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Wescot Claim form

2456

Comments

  • thechippy
    thechippy Posts: 1,938 Forumite
    Ok.....:D

    Bear in mind I'm no legal expert, but I've helped quite a few to beat down these shyster dca's and the lending institutions......:D

    So, feel free to double check any advice given.

    I doubt they will reply or have the documentation, but as they have begun litigation, you have to follow protocol or they will get judgement by default - and this is what they are relying on.

    You will ultimately have to enter a defence and that's when they "should" withdraw. If that's the case, they will probably write to you saying they are withdrawing. Even if they do that, ring the court to confirm they have withdrawn.....;)
    Happiness, is a Kebab called Doner.....:heart2::heart2:
  • thechippy
    thechippy Posts: 1,938 Forumite
    nottoolate wrote: »
    I think you mean 31.14?

    31.16 is so do with disclosure before proceedings start

    Getting Them To Reveal Their Vitals. Using CPR 31.14 to Your Advantage

    CPR part 18 vs CPR 31.14 read here

    post and ask for help with a defence asap here

    http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?170-Legal-Issues

    I always get those two ar$ e about face.......;)
    Happiness, is a Kebab called Doner.....:heart2::heart2:
  • thechippy
    thechippy Posts: 1,938 Forumite
    Re: (Claimant's name) v (Your name) Case No:
    CPR 31.14 Request

    On (date) I received the Claim Form in this case issued by you out of the (Name) county court.

    I confirm having returned my acknowledgement of service to the court in which I indicate my intention to contest all of your claim.

    Please treat this letter as my request made under CPR 31.14 for the disclosure and the production of a verified and legible copy of each of the following documents

    1 the agreement. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached.

    2 the assignment*

    3 the default notice*

    4 the termination notice*

    Although your claim is for a sum which is not more than £5,000.00 and will in all likelihood be allocated to the small claims track for determination upon my delivering a defence, at this moment in time I have not delivered my defence and the case has not been allocated to a track. In consequence the provisions of CPR 27(2) are of no effect and you should not seek to avoid compliance with your CPR 31 duties by claiming otherwise.

    You should ensure compliance with your CPR 31 duties and ensure that the document(s) I have requested are copied to and received by me within 7 days of receiving this letter. Your CPR 31 duties extend to making a reasonable and proportionate search for the originals of the documents I have requested, the better for you to be able to verify the document's authenticity and to provide me with a legible copy. Further, where I have requested a copy of a document, the original of which is now in the possession of another person, you will have a right to possession of that document if you have mentioned it in your case. You must take immediate steps to recover and preserve it for the purpose of this case.

    Where I have mentioned a document and there is in your possession more than one version of that same document owing to a modification, obliteration or other marking or feature, each version will be a separate document and you must provide a copy of each version of it to me. Your obligations extend to making a reasonable and proportionate search for any version(s) to include an obligation to recover and preserve such version(s) which are now in the possession of a third party.

    In accordance with CPR 31.14, I undertake to be responsible for your reasonable copying costs incurred in complying with this CPR 31.14 request.

    If you require more time in which to comply with this request you must tell me in writing. You must tell me before the time for compliance with this request has expired. In telling me you require more time you must tell me what steps you have taken and propose to take in order to comply with this request and also state a date by when you will comply with this request. In addition your statement must be accompanied with a statement that you agree to an extension of the time for me to file my defence. Your extension of time must be not less than 14 days from the date when you say you will have complied with my request and you must state the new date for filing my defence.

    If you are unable to comply with this request and believe that you will never be able to comply with this request you must tell me in writing.

    Please note that if you should fail to comply with this request, fail to request more time or fail to agree to an extension of time for the filing of my defence, I will make an application to the court for an order that the proceedings be struck out or stayed for non-compliance and a summary costs order.

    I do hope this will not be necessary and look forward to hearing from you.

    Yours faithfully

    There you go.
    MUST be sent recorded.

    As NTL says, it's also worth popping into CAG. They have some pretty good legalese members on there............;)
    Happiness, is a Kebab called Doner.....:heart2::heart2:
  • stay out of it if you dont like it. But if you read it properly in the first place you would notice i dispute this debt even being mine. And until they prove it why should i pay it. I pay tax my wife pays tax and we always have done. Also as i already said that i am debt free. So get the facts first please....
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    stew1981 wrote: »
    stay out of it if you dont like it. But if you read it properly in the first place you would notice i dispute this debt even being mine. And until they prove it why should i pay it. I pay tax my wife pays tax and we always have done. Also as i already said that i am debt free. So get the facts first please....


    why not ask littlewoods for the statments?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • I have asked littlewoods and wescot and neither have responded with statements. Im not having trouble trying to pay nor refusing to pay. only asking why i should pay a debt i have no knowledge of....
  • thechippy
    thechippy Posts: 1,938 Forumite
    Chanz is a serial muppet.........:rotfl:

    Take no notice of the comments.....;)

    Maybe he's been planted by a dca or works for one..
    Happiness, is a Kebab called Doner.....:heart2::heart2:
  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    edited 2 December 2011 at 7:43PM
    They have to do more than demonstrate that a contract existed. They have to prove that the contract was with the person they take to court. Now put that in your pipe and smoke it.

    As for your 'concern' about jobs and familys [sic], what about concern for the OP who owes this outfit nothing? It seems to me that if a DCA can find someone who once had a ccj, they seem to be fair game for DCA's to pin any other debt on.

    [edit: And in editing this post, the Forum Team muppets have taken out the reference to Chanz, so we cannot see who my strongly worded comment was directed at. Really, this is moderation at its most amateur.]
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • thechippy
    thechippy Posts: 1,938 Forumite
    They have to do more than demonstrate that a contract existed. They have to prove that the contract was with the person they take to court. Now put that in your pipe and smoke it.

    As for your 'concern' about jobs and familys [sic], what about concern for the OP who owes this outfit nothing? It seems to me that if a DCA can find someone who once had a ccj, they seem to be fair game for DCA's to pin any other debt on.

    Spot on............;):beer:
    Happiness, is a Kebab called Doner.....:heart2::heart2:
  • Ok i have now sent the letter 31.14 to wescot recorded signed for. And rang the court they said i have until 5.12.11 to submit my defence. Thanks again guys
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