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Travelling home to the UK for a holiday when living abroad

Hi,

Apologies if this would be the wrong place to post this - please help me know where to redirect to if so.

I'm a British Citizen, married to a Guatemalan (Central America) and we have two dual-citizen kids.

We live in Guatemala and are looking forward to our next trip back to the UK for a couple of months with friends and family. However, last time we were back our youngest, 4 months old at the time, contracted chicken pox two days before our return flights, and we didn't have any kind of cancellation protection, etc. The cost to change the tickets was higher than the cost of buying new ones (and those weren't exactly low either...)

Hoping to avoid any sort of repeat experience, I'm trying to figure out what to do to cover us. The only airline that is really available to us, Avianca (we can't go through the US due to Central Americans needing transit visas - a different issue), doesn't offer it's own sort of protection at all. I've tried looking for travel insurance, e.g. on moneysupermarket.com, but it seems we need to be living in the UK for it.

So, what does one do when they live overseas and want travel insurance for a trip TO the UK...

Any advice (or redirection) would be greatly appreciated.

Thanks

Comments

  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Surely there are travel agents in Guatemala who offer travel insurance to local people. If you are legally resident there, that is for you as well.


    There are two companies that offer travel insurance that can be bought when you are anywhere in the world: unfortunately last time I needed to use one of them they made it clear that they do not offer cancellation cover if you are away from home when you take out the insurance.
  • mad_rich
    mad_rich Posts: 868 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    yep, you need a local Guatemalan policy, or something designed for expats.

    Is there an expat forum in Guatemala or Central America you can ask on?
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