-
Advice Please £16000 Debt 8 Months Pregnant
Hello This is my first post as have only just joined a few days ago and really need some advice please. I am 8 months pregnant with our first child and £16000 in debt. I have finally spoke to my husband about the situation just before xmas as I dont think he realised just how bad the situation was. Thankfully he was very…
-
where did it all go?
been lurking for a bit and noticed some of you have racked up some incredible amounts of debts. what i want to know is what on earth did u spend all this money on?
-
Overpayment of Benefit
Hi Guys, Not too sure if this is in the right place. Just wanting some advice. DWP contacted me recently about a crisis loan I have to pay back. Thats all cool - no probs with that bit - when I phoned them they tried to say that I had an outstanding debt from an overpayment of income support from 1999. Ive been told I can…
-
Possable Repossession
:eek: WE ARE DUE IN COURT ON THUR, FOR OUR MORGAGE ARRERES. DOES ANYONE KNOW THE POSS OUTCOME. WE ARE 4 MONTHS BEHIND. AND DONT KNOW WHERE WE GO FROM HEAR. WHAT DO YOU THINK ABOUT SELLING TO RENT BACK!
-
Where else do you hang out in MSE?
Hi there DFW's! I was just thinking how i really only come on here and go straight to the DFW thread.... there are ton's of MSE'ers that i just never ever see/have contact with. I know to us regulars (and i include myself in that now, if that's not too presumptious!?) think that DFW is the main place to be, but i wondered…
-
Should we move? Scary neighbours ...
By the way I posted this yesterday in my diary thread but not had any replies ... thought maybe I would get a better response if I put it on the main forum ... could really use some advice! ~ Just when I thought all my budgets etc for the year were settled ... we might be moving! We live in modern flats (e.g. thin walls)…
-
Dept Plan Not Working
Hello Can Anyone Help Please, My Partner Is In Dept And Had To Go With A Company Called Payplan To Sort It, (6 Months Ago) At £600 A Month For Next 3 Years. Its Not Working, Payments Still Not Going Through And Bank And OTHER Interest Charges Still Being Added. We Are Out Of Our Minds, Cb Say They Cant Help As Payplan Are…
-
in debt and want to manage it better
hi i currently have quite a bit of debt for my age, im 23 years old and i currently owe 4501 on an egg card at about 17.9% 3950 remaining on a northern rock loan @ 8.9 2855 on a virgin credit card apr unsure cant find on site. 500 on an hsbc card again apr not to sure will be high though as hsbc arnt great in my…
-
How do i meal plan?
dont know if im posting this in right forum but does anyone know what i do lol/
-
What will you spend today Friday 18th January?
Had a quick look and didn't see this thread already started so thought i would do the honours:D . Not a good day for me spending wise cos i just got back from Mr T's and spent £117 but that was a big shop and i hadn't done a big shop for nearly 2 weeks. I also stocked up on some bargains. Hopefully everyone will have a…
-
AMEX Credit Card Copy Agreement
Hi everyone Would anyone kindly be able to take a look at the credit agreement below I received in reply to my CCA request from American Express Credit Card? I need to know whether the agreement is properly executed and enforceable. I note that it is not signed by the creditor. Also the terms and conditions supplied in the…
-
Eviction notice served
Hi, don't really know what to say other than my landlord has served an eviction notice on me and the court hearing is tomorrow - I am SO frightened! My twins and I came to live here 18 months ago and since Christmas things have all gone wrong. I was off work for 5 months with stress due to my boss' attitude and another…
-
How Long on the Vanquis Card?
How long do I have to suffer the high rates, low limit and no frills of the Vanquis card before I have enough of a credit rating to move onto something better? 3 months? 6 months? What I don't want - and I've had before - is for me to have this card and be as good as gold with it but for Vanquis not to update my report…
-
Dmp
if your on a DMP do you still get your monthly statements from your creditors i do im a little confused as on another thread they said i shouldnt as you shouldnt have any contact with your creditors i thought this was just an IVA
-
0% CC Tart Question
Hi all First time post on this board, hope it is in the right place. Hopefully just a quick question, we (me and my OH) currently have 6 cards on 0%. The first two are up on their timescale in Feb and March and I would like to transfer these two to just one new one (debt is reducing :j ). My question is, as one of these…
-
Oh how I love snowballing!!
I've printed out my snowball spreadsheet and stuck it on my wall. It's so satisfying to tick off each box and move down a row!:j :j :j Keeps me going for sure. Thanks to whichever member it was who recommended it to me, whose name totally escapes me!:T :T :T
-
Newbie!!
Hi all!! I came across this site by chance and I'm glad I did, you all seem so helpful and friendly!! :D Here's my story: When I left school in 2001 I had a full time job and no outgoings so it was spend, spend, spend!! I didn't go to college so have been working on and off since school! Thing is I lost my job didn't find…
-
Poor Ed Mitchell
http://www.thisismoney.co.uk/news/article.html?in_article_id=427593&in_page_id=2
-
Please help- I'm sinking into depression!!!
Hello there, I'm not quite sure how to start this so I do aplogise if it all comes out a bit mixed up!!! Basically the last 11 weeks have been a massive blur due to having a baby that doesn't stop crying and demand feeding :rolleyes: (I of course wouldn't change her for the world though) so everything else has gone on hold…
-
The MOT oodles of support thread for D Day TODAY
Right I'm starting this off because I think MOT needs a bit of extra oomph to get her through today which is her day in court. For those who don't know Mum Of Twins (MOT) has had an immense battle going on for 5 solid months re her eviction and homelessness status. The thread is here…