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Child Benefit ID Fraud Risk Article Discussion

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  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ollyk wrote: »
    I honestly don't know whether that idea is good or absolutely crazy :rolleyes:

    I suspect the latter!

    US Bankers use the same www.freeidprotection.co.uk concept to deter ID Theft

    Click here.

    US Banks have been using the same concept in cheuque cashing procedures.

    Click here.

    EuropCar (UK) are successfully using the concept to deter car hire theft:

    Click here.

    But you will always get criminals who try their hand:

    Click here: (Cheque Fraudster Caught Red Handed).

    Click here: (Credit/Debit Card Fraudster too).

    Click here. (Not 1 Single Case of Fraud in 5 Years).

    You may think it's crazy, crooks even crazier, but it gives YOU the chance to do what banks, retailers and car hire companies are doing, protecting their Interest.

    I don't beleive there has been one single disputed transaction case where this system is used.
  • BBC
    BBC Posts: 69 Forumite
    I received my letter today in the post luckily it was sealed. The letter is very vague and not very reassuring.
    They are in breach of the data protection act aren't they ?
    If so aren't they supposed to compensate the data subjects i.e us?
    How can I protect myself from identity fraud, someone using my NI no and so on and so forth

    Am very worried !!!!!!!!!!!!!!!!!!
  • nej
    nej Posts: 1,526 Forumite
    The fuss is ridiculous. Firstly, we've all sent our bank details via post many times, for direct debit forms, insurance, pensions, god knows what.

    If you've ever thrown out a bank statement without shredding it, you're just as liable.

    These discs are probably down the back of someones desk, or stuck in a lorry somewhere.

    Even if they were stolen, by somebody who knew exactly what they were, and have landed in the hands of criminals, with 25 million records the chances of yours being used are minute.
  • what i want to know is can we sue the government under the data protection act?
  • malc_b
    malc_b Posts: 1,087 Forumite
    Part of the Furniture 500 Posts
    The article lists anti-virus, and phishing, but doesn't mention firewalls or keyloggers. Apparently keyloggers are the current biggest security risk. A keylogger can be hardware in the keyboard cable (i.e. at a cyber cafe) or software running on your PC. For that reason never click banner ads that install software and run Firefox. Viruses can install keyloggers too so antivirus is part of the answer. Running 1 or 2 anti-spyware programs is also a good idea. And firewall should flag up the keylogger's attempt to send your data out so that is another barrier one should have.
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    The article lists anti-virus, and phishing, but doesn't mention firewalls or keyloggers. Apparently keyloggers are the current biggest security risk. A keylogger can be hardware in the keyboard cable (i.e. at a cyber cafe) or software running on your PC. For that reason never click banner ads that install software and run Firefox. Viruses can install keyloggers too so antivirus is part of the answer. Running 1 or 2 anti-spyware programs is also a good idea. And firewall should flag up the keylogger's attempt to send your data out so that is another barrier one should have.

    These are detailed in the article linked to about anti-virus info.

    martin :)
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • Gregm
    Gregm Posts: 151 Forumite
    For those that have not received the letter it can be found on HMRC's website at http://www.hmrc.gov.uk/childbenefit/customer-update-letter.htm

    They also have an FAQ at http://www.hmrc.gov.uk/childbenefit/update-faqs.htm which states :

    Only people who were receiving Child Benefit on 30 September 2007 are affected.

    That applies to me but I still have not received the letter.

    Greg
  • rb157
    rb157 Posts: 14 Forumite
    I haven't received the letter either.... Perhaps they should put the details on the web so that we can check if we were included in the list ;) ..... If it realy is only the 30th Sept, then my details are probably safe, as mine was paid on 23rd.... Surely the number of records lost is overinflated as well, as it is therefore not all child benefit details which have been lost.

    I may be niave, but Lib Dems say it would only cost £10k to depersonalise the data, anyone know why it would cost so much, surely it could be done in just a couple of days? What needs to be done to depersonalise the data?
  • I have only just received my letter this morning, thinking that i hadnt been contacted so not affected. So you may still receive a letter.
  • Zara33
    Zara33 Posts: 5,441 Forumite
    1,000 Posts
    ^^^^^^

    Same as above only got my letter this morning :(
    Hit the snitch button!
    member #1 of the official warning clique.
    :D:j:D
    Feel the love baby!
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