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children, cross-stitch and chocolate. Chickywiggles debt-free diary

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  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    edited 28 August 2011 at 9:38PM
    Sunday 28th August

    ohhh jeeeezzzz what a day!!!! (see here for more info)

    but money wise......

    Earnt: £10 (selling a perfume I won't wear)

    Spent:

    Food shopping = £0/ £4025 (still need: bread, bananas, coca-cola)
    Baby shopping = £0/ £20 (still need a bit of food, a spare milk powder and maybe a pack of nappies)
    Other essential shopping (cleaning products etc) = £7/ £10


    Random = £9.70/ £3029.50 (still need a co
    uple of bedside tables - £7.99 each - and a new back door mat)
    Days out = £0/ £20


    meals out/ takeaways = £0/ £20
    Clothes = £0/ £0
    Presents (birthday/ Christmas) = £14.55/ £20 (if I see anything)

    Total spent: £31.25 + £1 off my personal money
    Total available to spend = £113.25 (plus my £99 personal money)



    How did this break down:
    A FABBY trip to a car boot sale (£4.70):
    a brand new mousetrap board game - £1.50
    Mr POP board game - 50p
    Junior scrabble (as new) - 20p
    giggle catterpiller game - 50p
    2 twilight books - 50p each (£1)
    6 x Famous five books - £1

    Home bargains
    2 x large plastic storage buckets - £3.99 each (£7.98)
    washing stain remover powder - £1.89
    fabric conditioner - 89p
    toilet rolls - just under £4

    E-bay 2nd hand thomas the tank trains for birthday (£14.45).
    milk tanker
    paint tanker
    firework car and brendom docks cap truck
    2 x zoo cars


    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    Update: £1.70 + £2p&p used from my personal money on christmas card making stuff.

    personal total now £95.30/ £100
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    Monday 29th August

    Little trip to town to stock up on baby food, and got a few bargains while there.

    Earnt: £0

    Spent:

    Food shopping = £0/ £4025 (still need: bread, bananas, coca-cola)
    Baby shopping = £20.13/ £20 (don't need nappies - found a pack so this shoud be it for the week.)
    Other essential shopping (cleaning products etc) = £0/ £103


    Random = £5.40/ £30 29.50 19.80 (still need a co
    uple of bedside tables - £7.99 each going to hold off a bit longer as need to get curtains tomorrow, and a new back door mat)
    Days out = £0/ £20


    meals out/ takeaways = £0/ £20
    Clothes = £0/ £0
    Presents (birthday/ Christmas) = £14.14/ £20 5.45 (doing well at the pressie stash... *note add the train bought today when i check price tomorrow*)

    Total spent: £39.67 + £16.99 off my personal money
    Total available to spend = £73.58 (plus my £78 personal money)



    How did this break down:

    Boots

    lots of baby food, wipes, milk - £20.13 (3 for 2 event so didn't mind spending a bit more as should last at least 2 weeks)
    Thomas magnetic play set - £7.15
    cars stationary set (2 presents) - £2 each
    cars pens set (can't find at moment) - £1 each (2 presents to go with above)
    snacks (£2.43)

    Argos
    Throws for sofa - pack of 2 - £16.99

    99p shop
    3 dime bar milkas (3 for 2) - £1.98
    photo calender (christmas pressie) - 99p
    swim ring - 99p
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    Tuesday 30th August

    Hubby's "how much can we spend in one day" day

    Earnt: £0

    Spent:

    Food shopping = £6.55/ £40 £25 (just bananas to get)
    Baby shopping = £0/ -£0.13 (nothing now needed)
    Other essential shopping (cleaning products etc) = £0/ £10 3


    Random = £51.05/ £30 29.50 19.80 £14.40 -£36.65 (nothing needed
    )
    Days out = £10/ £20


    meals out/ takeaways = £13.29/ £20 (+ £20 leisure vouchers used)
    Clothes = £0/ £0
    Presents (birthday/ Christmas) = £3.65/ £20 5.45 -£8.69 (doing well at the pressie stash...

    Total spent: £81.54
    Total available to spend = -£7.96 (plus my £78 personal money)



    How did this break down:

    Wilkinsons

    masking tape - £1.30
    various screws etc to fix back gate - £3.09
    rail and fixings for boys wardrobe - £4.27
    drinks - £2
    door mat - £3

    Total: £13.66

    Argos
    Curtains - £23.19
    5 various cushions - £13.95

    Total: £37.14

    Pizza Hut

    £20 leisure vouchers
    £11.29 to pay.

