We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
children, cross-stitch and chocolate. Chickywiggles debt-free diary
Options
Comments
-
Sunday 28th August
ohhh jeeeezzzz what a day!!!! (see here for more info)
but money wise......
Earnt: £10 (selling a perfume I won't wear)
Spent:
Food shopping = £0/ £4025 (still need: bread, bananas, coca-cola)
Baby shopping = £0/ £20 (still need a bit of food, a spare milk powder and maybe a pack of nappies)
Other essential shopping (cleaning products etc) = £7/ £10
Random = £9.70/ £3029.50 (still need a couple of bedside tables - £7.99 each - and a new back door mat)
Days out = £0/ £20
meals out/ takeaways = £0/ £20
Clothes = £0/ £0
Presents (birthday/ Christmas) = £14.55/ £20 (if I see anything)
Total spent: £31.25 + £1 off my personal money
Total available to spend = £113.25 (plus my £99 personal money)
How did this break down:
A FABBY trip to a car boot sale (£4.70):
a brand new mousetrap board game - £1.50
Mr POP board game - 50p
Junior scrabble (as new) - 20p
giggle catterpiller game - 50p
2 twilight books - 50p each (£1)
6 x Famous five books - £1
Home bargains
2 x large plastic storage buckets - £3.99 each (£7.98)
washing stain remover powder - £1.89
fabric conditioner - 89p
toilet rolls - just under £4
E-bay 2nd hand thomas the tank trains for birthday (£14.45).
milk tanker
paint tanker
firework car and brendom docks cap truck
2 x zoo cars
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Update: £1.70 + £2p&p used from my personal money on christmas card making stuff.
personal total now £95.30/ £100
loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Monday 29th August
Little trip to town to stock up on baby food, and got a few bargains while there.
Earnt: £0
Spent:
Food shopping = £0/ £4025 (still need: bread, bananas, coca-cola)
Baby shopping = £20.13/ £20 (don't need nappies - found a pack so this shoud be it for the week.)
Other essential shopping (cleaning products etc) = £0/ £103
Random = £5.40/ £30 29.50 19.80 (still need a couple of bedside tables - £7.99 each going to hold off a bit longer as need to get curtains tomorrow, and a new back door mat)
Days out = £0/ £20
meals out/ takeaways = £0/ £20
Clothes = £0/ £0
Presents (birthday/ Christmas) = £14.14/ £20 5.45 (doing well at the pressie stash... *note add the train bought today when i check price tomorrow*)
Total spent: £39.67 + £16.99 off my personal money
Total available to spend = £73.58 (plus my £78 personal money)
How did this break down:
Boots
lots of baby food, wipes, milk - £20.13 (3 for 2 event so didn't mind spending a bit more as should last at least 2 weeks)
Thomas magnetic play set - £7.15
cars stationary set (2 presents) - £2 each
cars pens set (can't find at moment) - £1 each (2 presents to go with above)
snacks (£2.43)
Argos
Throws for sofa - pack of 2 - £16.99
99p shop
3 dime bar milkas (3 for 2) - £1.98
photo calender (christmas pressie) - 99p
swim ring - 99p
loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Tuesday 30th August
Hubby's "how much can we spend in one day" day
Earnt: £0
Spent:
Food shopping = £6.55/ £40 £25 (just bananas to get)
Baby shopping = £0/ -£0.13 (nothing now needed)
Other essential shopping (cleaning products etc) = £0/ £10 3
Random = £51.05/ £30 29.50 19.80 £14.40 -£36.65 (nothing needed)
Days out = £10/ £20
meals out/ takeaways = £13.29/ £20 (+ £20 leisure vouchers used)
Clothes = £0/ £0
Presents (birthday/ Christmas) = £3.65/ £20 5.45 -£8.69 (doing well at the pressie stash...
Total spent: £81.54
Total available to spend = -£7.96 (plus my £78 personal money)
How did this break down:
Wilkinsons
masking tape - £1.30
various screws etc to fix back gate - £3.09
rail and fixings for boys wardrobe - £4.27
drinks - £2
door mat - £3
Total: £13.66
Argos
Curtains - £23.19
5 various cushions - £13.95
Total: £37.14
Pizza Hut
£20 leisure vouchers
£11.29 to pay.
