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  • FIRST POST
    • Woodmatt13
    • By Woodmatt13 15th Jan 20, 3:07 PM
    • 18Posts
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    Woodmatt13
    Late payment marker?
    • #1
    • 15th Jan 20, 3:07 PM
    Late payment marker? 15th Jan 20 at 3:07 PM
    Hi everyone,

    I was wondering if anyone could give me any advice? I accidentally cancelled a direct debit of £32 to creation finance. This was done by mistake (clicked on the wrong one). We received a text today to say the payment was late (was due yesterday) and this was paid over the phone straight away and the direct debit reinstated. I asked on the phone if they are likely to report as late to the credit reference agencies however the person wasn’t able to answer the question. I was just wondering if anyone knew if we are likely to be reported as late to credit reference agencies for it being one day late? I am worried as we are remortgaging and would hate for this to cause an issue.

    Any help would be gratefully received.

    Many thanks
Page 1
    • zx81
    • By zx81 15th Jan 20, 3:08 PM
    • 24,794 Posts
    • 27,681 Thanks
    zx81
    • #2
    • 15th Jan 20, 3:08 PM
    • #2
    • 15th Jan 20, 3:08 PM
    Impossible to say. It depends on a number of factors.

    Check your files next month to see what appears and then deal with it appropriately.
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