    Swimming

    £10

    ASDA

    Essential food (coke, bread, pizza) - £6.55
    other food - £2.22



    Thomas train not included on yesterdays total: £1.60

    Trains bought today to put away for christmas/ birthday: £2.05

    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    edited 31 August 2011 at 11:32PM
    Wednesday 31st August

    Hmm not doing well - in minus figures already. Thankfully still have a few hundred from the loan and my personal money to make up the negative amounts.
    On the plus side am getting lots of the kids/ families birthday/ christmas pressies on half price or less which coupled with the added benefit of not having to find lots of cash come December.

    Listed a few bits to sell on local sites but no joy yet.

    Added to the pressie pile today with 3 bargains from Boots:
    3 x lego bits = £14.83 (taken direct from my personal money).

    So new breakdown:

    Earnt: £1.61 Asda voucher (due to another supermarket being cheaper)
    £10 leisure voucher recievd from consumer pulse.

    Spent:

    Food shopping = £0/ £18.45
    Baby shopping = £0/ -£0.13
    Other essential shopping (cleaning products etc) = £0/ £3


    Random = £0/ -£87.70

    Days out = £0/ £10


    meals out/ takeaways = £0/ £6.71
    Clothes = £0/ £0
    Presents (birthday/ Christmas) = £0/ -£12.34 (£14.83 from personal money)

    Total spent: £0 + £14.83 personal
    Total available to spend = -£7.96 (plus my £63.17 personal money)
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • Thursday 1st September (only 115 sleeps till christmas)
    Had to get toddler wiggle some jogging bottoms for his potty training (discovered all his trousers have a button and need a belt which is making it awkward) £6 (for 2). And tinywiggle is getting cold at night despite a growbag he still manages to pull his covers off so £15 later (OUCH!!) he is now the proud owner of 2 padded babygrows... i the next size up for maximum usage.

    Popped to the new poundland (it opened today would be rude not to). Got 2 cars 2 pencil cases to put the cars pressies in I got for birthdays. A pair of socks for hubby for christmas. A wipeclean/ reusable reward chart for toddlerwiggle and a pack of hughmungus chewits to keep him quiet on the tram. (£5)

    Had an hour to kill waiting for hubby to finish work so took him to a play centre to burn off energy. (£2.50 + £1.50 drink/ choccy)

    Paid out of my 'personal money' so as not to negative any further.

    Total money spent:
    £30.

    So new breakdown:

    Earnt: 0

    Spent:

    Food shopping = £0/ £18.45
    Baby shopping = £0/ -£0.13
    Other essential shopping (cleaning products etc) = £0/ £3


    Random = £0/ -£87.70

    Days out = £0/ £10


    meals out/ takeaways = £0/ £6.71
    Clothes = £0/ £0
    Presents (birthday/ Christmas) = £0/ -£12.34 (£14.83 from personal money)

    Total spent: £30 personal
    Total available to spend = -£7.96 (plus my £33.17 personal money)
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • Friday 2nd September (only 114 sleeps till christmas)

    Decided to get the bulk of next weeks weekly shop today, instead of tomorrow, while DS1 was at childminders = £11

    Picked up some seeds to plant ready for the autumn/ winter online as DS's peas have just about finished and he loves being able to pick things. 5 packs (50-150 seeds per pack) = £2.50 (personal money)
    chippy tea for DS1 - £2.50

    Total money spent: £2.50 (personal money) + £13.50

    So new breakdown:

    Earnt: 0 - but listed a few more items.

    Spent:

    Food shopping = £11/ £18.45
    Baby shopping = £0/ -£0.13
    Other essential shopping (cleaning products etc) = £0/ £3


    Random = £0/ -£87.70

    Days out = £0/ £10


    meals out/ takeaways = £2.50/ £6.71
    Clothes = £0/ £0
    Presents (birthday/ Christmas) = £0/ -£12.34
    Total spent: £2.50 personal
    Total available to spend = -£21.46 (plus my £30.67 personal money)
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    edited 2 September 2011 at 11:29PM
    st_patricks_day_smiley_004.gif
    Week 3 - a summary


    Rather an expensive week, but the house defo looks better for it.