Swimming
£10
ASDA
Essential food (coke, bread, pizza) - £6.55
other food - £2.22
Thomas train not included on yesterdays total: £1.60
Trains bought today to put away for christmas/ birthday: £2.05
loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Wednesday 31st August
Hmm not doing well - in minus figures already. Thankfully still have a few hundred from the loan and my personal money to make up the negative amounts.
On the plus side am getting lots of the kids/ families birthday/ christmas pressies on half price or less which coupled with the added benefit of not having to find lots of cash come December.
Listed a few bits to sell on local sites but no joy yet.
Added to the pressie pile today with 3 bargains from Boots:
3 x lego bits = £14.83 (taken direct from my personal money).
So new breakdown:
Earnt: £1.61 Asda voucher (due to another supermarket being cheaper)
£10 leisure voucher recievd from consumer pulse.
Spent:
Food shopping = £0/ £18.45
Baby shopping = £0/ -£0.13
Other essential shopping (cleaning products etc) = £0/ £3
Random = £0/ -£87.70
Days out = £0/ £10
meals out/ takeaways = £0/ £6.71
Clothes = £0/ £0
Presents (birthday/ Christmas) = £0/ -£12.34 (£14.83 from personal money)
Total spent: £0 + £14.83 personal
Total available to spend = -£7.96 (plus my £63.17 personal money)loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Thursday 1st September (only 115 sleeps till christmas)
Had to get toddler wiggle some jogging bottoms for his potty training (discovered all his trousers have a button and need a belt which is making it awkward) £6 (for 2). And tinywiggle is getting cold at night despite a growbag he still manages to pull his covers off so £15 later (OUCH!!) he is now the proud owner of 2 padded babygrows... i the next size up for maximum usage.
Popped to the new poundland (it opened today would be rude not to). Got 2 cars 2 pencil cases to put the cars pressies in I got for birthdays. A pair of socks for hubby for christmas. A wipeclean/ reusable reward chart for toddlerwiggle and a pack of hughmungus chewits to keep him quiet on the tram. (£5)
Had an hour to kill waiting for hubby to finish work so took him to a play centre to burn off energy. (£2.50 + £1.50 drink/ choccy)
Paid out of my 'personal money' so as not to negative any further.
Total money spent: £30.
So new breakdown:
Earnt: 0
Spent:
Food shopping = £0/ £18.45
Baby shopping = £0/ -£0.13
Other essential shopping (cleaning products etc) = £0/ £3
Random = £0/ -£87.70
Days out = £0/ £10
meals out/ takeaways = £0/ £6.71
Clothes = £0/ £0
Presents (birthday/ Christmas) = £0/ -£12.34 (£14.83 from personal money)
Total spent: £30 personal
Total available to spend = -£7.96 (plus my £33.17 personal money)loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Friday 2nd September (only 114 sleeps till christmas)
Decided to get the bulk of next weeks weekly shop today, instead of tomorrow, while DS1 was at childminders = £11
Picked up some seeds to plant ready for the autumn/ winter online as DS's peas have just about finished and he loves being able to pick things. 5 packs (50-150 seeds per pack) = £2.50 (personal money)
chippy tea for DS1 - £2.50
Total money spent: £2.50 (personal money) + £13.50
So new breakdown:
Earnt: 0 - but listed a few more items.
Spent:
Food shopping = £11/ £18.45
Baby shopping = £0/ -£0.13
Other essential shopping (cleaning products etc) = £0/ £3
Random = £0/ -£87.70
Days out = £0/ £10
meals out/ takeaways = £2.50/ £6.71
Clothes = £0/ £0
Presents (birthday/ Christmas) = £0/ -£12.34
Total spent: £2.50 personal
Total available to spend = -£21.46 (plus my £30.67 personal money)loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Week 3 - a summary
Rather an expensive week, but the house defo looks better for it.
