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Yorkshire BS Rate Changes From 27th April

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  • gelato_cat
    gelato_cat Posts: 2,970 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Don't worry, I have more shenanigans this year and can be found posting on the Lloyds 6.5% thread!

    I was really pleased with Egg - easy to set up and the interest rate stayed the same all year. That Barclays thing was a real hassle.

    Thanks for the emoneyfacts tip - I'll have to keep an eye on that!

    I'll be moving from YBS to an electronic bank (Kaupthing) so unfortunately can't take advantage of the cheque thing...

    cheers

    Suze

    bristolleedsfan wrote: »
    Hello Suzey, Ive missed your postings ever since u cancelled your Barclays Tax Beater ISA and went for Egg. :kiss:

    Seems as if uve been pretty well taken care of :dance: , just to answer your one remaining question. ;)

    https://www.emoneyfacts.co.uk/news/savings-news.aspx

    For people that have a YBS branch convenient to them, getting a cheque and paying in locally would be a quicker process than BACS, I know Bradford and Bingley pay interest on the first day following receipt and maximum period permissible is now 2 days following receipt for interest to start getting paid on cheques paid into savings accounts.

    ( Cheshire BS are the only apparent exception to the rule that im aware of. :( )
    I’m a Forum Ambassador and I support the Forum Team on the Savings & Investments, Small Biz MoneySaving and House Buying, Renting & Selling boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • jackthelad_2
    jackthelad_2 Posts: 76 Forumite
    Part of the Furniture Combo Breaker
    bristolleedsfan wrote: »
    Selected variable rates will be re-tiered and reduced by up to 0.35%

    -

    REGULAR SAVER: 6.35%(-0.25%). Wrong:p

    Down from 6.85%
    Including conditional bonus
    6.60%:D
  • mary
    mary Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    http://www.ybs.co.uk/savings/interest_rates/regularsaver.jsp

    Their own website clearly states as of this morning as of 27.4.08
    Regular Saver with bonus 6.6%, so slightly misleading info earlier on BLF.
    Just as well I didn't close down my account!
  • Baldur
    Baldur Posts: 6,565 Forumite
    mary wrote: »
    http://www.ybs.co.uk/savings/interest_rates/regularsaver.jsp

    Their own website clearly states as of this morning as of 27.4.08
    Regular Saver with bonus 6.6%, so slightly misleading info earlier on BLF.
    Just as well I didn't close down my account!

    Suggest that you revisit their website:

    Previous Rate 6.60% AER

    Current Rate: 6.35% AER (as of 27/04/2008)
  • mary
    mary Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well between 9.23 and 9.37, they have obviously have updated their site and yes, I did have on the right pair of glasses!!!

    Thanks
  • bristolleedsfan
    bristolleedsfan Posts: 12,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    http://forums.moneysavingexpert.com/showpost.html?p=10527095&postcount=24


    http://forums.moneysavingexpert.com/showpost.html?p=10526939&postcount=23





    :whistle: :whistle: :whistle: :whistle: :whistle: :whistle: :whistle: :whistle: :whistle:
  • sloughflint
    sloughflint Posts: 2,345 Forumite
    These posts of yours are hard on the old eye, BLF. Do you know how to quote?
    Like this?
    or
    Like this?

    :D

    It's here under "reading and posting messages"
  • sloughflint
    sloughflint Posts: 2,345 Forumite
    YorkshireBoy wrote: »
    INTERNET SAVER: 5.70%(-0.05%).
    Shipped out a long time ago! Now with BM eSaver @ (currently 6.5%)
    Happy with BM eSaver? Instant transfer from Halifax?
  • WeatherMan
    WeatherMan Posts: 35 Forumite
    I've got about 10K in YBS RS and it's been good upto now as effectively open-ended (withdrawal available as approach 20K with no interest loss) with high saving rates.

    Alas, no more. I've been looking around this morning for an alternative.

    Is there anything wrong with Abbey 13-month fixed RS?

    Bad points i can see:

    only £250 pcm
    only for 13 months so no time to build up health balance at rate above current account rate.
    Foreign bank rather than BS so little more risky.

    Anything else?
    Cheers,
    WM
  • bristolleedsfan
    bristolleedsfan Posts: 12,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sloughflint wrote: »
    These posts of yours are hard on the old eye, BLF. Do you know how to quote?
    Like this?
    or
    Like this?

    :D

    It's here under "reading and posting messages"


    Yes, I was wanting to quote 2 posters without double posting unlike some people who appear to get some personal gratification from double posting. :p :rolleyes2 :p


    Not sure why u illustrated the editing techniques by quoting two posters who both posted incorrect information. :huh: :huh: :huh: :huh:


    Digs against me are like buses, none come then three come at once. :cool2: :laugh: :cool2:


    Just in case u missed it Mr Sloughflint. :wink: I draw your attention to Post No 7 in linked thread below and hope that you find the factual information useful. :dance: :dance: :dance:


    http://forums.moneysavingexpert.com/showthread.html?t=875637


    http://forums.moneysavingexpert.com/showpost.html?p=9698439&postcount=13
    "Funds need to be there the day before unless your OD covers the amount."
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