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bad credit but where do i go for a credit card
i am 20 year old and was silly with mobile phones ect where would be the best place for me too go for a credit card as no body will give me one
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Natwest 0% int.
Hi there. We have a Natwest platinum c/c which is on the standard interest rate with a zero balance and 5k limit. I notice that they have a 0% on purchases at the moment so was wondering if its worth asking them to give us the same deal or should we just move to another card. Cheers Steve
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Newbie Balance transfer question....
Hi all, Im trying to sort out my dads credit cards as he is paying interest on both of them, and im certain theres a way he doesnt have to! Right, he has a Mint credit card with about £700 on it. He also has an Egg card with about £2000 on it. So after reading A LOT of posts on this (very helpful) website trying to…
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Floor Limit
Hi, I’m a newbie to this site so I hope I'm not posting in the wrong place. I recently came across a problem which really annoyed me and I seek your advice. I was attempting to pay MBNA via their website a significant amount of money to reduce my Credit Card Balance. I had planned for some time to do this but because of a…
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Advice please - Mint Letter
Open to suggestions for an appropriate response to Mint. Today, I received the following letter: Dear (reanimatoruk) Mint Gold account Number: xxxx xxxx xxxx xxxx Current balance: £4.91 After a general review of your account and exercising our right under the credit card agreement, we require the immediate return of the…
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GM Card
There must be many of us GM card holders with points to spare. I have the max (up to £2500 off a Saab and £2000 off a Vauxhall) but don't actually want to buy any car at present. Is there a forum to bring potential Saab / Vauxhall buyers together with points holders to share the benefit? Rob
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Best Card For 0% Purchases?
I'm looking to purchase an item and would like to fund it over 12 months interest free, any ideas on which card would be best?
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credit card balance transfer
Is it possible to transfer the balance from my sons or daughters credit cards to my own card which has long term favourable low interest. One is no longer resident ay home.
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Is this chip and pin fraud true or an urban myth?
Hi, The title says it all and the link is below. Can anybody tell me if this is true or not, please? http://devilskitchen.blogspot.com/2006/11/chippin-away-at-fraud.html
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help 4 student!
hi guys, was wondering if u could help...i have 2 pay £1200 fees anytime before march 2008. I also have to pay out approx £9000 for my legal practice course sometime in 2008. I don't know yet whether it'll be one outright payment or by instalments... so...I would like some advice on getting a credit card from which 2 pay…
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Barclaycard joke!!!!
Hi everybody, I just thought I should share this with you all as I find it so funny ... I was lucky enough to find myself in a position to clear my barclaycard balance of just over £1200 on 25th October. Stupidly I paid the wrong amount and left a balance of £23.45, which I paid on 30th October. I emailed customer support…
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MBNA's new rip off
Having lost millions of £'s because the Office of Fair Trading made MBNA slash their late payment charges, MBNA have found another sneaky way of making money out of their customers. If you have an interest free card with MBNA and you're late in making your monthly repayment (even an hour late), they cancel the agreement…
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Top credit cards available at the moment
My friend is popping over to see me later today and while here she wants to use my computer to apply for a credit card. She has a full credit history which is all good, she has never been refused credit. She is looking for low interest and even better 0% for XX amount of months on transactions. It cannot be Mint or Egg as…
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Repayment Plan
Hi all, looking for a bit of information. I got myself into bit of a mess with credit cards and a loan. I wrote to the credit card company (Barclaycard) and agreed a repayment plan and HSBC put me on a managed loan. When I released how much interest I was going to be paying on the managed loan and how long the repayment…
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MS Fly and Buy Lead times
Hi, I applied for the Morgan Stanley Fly & Buy card over 3 weeks ago and I have not heard anything. If I was unsuccessful should I expect a letter or email informing me of this? Thanks, Dan
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Purchase Protection doesn't cover repairs?
I dropped my son's TV on the floor and it stopped working. I purchased it less than three months ago with a Tesco credit card, so I phoned them up asking if it was covered under their purchase protection. They said yes, and that I should send a photo with the completed claim form, and they would refund the cost less an…
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Charge for credit
I've been accepted for a card by M&S for a life of balance transfer. Just one thing in the T&Cs that i don't quite get is the charge for credit bit. Can someone please explain this? unfortunatly i don't have the t&C's to hand so i can quote from it. Thank you
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Super Balance Transfer
I have an Egg green card with a £15k limit. My 'anniversary' period commences in January 2007, but because of the 2.5% uncapped charge, I reckon this card is now no use. Does Egg have any other cards which permit a SBT, and if they do, is it possible to transfer the balance I have on my Green card to it ? Thanks in advance.
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This is an interesting problem!
Hi Everyone, Could do with a bit of advice here. My GF is an Ebay addict. She bought a pair of trainers from some person on ebay with a rating of 1000+ They were described as new and in the box. She didn't have the funds so I let her use my paypal account that has a virtual Visa from epassporte registered against it. So it…
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Sony Card any issues with the free MP3 Player
Applied for a sonycard to get the free mp3 player and only had 2000 points added instead of the 8300 that was needed. Has this happened to you and what happened when you called them did they sort it without issue.