I've missed a few £ here and there while adding up so the below totals do not equal the above added up (but aren't far off).
Am impressed at only coming in £25 over budget - it woud have been more but I used personal money. When I have worked out what is left from the loan (which I should be able to do now) I think I will refund myself for the house stuff.
Earnt this week:
£1.61 Asda voucher (due to another supermarket being cheaper)
£30 leisure voucher's recievd from consumer pulse.
£10 selling a perfume I won't wear
£10 paypal payment from "my surveys/ lightspeed"
Cash Expenditure:
Food shopping = £32.55 (target £40)
Baby shopping = £20.13 (target £20)
Other essential shopping (cleaning products etc) = £7 (target £10)
Random = £66.55 (£30 target)
1 Family Trips (Swimming) = £10 (£20 target)
2 meals out/ takeaways = £15.79 (£20 target)
Clothes = £0 (Target £0)
Presents (birthday) = £32.34 ( £20 target)
TOTAL: £184.86 (£160 Target)
Overspend: £24.46
Vouchers or points used:
£20 Leisure Vouchers used towards meal out.
Didn't really stick to the meal plan but didn't actually buy anything to compensate (just found other stuff in the freezer).loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Week 4
All major purchases made, Loan/ debts sufficiently paid/ sorted.
Both our wages have now gone in so I can see exactly what money we have between now and end of September so I can plan my spends properly and seriously start MSE'ing........ and get hubby to play ball.
Targets:
Food shopping = £20 (I got the bulk of it last week)
Baby shopping = £20 (a spare milk powder and maybe a pack of nappies)
Other essential shopping (cleaning products etc) = £0 (can't think of anything we need)
Random = £30
Days out = £20
meals out/ takeaways = £20
Clothes = £0
Presents (birthday/ Christmas) = £20 (if I see anything)
Total available to spend = £130 (plus my £30 personal money)
~~~~~~~~~~~
Meal Plan (no specific day set)
- Pork Steaks and Mash
- Fish (or scampi) and chips
- beef casserole
- meatballs and cheesy potato bake
- pizza
- Takeaway - possibly KFC
- Roast Chicken, potates, veg, puddingloves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Saturday 3rd September
Woo what a scorcher today was, just minimal spends.
Trip to the post office meant a trip next door to a burger chain for ice cream (£2.30 i think)
while making sandwiches for our picnic realised just how short we were in the fridge so a stop off at ASDA for essentials (£11) hopefully thats it for this week (except milk which will need replacing when finished)
needed a couple of DVD wallets for DS1's disks so £1 spent there.
Earnt today (actually recieved not just ordered):
£10 Leisure voucher (consumer pulse)
Cash Expenditure:
Food shopping = £11/£20
Baby shopping = 0/£20
Other essential shopping (cleaning products etc) = 0/£0
Random = £1/£30
Days out = 0/£20
meals out/ takeaways = £2.30/£20
Clothes = 0/£0
Presents (birthday/ Christmas) = 0/£20 (if I see anything)
Personal money = 0/£30
Vouchers or points used:
0
Wins today (actually recieved not just notified):
0
loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0 -
Sunday 4th September
Hubby wanted a pub lunch as this weeks takeout - brill I thought........... never realised pubs were now as expensive as Pizza Hut etc. 2 adult meals, 2 sides and a drink each + 1 for DS1. OUCH at £30!!!!!
Other then that not a lot happened - have got a load of stuff ready to sell, many listed, just nothing shifting :mad:
Earnt today (actually recieved not just ordered):
0
Cash Expenditure:
Food shopping = 0/£20 £9
Baby shopping = 0/£20
Other essential shopping (cleaning products etc) = 0/£0
Random = 0/£30 £29
Days out = 0/£20
meals out/ takeaways = £30/£20 £17.70
Clothes = 0/£0
Presents (birthday/ Christmas) = 0/£20 (if I see anything)
Personal money = 0/£30
Vouchers or points used:
0
Wins today (actually recieved not just notified):
0loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards