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I am trying but struggling
Good morning Right where to start! Well i split from long term ex about 18 months and moved out of joint owned house and moved back to dearly beloved mums which is poo but much appreciated this is where the trouble started. I still paid for half of mortgage on house as well as giving mum contributions towards her house she…
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Basscadette and her Baby
I will start this diary by saying I was first on the Mortgage Free Wannabe board, inspired by their diaries and determined to make a plan to pay off our mortgage ASAP. Then I realised... actually we're in debt. I was obviously in complete denial because, when I went to calculate how long it would take to pay off all of our…
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Damita trying to become debt free
Hi have been a member here for two years but I haven't been around lately, a bit of an intro since loads has changed in two years. I live with my husband in the house we brought two years ago, we managed to only get a 70k mortgage which are already down to 68k. I'm 24, 25 in October, I am in my third year at uni studying…
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Debt destroys peoples lives...(but only if you let it!)
Hi all this is my first time that I have written on this site. I've found reading the comments from others to be very supportive whilst continuing to battle with my own debts. In March 2011 I was in debt to the grand total of £28064.84. I have been on a DMP since that time and have now reduced it by 12%! Can't believe I…
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Dr Dolittle needs to do more!
Hi guys I have been coming on to Money Saving Expert for a few years now and have been 70 pounds off from being debt free at one point! At that time we had just bought our first house and instead of being patient and waiting to make improvements I powered ahead and paid for them on credit. Now we have quite a reasonable…
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A clean(-ish!) slate.....
Right, have been wandering about these boards for a few weeks now & there seem to be some fantastic resources, so I'm starting this diary up to help myself stay motivated, and hopefully get some tips from you lovely people as to other threads & challenges I should be taking part in. Bit of history: I'm in my mid-30s & live…
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MrsTUS is going to be debt free. FACT.
Hi guys, thought I'd start a debt-free diary although to be fair, I'm not entirely sure how much time I'll be able to realistically put in to updating it. I will try to be truthful. I will try to be entertaining. I will moan about my husband copiously and how much he p*sses me off with his tight-!!! way and I will…
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Tilly's DF Diary. Come and have a cuppa and a cupcake
Right I’ve decided to start a DF Diary. To help me focus, keep track of where I am and just a place to rabble on! A bit about me. I’m 27 and live with my partner, our 2 cats and 2 house rabbits. Most of my debt was from university and all the “free money” letters you would get from loan companies. I fell for it!:mad: My…
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Yes It's another DFW diary - Am I ready?
cleared as new diary
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The Honeymoon Period is OVER!!
Hi everyone I am new here, and decided just to jump right in at the deep end and start a debt diary...oh the shame! I got married earlier this year, we had been planning it for over 2 years, with a (naive?) view that we would save for the wedding and not go into debt for it....how wrong were we? Things came up, cars had to…
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Going to live my dream life
Well I have finally got my head out of the sand:D I have debts worth £18.500 :mad: So tonight before I joined I cut up all my credit cards:eek: Over the next few days I will do a spreadsheet of my debt and work out a plan to get rid of it. I have a house full of things I dont use or need so they will to go. I want to live…
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Cutting down on expenses
Have you noticed that everything is blooming expensive, the cinema, takeaways. Why is everything so expensive if theres a recession surely something should get cheaper. I have tried cutting down on my expenses. Online datng for instance. If I could find someone rich that would help my budget:) But £60 a month seems kind of…
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I Will Will Will Do It This Time!
After some inspiration from people on this site, I have decided now is the time to start my own debt busting diary. I haven't really considered it before but after realising some things about the money I owe and through being inspired by people on this site, I've decided that I must stop procrastinating and get my debt…
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Indigofire's get out of debt diary.
I went to HSBC to see about a new banking account and was dismayed to find that due to my dismal credit history I could only get there basic bank account. Which wouldnt help me what so ever. So I went to my actual bank and made an an appointment with there financial advisor so that I could see where they could help me. I…
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Minty's incredible disappearing £700 thread...
Morning all! Bright shiny new thread here, and I hope some of you will join me on my journey. So, I'm Minty, female, husband, two teenage girls, working part time. We have a problem though. I'm in charge of the money in our house, and it usually works quite well. We have a 'bill account' that we both pay money into and it…
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I have a confession...
Hi all I'm in debt, to the tune of £41k - phew, there, I just said it, wrote it and shared it. Today I have made the first positive decision in a long time. I have stopped ignoring it and I'm facing up to a tough few years as I strive to be debt free. So, what I have done to set off on a new path? Well, I'm talking to…
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The debt free journey of an easily distracted Moog
Hi All, I've decided to start a diary here to keep myself on track and focussed on my goals. Having spent a number of years blindly ignoring our debts and letting them run up to a situation where we spend virtually all of our salaries on essential bills and debt repayments. The most upsetting thing, is that we have nothing…
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The new word is NO!!!!
This is my new start, a completely new diary and a new start. The title says it all that's the word I find so hard to say. So I am going to say no to the following: Debt - Ok not huge but owe about £5000 DD - I have good days and bad days with this one but must say it more often Take-aways - Put on a load of weight and…
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Debs' debt-free dreams
Ok, a friend has convinced me this is the next step in sorting myself out. I'm new to this so any tips and pointers in what I should be writing/counting/doing are greatly appreciated! I've stopped with the blinkers this year so I am no longer racking up hundreds in bank charges all the time (um, every month) and have not…
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EH is Back - and going Onwards, and Upwards!
Hello! Been here before, but currently guilty of some shameful neglect and lack of focus, so first of all, apologies to all those whose threads I have been MIA from for a few months, I have no excuses! :o Right then, the reason for the return. I have somewhat unexpectedly found myself out of work. I won't go into the…