    I've missed a few £ here and there while adding up so the below totals do not equal the above added up (but aren't far off).

    Am impressed at only coming in £25 over budget - it woud have been more but I used personal money. When I have worked out what is left from the loan (which I should be able to do now) I think I will refund myself for the house stuff.

    Earnt this week:

    £1.61 Asda voucher (due to another supermarket being cheaper)
    £30 leisure voucher's recievd from consumer pulse.
    £10 selling a perfume I won't wear
    £10 paypal payment from "my surveys/ lightspeed"


    Cash Expenditure:



    Food shopping = £32.55 (target £40)

    Baby shopping = £20.13 (target £20)

    Other essential shopping (cleaning products etc) = £7 (target £10)

    Random = £66.55 (£30 target)

    1 Family Trips (Swimming) = £10 (£20 target)

    2 meals out/ takeaways = £15.79 (£20 target)

    Clothes = £0 (Target £0)

    Presents (birthday) = £32.34 ( £20 target)

    TOTAL: £184.86 (£160 Target)
    Overspend: £24.46

    Vouchers or points used:

    £20 Leisure Vouchers used towards meal out.


    Didn't really stick to the meal plan but didn't actually buy anything to compensate (just found other stuff in the freezer).

    good_week_004.gif
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    edited 2 September 2011 at 11:42PM
    Week 4

    All major purchases made, Loan/ debts sufficiently paid/ sorted.
    Both our wages have now gone in so I can see exactly what money we have between now and end of September so I can plan my spends properly and seriously start MSE'ing........ and get hubby to play ball.



    Targets:

    Food shopping = £20 (I got the bulk of it last week)
    Baby shopping = £20 (a spare milk powder and maybe a pack of nappies)
    Other essential shopping (cleaning products etc) = £0 (can't think of anything we need)


    Random = £30
    Days out = £20


    meals out/ takeaways = £20
    Clothes = £0
    Presents (birthday/ Christmas) = £20 (if I see anything)

    Total available to spend = £130 (plus my £30 personal money)

    ~~~~~~~~~~~

    Meal Plan (no specific day set)

    - Pork Steaks and Mash
    - Fish (or scampi) and chips
    - beef casserole
    - meatballs and cheesy potato bake
    - pizza
    - Takeaway - possibly KFC
    - Roast Chicken, potates, veg, pudding
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    edited 3 September 2011 at 11:04PM
    Saturday 3rd September

    Woo what a scorcher today was, just minimal spends.

    Trip to the post office meant a trip next door to a burger chain for ice cream (£2.30 i think)

    while making sandwiches for our picnic realised just how short we were in the fridge so a stop off at ASDA for essentials (£11) hopefully thats it for this week (except milk which will need replacing when finished)

    needed a couple of DVD wallets for DS1's disks so £1 spent there.

    Earnt today (actually recieved not just ordered):

    £10 Leisure voucher (consumer pulse)



    Cash Expenditure:



    Food shopping = £11/£20
    Baby shopping = 0/£20
    Other essential shopping (cleaning products etc) = 0/£0


    Random =
    £1/£30
    Days out = 0/£20


    meals out/ takeaways =
    £2.30/£20
    Clothes = 0/£0
    Presents (birthday/ Christmas) = 0/£20 (if I see anything)


    Personal money = 0/£30



    Vouchers or points used:

    0


    Wins today (actually recieved not just notified):

    0

    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    edited 4 September 2011 at 9:32PM
    Sunday 4th September

    Hubby wanted a pub lunch as this weeks takeout - brill I thought........... never realised pubs were now as expensive as Pizza Hut etc. 2 adult meals, 2 sides and a drink each + 1 for DS1. OUCH at £30!!!!!

    Other then that not a lot happened - have got a load of stuff ready to sell, many listed, just nothing shifting :mad:

    Earnt today (actually recieved not just ordered):

    0

    Cash Expenditure:



    Food shopping = 0/£20 £9
    Baby shopping = 0/£20
    Other essential shopping (cleaning products etc) = 0/£0


    Random =
    0/£30 £29
    Days out = 0/£20


    meals out/ takeaways = £30
    /£20 £17.70
    Clothes = 0/£0
    Presents (birthday/ Christmas) = 0/£20 (if I see anything)


    Personal money = 0/£30



    Vouchers or points used:

    0


    Wins today (actually recieved not just notified):

    0
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
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