Pork Steaks, boiled potatoes
Sunday - cheese, ham and potato pie
Monday - pasta and sauce
Tuesday -sausage and mash
Wednesday - turkey steaks and chips
Thursday - bacon sandwich
Friday - beefburgers

Saturday 11th February - Friday 17th February

Saturday - lasagne
Sunday - bacon, sausage hot pot
Monday - pasta and sauce
Tuesday -plaice and hash browns
Wednesday - chicken and veg pie and mash
Thursday - golden drummers and chips
Friday - pizza

Saturday 18th February - Friday 24th February

Saturday - cheese, ham and potato pie
Sunday - shepherds pie
Monday - plaice and hash browns
Tuesday -Pancakes
Wednesday - toad in the hole and mash
Thursday - pasta bake
Friday - fishfingers and chips

Saturday 25th February - Friday 2nd March
Saturday - homemade KFC
Sunday - roast chicken, roast potatoes, yorkies
Monday - plaice and jacket potato
Tuesday -golden drummers and chips
Wednesday - bacon, sausage, egg, hash browns
Thursday - **fingers crossed** Work meal.
Friday - sausage sandwich.

chickywiggle · 20 February 2012 at 8:26PM

Have decided as I'm reallllly struggling to keep up with this weekly I will carry on recording everything in my 'life book'/ diary then update my blog here at the end of every month and plan for the next at the same time.

will be back on 29th feb.

chickywiggle · 2 March 2012 at 10:13PM

Summary of February 2012

Baby spend: £30 (BRILLIANT!!) - Keep thinking I must have lost a receipt or 2. If I can hit this every month I'll be more then happy.

Food spend: £139. Overall not bad. Again will be more then happy if this is the same every month. And that's WITH hubby 'helping'

Other: £212. Very Very BAD!! I Knew we'd overspent as we were struggling in the last week but didn't think it was This bad. This also does not include our new £150 buggy which used the last of our savings. (in my defence the old one was on it's last legs, I obtained it from Freegle and I still managed to get a tenner for it).

Total spend: £381.

Money in

Sale of baby stuff: £55
refund of faulty boots: £17
Capital Bonds from survey sites: £20.

Total money made: £92 (this is not included in total spent above - e.g. in one place I spent £42 - £40 of this was vouchers £2 was counted above).

chickywiggle · 2 March 2012 at 10:26PM

March 2012

Food - £150
Baby (nappies, wipes, baby food) - £50
Household (laundry/ cleaning) - £30

We are going away for a few days on the 26th so I realllllyyy need to stick to this budget or we will have no money to take with us.

chickywiggle · 1 April 2012 at 11:00AM

ohhhh DEAR!!!! I don't even want to look at this months expenditure.

Lets just say the credit card is on £400. :eek::eek:

Food - £124.09/ £150

Baby (nappies, wipes, baby food) - £21.52/ £50

Household (laundry/ cleaning) - £9.63/ £30

So yayayyayay I did completly stick to budget on the things I can control.

Unfortunatly hubby had a few days off work with me...... and decided DIY was in order (the stuff is still sitting unmade)..... All in all £64.32 on miscallanious stuff this month.

Tinywiggle's birthday is in April so managed to get his main pressies half price in ELC (£22.50 instead of £45) so got a few bits to go with it. :j ..... £65.50

We had a meal out for my birthday - £16.53. :cool:

Then on holiday we managed to spend £200ish. :eek::eek::eek::eek: I know a lot of this money was food which I am cross about but can't be helped. We were really good tho it could have been a lot more. I made sure brekkie was in the caravan then either dinner or tea had to be in the caravan so only 1 pub/ restaurant meal a day.

The zoo cost us about £28 which was a small saving on the gate price. + the holiday camp said DS1 didn't look 3 yet so didn't charge us for him (another £10 saving) :money:

April .............. must try harder.......... in order to pay off the cc. lol.

chickywiggle · 1 April 2012 at 11:06AM

April 2012

Food - £150 - we are eating as cheap as I can get this month with an extremley boring set meal planner as we can buy in bulk:

Saturday - whatever we fancy out the freezer (thro from next week Sat and Thurs switch due to me being back at work).
Sunday - Sausages
Monday - Pasta
Tuesday - Chicken Steaks
Wednesday - Fish
Thursday - Mince
Friday - Burgers

Baby (nappies, wipes, baby food) - £50 - YAY only 2 more weeks of buying formula milk (hoping that what we have will last).

Household (laundry/ cleaning) - £30

chickywiggle · 1 April 2012 at 11:25AM

must update my toiletries stash as my mum/ sister got me some more for my birthday.

Question: I got about £100 in birthday money. Is it really wrong of me to actually save it and spend it on treats for myself that i wouldn't normally get (i'm not saying boring things like toiletries/ makeup that i don't need but in a few cross stitch bits as and when i need them?) instead of on paying the credit card bill from family days/ food???

children, cross-stitch and chocolate. Chickywiggles debt-free diary

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