Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • paul2louise
    • By paul2louise 13th Jan 20, 6:39 PM
    • 1,954Posts
    • 717Thanks
    paul2louise
    Home insurance renewal - made a claim
    • #1
    • 13th Jan 20, 6:39 PM
    Home insurance renewal - made a claim 13th Jan 20 at 6:39 PM
    My renewal for home insurance is due end of the month. I made a claim this year for building and contents damage. The claim was settled. I want to know if I can get quotes from other insurance companies. When I use comparison sites it just asks how many no claim years for which I select none. Do I need to tell them that I have claimed and how much if it doesn't ask.
    Thanks
Page 1
    • CRISPIANNE3
    • By CRISPIANNE3 15th Jan 20, 6:32 PM
    • 390 Posts
    • 216 Thanks
    CRISPIANNE3
    • #2
    • 15th Jan 20, 6:32 PM
    • #2
    • 15th Jan 20, 6:32 PM
    My renewal for home insurance is due end of the month. I made a claim this year for building and contents damage. The claim was settled. I want to know if I can get quotes from other insurance companies. When I use comparison sites it just asks how many no claim years for which I select none. Do I need to tell them that I have claimed and how much if it doesn't ask.
    Thanks
    Originally posted by paul2louise
    Not sure if this helps but we made a claim on our contents insurance for accidental damage to our computer. The total claim came to 1800.
    We were advised by our insurers our premiums would rise by 15 percent. That would have increased the yearly amount to 325.00.

    Because of claim we lost 2 years no claims discount so will go from 5 to 3 years.

    We went via Confused.com and they wanted to know the date of the incident amount claimed etc. They came up with a quote from Halifax for 121 for the year.

    Try Confused and see what they come up with.

    BTW We are with Nationwide and they do not price compare so will leave them next month.
    Last edited by CRISPIANNE3; 15-01-2020 at 6:35 PM.
    • paul2louise
    • By paul2louise 15th Jan 20, 6:45 PM
    • 1,954 Posts
    • 717 Thanks
    paul2louise
    • #3
    • 15th Jan 20, 6:45 PM
    • #3
    • 15th Jan 20, 6:45 PM
    Not sure if this helps but we made a claim on our contents insurance for accidental damage to our computer. The total claim came to 1800.
    We were advised by our insurers our premiums would rise by 15 percent. That would have increased the yearly amount to 325.00.

    Because of claim we lost 2 years no claims discount so will go from 5 to 3 years.

    We went via Confused.com and they wanted to know the date of the incident amount claimed etc. They came up with a quote from Halifax for 121 for the year.

    Try Confused and see what they come up with.

    BTW We are with Nationwide and they do not price compare so will leave them next month.
    Originally posted by CRISPIANNE3
    We have over 10 years of no claims until our water tank burst while on holiday. It ruined the carpets upstairs and came through the walls and wrecked half the kitchen. Our claim came to 6300 of damages. I tried moneysupermarket and also got a good price from Halifax. I just presumed that we had 0 years no claims as we had claimed. You can't choose the option to protect like with car insurance. There's nothing on my renewal about no claim years. So do I just need to ring my old insurers and ask.
    • davidwatts
    • By davidwatts 15th Jan 20, 6:50 PM
    • 337 Posts
    • 265 Thanks
    davidwatts
    • #4
    • 15th Jan 20, 6:50 PM
    • #4
    • 15th Jan 20, 6:50 PM
    When I use comparison sites it just asks how many no claim years for which I select none. Do I need to tell them that I have claimed and how much if it doesn't ask.
    Thanks
    Originally posted by paul2louise
    No, you wouldn't but I believe all of the major comparison sites will ask for details if you've had a claim in the last 5 (perhaps 3) years. I'd be interested to know which one you think doesn't.

    If it's one you've used before then double check they've not just assumed the answer to that question is still "no" from an earlier quote. I'm sure you won't be able to get any quotes back without confirming the details of any claims you've had. It's a key question for pretty much every insurer.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

49Posts Today

3,817Users online

Martin's Twitter