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£ strongest major currency in the world in 2009
In Jan this year, there were many people posting here that the pound was about to go into freefall (go to parity and alot lower v €, even go to parity v $), which felt like pure panic had set in. Since then its up 10-30% from the Jan lows against €, US$, yen. Did any of you act on your fears, and if so, did you use a stop…
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Euro Exchange
Hi all Please can somebody advise me of the following. I currently have 25000 Euros in cash and would like the best low risk return on it. Where should I put it?
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ETCs - how to calculate returns ?
As I understand it, the total return on an Exchange Traded Commodity is made up of the spot return (capital gain in spot price) + roll return (return from rolling the underlying futures over) + collateral return (interest paid on cash invested). Anyone suggest where I can find the roll dates and interest rates for a…
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Egg 6.3% account. Rate after fix finishes?
Hi... My Egg 6.3% account matured on Friday and I am trying to work out what the rate is now. Looking at the historical rates link on the account information page it looks like it is now 1.25%. Is this correct? I have another Egg savings account and that is currently on 2.5% so just trying to work out if I should move it…
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Savings recommendations?
Hi all, I have just been told I will be receiving a cheque for compensation which will cover all my debts and leave me with about £4000 which I want to put somewhere safe. However I want to be able to access it fairly easily if needs be as my house is currently on the market and I may need the money to add to my mortgage…
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ING Direct Instant Access Account
Hi Everyone, I have recently opened an ING Direct instant access savings account and plan on lodging a substantial amount of money to the account. I was wondering if anyone would like to share their experiences with ING direct and also would anyone have any concerns about them as I know their compensation scheme is…
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Compensation Recovery
My dad is 70 years old and is about to sign to accept a £30000 out of court settlement from NHS , for them killing his wife, our mother, in an outpatients procedure ,nearly 3 years ago. He is sharing the compensation with us 5 children..The solicitor has sent a standard personal injury letter stating that he could lose…
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Savings for Niece/Nephew
Hi all I am wanting to set up a savings account for my niece and nephew...niece is 3 months old, nephew due to be born this month. Anyone know the best place that would do this? I would probably be paying in only a couple of pound a month to each but would give them a bit of savings for when they grow up :-) Thanks in…
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Pay mortgage or Barclays Capital account
http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?task=homefreegroup&value=16215&target=_self&site=pfs Hiya experts and alike, According to this guarenteed five year investment I would recieve 43% return on a five year term that equates to 8.6% per annum. Now I am paying 5.89% interest on my mortgage (the deal is…
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Close Tesco internet account
:mad:I've only just realized HOW ridiculous the Tesco internet saving account is - it took me a good 6 weeks to get up and running and I have just found out that in order to be able to actually do anything, you need to go through another ridiculous process to get a card reader...Problem is, I assumed this account would be…
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Fund spread Sector suggestions
I know there is anothing hard and fast here, but what would constitute a medium risk (investing over 10 years) spread of investments over the various investment sectors and with what weighting in each in order to achieve optimal growth? I would be looking at saving monthly into 6 or 7 ISA funds, with about £600 each month…
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Savings account
I am trying to save for a car, as i am currently unemployed i havent got much to save from, and wondered what the best way was to make extra money from a savings account and who is the best company to have a savings account with?
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"At least five societies to fail" - Analyst
Telegraph "Ralph Silva of TowerGroup, the leading financial services research firm, said that up to 15 building societies could be forced to merge within the next year or so but that at least five others would fail on the lines of Dunfermline Building Society...." Quite a dramatic prediction. Only the Big Daddy of all BSs,…
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Halifax Regular Saver
Hi All, I took out a 12 month halifax regular saver account on the 19th July last year, and have subsequently made payments on the 1st of every month starting in August 2008. I have now made 12 payments in total and Halifax have confirmed that I don't need to make a payment this July (even though my anniversary date isnt…
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Faster Payments - for Savings
Hello, Does any-one know of a high paying savings account (2% +) which will allow you both to make and receive 'Faster Payments'? I can't find any at all, but I'm hoping some-one else might. The reason I want this is I have a a couple of thousand which I want to keep for an emergency. If you have an emergency you do tend…
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Happy with my savings
I had to tell someone and I guess at least here people won't think I am wierd for saving :D I set up some fixed rate accounts with ICICI last year, the first was because I had some extra cash sitting in my savings and I wanted it to work for me. I looked at it today to see when it matures, but what made me really happy ???…
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investment shares - help
I invested some money about 2 1/2 years ago on a 5 year basis in stocks shares....if I needed to lift this cash is it possible...I understand there may be penalities?????
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Anglo irish bank shares take a battering-is my money still safe?
Hi there, I have over £45,000 (a one year bond) in the anglo irish bank in one of their uk branches. I have seen that their shares have taken a real pounding today down over 45% to euro 2.30. Anglo irish bank is an Irish owned bank but operates in uk under the so called passport compensation scheme I believe. below is a…
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ICICI bank = £20 for new HISave customers
just launched todayThink HiSAVE could be perfect for a friend or family member? Here at HiSAVE we think our savings accounts are something to really shout about. So much so, that we are now rewarding our existing savers who spread the word about our Fixed Rate Accounts. You could share £40 with each friend or family member…
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Withdrawing 30K From ISA
I have about 30K in a Lloyds ISA and want to put this into equities. My question is : What difference does it make if you withdraw your ISA as cash and then invest it as opposed to transfer the funds from cash into a stocks and shares ISA.