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Late payment marker?

edited 30 November -1 at 12:00AM in Credit File & Ratings
1 reply 360 views
Woodmatt13Woodmatt13 Forumite
20 posts
10 Posts
edited 30 November -1 at 12:00AM in Credit File & Ratings
Hi everyone,

I was wondering if anyone could give me any advice? I accidentally cancelled a direct debit of £32 to creation finance. This was done by mistake (clicked on the wrong one). We received a text today to say the payment was late (was due yesterday) and this was paid over the phone straight away and the direct debit reinstated. I asked on the phone if they are likely to report as late to the credit reference agencies however the person wasn’t able to answer the question. I was just wondering if anyone knew if we are likely to be reported as late to credit reference agencies for it being one day late? I am worried as we are remortgaging and would hate for this to cause an issue.

Any help would be gratefully received.

Many thanks

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