Free Identity Fraud Protection

I burn my documents, There's no better way of destroying your documents and keeping them away from prying dodgy geezers!

I have now checked my reports with all the agencies, and at freebie credit report website annualcreditreport.co.uk, and no dodgy accounts or searches, so burning is clearly the answer! Though make sure you burn your reports in an appropriate place!!!

I have seen a bit on the web about small business ID fraud, when researching identity fraud.

The following Companies House url may be of help:

http://www.companieshouse.gov.uk/pressDesk/archive/recent10.shtml

I had my wallet stolen recently and found that within minutes of me realising it was stolen and reporting it to Barclays, someone had used my debit card and taken £1,600 from shops and ATMs in four transactions. I was astounded at the speed, but worse still Barclays are refusing to refund the money, even though I had reported my wallet stolen, because they say that it is my responsibility to protect my PIN. I have no idea how the thieves knew my PIN, and Barclays have no suggestions how either. The only other time I used my card that day was around an hour before in the same area, in a cafe where I had punched in my PIN to pay the bill only to be told the machine was not working and I should pay by cash, which I did. Going back there I can't work out which cafe it was because there are so many cafes off Oxford Street. But it enrages me that I have no way of protecting myself. I remember maybe a year ago paying for a bill in a cafe called the Blue Mountain Cafe, and when I punched in my PIN it printed out on the receipt!! The owner of the place, quickly ripped out the paper and handed it to me and told me the transaction had gone wrong - but it just shows that there is no protection at all of this happening to us anywhere. Has anyone else had this experience - and what can we do if the banks are pushing the liability on us, when their PIN system is hardly high-security?

Redfish wrote:

I had my wallet stolen recently and found that within minutes of me realising it was stolen and reporting it to Barclays, someone had used my debit card and taken £1,600 from shops and ATMs in four transactions. I was astounded at the speed, but worse still Barclays are refusing to refund the money, even though I had reported my wallet stolen, because they say that it is my responsibility to protect my PIN. I have no idea how the thieves knew my PIN, and Barclays have no suggestions how either. The only other time I used my card that day was around an hour before in the same area, in a cafe where I had punched in my PIN to pay the bill only to be told the machine was not working and I should pay by cash, which I did. Going back there I can't work out which cafe it was because there are so many cafes off Oxford Street. But it enrages me that I have no way of protecting myself. I remember maybe a year ago paying for a bill in a cafe called the Blue Mountain Cafe, and when I punched in my PIN it printed out on the receipt!! The owner of the place, quickly ripped out the paper and handed it to me and told me the transaction had gone wrong - but it just shows that there is no protection at all of this happening to us anywhere. Has anyone else had this experience - and what can we do if the banks are pushing the liability on us, when their PIN system is hardly high-security?

Contact MoneyBox ASAP: MoneyBox.


Some banks and card firms are getting tough with victims of fraud seeking a refund of stolen money.
Until recently full refunds have been given swiftly and in full. Now some customers are finding they're either being refused a refund or only being offered a proportion back.

Sickening.

I presume they withdrew their money by forging their signature. If this is the case they should be re-imbursed in full.

If the crooks used their PIN or PINs then email this link:

Let Us Take on your Chip & PIN Fraud Case.

I tell this story to the above link anyway.

I wish them all the best.