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You have to have insurance if car is off road
Comments
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Seems totally fair to me. Either the car is not being used on the road, in which case you SORN it, or it is being used on the road, in which case you insure it.
Except if you want to buy a new car and keep the old one to sell. People viewing your car won't be able to test drive the car under their DOC policy.
And it means the, previously perfectly legitimate practice of allowing your friend to drive your uninsured but taxed car will now be impossible.
How can that be viewed as "totally fair"?0 -
Worringly, none of the advice on those sites says that one of the options when you get the love letter will be to simply declare SORN. All they talk about is buying insurance or face a fine. Lets hope that's an oversight.
Declare SORN and remember to categorically insist that you did declare SORN on day 1, and DVLA has lost your application - not your fault.0 -
Provisions coming into force
2. The following provisions of the Road Safety Act 2006 shall come into force on 4th February 2011—
(a)section 22(1) and (2);
(b)section 22(3) and accordingly Schedule 5;
(c)section 22(5);
(d)section 22(6) to the extent to which it relates to subsection (7); and
(e)section 22(7).0 -
Seems totally fair to me. Either the car is not being used on the road, in which case you SORN it, or it is being used on the road, in which case you insure it.
I can’t see that either SORN or CIE adds anything useful to the current legislation. Driving without insurance and/or tax is an offence and has been for a long time.
Wife beating and shoplifting are offences too but I don’t get fined if I forget to make a declaration saying that that I don’t beat her or shoplift, the fine only arises on conviction
Can’t really see any logical reason (apart from an income stream for insurance companies/DVLA) why car tax & insurance should be any different.0 -
Give it a few weeks, some insurer will invent a new policy whereas you've get basic off road storage cover, but they'll include 100 miles or so rta cover for a few hundred pounds, then it will be back to square one.0
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Provisions coming into force
2. The following provisions of the Road Safety Act 2006 shall come into force on 4th February 2011—
(a)section 22(1) and (2);
(b)section 22(3) and accordingly Schedule 5;
(c)section 22(5);
(d)section 22(6) to the extent to which it relates to subsection (7); and
(e)section 22(7).
Am I alone when I say I have no idea what any of that means?0 -
Except if you want to buy a new car and keep the old one to sell. People viewing your car won't be able to test drive the car under their DOC policy.
And it means the, previously perfectly legitimate practice of allowing your friend to drive your uninsured but taxed car will now be impossible.
How can that be viewed as "totally fair"?
You can typically add a vehicle which you have recently substituted from your policy back on as a temporary addition for up to 30 days. Which is surely ample time in most circumstances.0 -
I can’t see that either SORN or CIE adds anything useful to the current legislation. Driving without insurance and/or tax is an offence and has been for a long time.
The problem is that there exists a very real 'underclass' of persistent uninsured drivers who are quite happy to take the chance that they will not be spotted by the police when they take their uninsured car on the road. In those cases the police are currently restricted to effectively a reactive approach. Under CIE, the authorities can merely cross refer the DVLA's list of SORNed vehicles with the MID to proactively rather than reactively check on these individuals.Can’t really see any logical reason (apart from an income stream for insurance companies/DVLA) why car tax & insurance should be any different.
Not sure how it will be an income stream for the DVLA. Surely it would result in those people who used to leave taxed vehicles lying uninsured, declaring the vehicles SORN at the correct time and receiving a refund of road tax for unused whole months.0
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